Ben Drain

@autoquestlondon @Bounce_BackLoan I am surprised there aren’t more of these. HSBC inhibiting accounts all over the place

@Bounce_BackLoan even after this. No reply or update into what is actually going on. Was told on the phone by senior hsbc management that the inhibit will remain. Dont know what to do!

@VodafoneUK thanks for screwing up swapping my esim from my old phone to my new phone! Returning my new #iPhone12Pro and switching to network who cares! #useless #CustomerService

@HSBCUKBusiness @HSBC_UK a block on our account for 6 days and no information and no help, what the hell is going on?! #Blocked #HELP

@VodafoneUK pretty sure you are going to need to make an announcement that the network is down soon, save you a lot of time #moreissues

@Bounce_BackLoan Feels like abuse of the system to me

Someone has claimed for 36 LTD's and has got a BBL for each one.

@Bounce_BackLoan 😂 only if they are blind and foolish 😂

@bcdrain be a queue of women now

I know a lot of you out there are really suffering, if any of the old timers that have been paid are willing to chat to some of them in DM and help them make sense of everything please just put "I'm here" below if you are one the former and want a chat pick one of them to chat to

@ChrisWi05516715 @Bounce_BackLoan 😂😂😂 you really don’t like somebody having a view that is different to yours do you? And I am still waiting on the so called proof given that banks are not allowed! Yes the business is asked to self certify, but where does it say the bank cannot check it?

Friday night, Santander dumped all their current account BBL applicants. Mass emailed them all and told them they can no longer apply. Having previously told them they could apply. Solution – There is not one currently, they have sh*t on you from a great height. Tell your MP.

@ChrisWi05516715 @Bounce_BackLoan I have never said about affordability check, I have said all along about the bank determining somebody ineligible because the have requested more than 25% of the turnover they can prove.

@ChrisWi05516715 @Bounce_BackLoan I still have not seen anything that says banks will not face action for allowing ineligibility or lending above the allowed amount.

@ChrisWi05516715 @Bounce_BackLoan If there is a document that says a bank is not allowed to check the amount requested meets the 25% that should be easy to prove? If there is no such rule / document then you cannot say they are not allowed to do it.

@ChrisWi05516715 @Bounce_BackLoan I agree that first year of trading is going to be estimated, but after that banks could check if they wanted to.

@ChrisWi05516715 @Bounce_BackLoan Yes you could, but what I am saying is Starling would have been allowed to check what you had asked for if they had wished to. I don’t see anywhere that is says they can’t.

@ChrisWi05516715 @Bounce_BackLoan No it’s not, you are only eligible to apply for up to 25% if your turnover or £50k, whichever is lower. If you apply for more, then you have made yourself ineligible.

@ChrisWi05516715 @Bounce_BackLoan My question wasn’t about affordability. If somebody applies for more than 25% of their turnover, they are not eligible for that, which means wherever possible the bank would have to check that, wouldn’t they?