Monet

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Monet

Monet

@MonetFamily

Reimagining consumer banking for the 70M+ Americans earning outside the traditional paycheck.

Join the waitlist شامل ہوئے Nisan 2021
406 فالونگ996 فالوورز
پن کیا گیا ٹویٹ
Monet
Monet@MonetFamily·
Introducing Monet A debit card that pays you when your friends spend 20% of interchange. Permanent. Compounds with every referral. Banks have been collecting this tax on you for 50 years. Now you collect it back. Sign up for the waitlist monet.family/?ref=MON0354D4
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Monet ری ٹویٹ کیا
0xfreddy (executor arc) 🌸
I'm testing and using dozens of neobanks went trough the cards agreements and aggregated > fees > limits > cashback > details > countries support and more in one place check it CCompare.cards
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Monet ری ٹویٹ کیا
eric
eric@defyneric·
we’ll look back at 2026 as the great neobank boom
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eric
eric@defyneric·
anyone building the rewards layer for neobanks?
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Monet
Monet@MonetFamily·
@defyneric Yeah you already know is this a subtweet lol?
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Monet
Monet@MonetFamily·
@defyneric atomic.financial What chime uses for DD auto switching they showed me there payment sdk which has a bunch of companies majors Verizon and it’ll take the card you have on file in app (need pci compliance) and switch subs for that company to that card so Amazon apple etc
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⋆.˚✮ yura ✮˚.⋆
it’s a race to see which one retires me first, perps or memecoins? 🫢🤔
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Monet
Monet@MonetFamily·
@kingbtc Making this 👍
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Bob 🎲🌴
Bob 🎲🌴@kingbtc·
best off ramps for us citizens these days (no coinbase)
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Monet
Monet@MonetFamily·
Banks make money every time you make a purchase. They keep all of it. On Monet, refer one friend → you earn 20% of the interchange every time they make a purchase. forever. the bank's business model, but you're the bank.
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Monet
Monet@MonetFamily·
jobmaxxing
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Monet
Monet@MonetFamily·
point of all this: solo founder with this stack can compete against 20-person growth teams on velocity alone. window’s real. probably 18 months before the tooling commoditizes and agencies catch up. i’m building the flywheel while the window’s open. monet.family waitlist open
Monet@MonetFamily

next layer: creative iteration engine. performance data → claude reads wins/losses → generates theories about why → produces new variants that test the theories → deploys to test bucket → feedback loop weekly cycle. i approve. system runs.

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Monet
Monet@MonetFamily·
next layer: creative iteration engine. performance data → claude reads wins/losses → generates theories about why → produces new variants that test the theories → deploys to test bucket → feedback loop weekly cycle. i approve. system runs.
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Monet
Monet@MonetFamily·
the growth marketer version of this is a week of work coordinating between engineering, ops, and a marketing vendor. the claude code version is one person directing a system that writes, executes, verifies, and self-corrects. i’m not coding. i’m orchestrating.
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Monet
Monet@MonetFamily·
QA’d end-to-end before spending a dollar. claude drove chrome, filled the waitlist form, verified UTMs flowed through, confirmed pixel fired in TikTok Test Events, confirmed server-side event hit, verified the row landed in supabase with all columns populated. 1 session. 15 min.
Monet@MonetFamily

everything lives in skill files claude inherits every session. ad-campaign-best-practices.md encodes: research keywords before Search, discover assets before upload, PAUSED by default, budget minimums per platform, naming convention, safety rules. institutional memory, persisted.

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Monet
Monet@MonetFamily·
everything lives in skill files claude inherits every session. ad-campaign-best-practices.md encodes: research keywords before Search, discover assets before upload, PAUSED by default, budget minimums per platform, naming convention, safety rules. institutional memory, persisted.
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Monet
Monet@MonetFamily·
budget guardrails in skill.md: ∙ad group: $20-30/day during learning phase ∙campaign: sum of ad groups + 20% ∙hard ceiling: no scaling until learning-phase exit + 3 days of post-learning data claude follows numeric rules better than prose. these are invariants, not suggestions.
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Monet
Monet@MonetFamily·
built the entire paid ads stack for monet over the weekend. solo. mostly in claude code. neobank. TikTok + Meta + Google + LinkedIn all wired up. pixel attribution server-side, UTMs, creative pipeline, budget guardrails. here’s what that actually looks like in 2026 👇
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