InvestWithMiles

Road to £100k 📈 Focused on Long-Term Growth Investing ✅ Posting my trades, thoughts and research ✅ Invest with @Robinhood_UK & @Trading212 Crypto with @coinbaseuk & @Strike Portfolio: Stocks - $MSFT, $META, $UBER, $HOOD, $SOFI, $ZETA, $GRAB Crypto - $BTC, $SOL, $TAO, Creating a community of like-minded investors.

@Kalshi_Crypto Waiting for the day Tom Lee makes a realistic prediction 😂

JUST IN: Tom Lee says Bitcoin will hit $250,000 this year

@marc02200 I would 🙋‍♂️

If Bitcoin dropped to $30k again tomorrow, most would say they'd buy as much as they could. Would you actually have the balls to do so?

@marc02200 $MSTR will be the first bank to issue money backed by bitcoin

AM I WRONG FOR THINKING THIS? You’ve already secured your Bitcoin. Now you’ve got $100,000 cash burning a hole in your account. You can stay comfortable and diversify into weak index funds…Or you can man up and go ALL IN on $MSTR --> pure leveraged Bitcoin conviction. I’m 27 and I would go full degenerate on $MSTR in a heartbeat. Would you actually have the conviction to do it?

@Vivek4real_ bitcoin:native will be $21,000,000 one day 🤞

BITCOIN IS ON TRACK TO REACH $20 MILLION BY 2035 🔥

@TheRonnieVShow If you were bullish at $30, you have to be bullish at $16

$SOFI CEO is buying. Analysts say buy $SOFI ValueCycle says buy $SOFI Are you buying SOFI Technologies?

@TradingRuppe Long $SOFI

Insiders keep buying $SOFI and $NKE. They believe in their company and their work. I keep loading $SOFI but not $NKE. What are your thoughts on this?

@CalebInvests_ I also think $NFLX is a good buy, albeit not growing as fast

• $SOFI owns no branches • $UBER owns no cars • $SPOT owns no music • $AMZN owns no stores • $NFLX owns no cinemas This is exactly the kind of business model Bill Ackman loves: Asset light. High margin potential. Software driven. Massive scalability. The companies that own the customer relationship without owning the heavy assets usually win long term. And in my opinion… $UBER and $SOFI still haven’t made their real move yet.

@ben__investing 🔥🔥🔥

Can’t beat a Sunday morning gym session imo 💪🏼 You’re not rushed for time, the gym is quiet, and it sets you up perfectly for the day. Remember, it’s important to invest for health AND wealth 😉🙌🏻

@MidlClassMoney @Futurenvesting @FunOfInvesting It could be a non material acquisition

I thought Noto stated in his interview with @Futurenvesting and @FunOfInvesting that he could buy shares if an acquisition was looming. Am I missing something? $SOFI

@LeifInvests The fomo at $30+ will be crazy 😂

$SOFI WILL REACH $32 BY THE END OF 2027 ‼️ 2027 Price Target Estimates Bear Case: $24.40 Base Case: $28.10 Bull Case: $32.00 • Implies a bullish but reasonable ~35x P/E on ~$0.90 EPS • ~50% EPS growth from midpoint 2026 guide Why SoFi reaches $0.90 EPS 💰 • Continued beat-and-raise cycle through 2027 💎 • Rate cuts = stronger loan demand + improved credit environment 🚀 • Operating leverage inflection as revenue scales faster than expenses 📈 • Strong member growth + cross-sell expansion across ecosystem ⚡️ • Stable credit performance with no meaningful dilution Other key factor 📝 • CEO buying shares + calling for SoFi valuation toward software/fintech multiple expansion narrative • Strong Rule of 40 profile (~70s), supporting re-rating potential Do you think $SOFI will reach $30?

@CalebInvests_ Because many investors believe the AWS of banking narrative is dead

Can someone explain to me like I’m a newborn baby why $SOFI can absolutely destroy earnings… Then immediately fall 10% 😭

@wealthmatica Massive potential from here $zeta

$ZETA raised their 2028 revenue baseline to a 23% CAGR. Previously 20%. That’s a 3% uplift attributable to the Marigold acquisition. 2028 targets then present… - Core CAGR: 20% - Acquisition uplift: 3% It’s critical to keep in mind, this assumes… - Flat Marigold growth. - No beat/raise core revenues. - No political candidacy revenues. I assume with $ZETA's track record, they achieve closer to a combined 28-30% CAGR through 2028. - Core CAGR: 24-26% - Acquisition uplift: 4-6% And you’re bearish? $ZETA

@shaguncrypto soon 🤞

@InvestWithMiles About to be 1 BTC

I’ve been putting $2,000/month into Bitcoin since my early 20s Just lived far below my means and kept stacking quietly. The goal is be millionaire at retirement.

@antibearthesis Fully agree. $TSLA is a failing business

Uncomfortable truth: $TSLA does not belong in the Mag7

My first 100% return. And it’s not even on a stock. It’s in bittensor:native A great crypto project for those that are in crypto

@antibearthesis @anthonynoto Facts

@InvestWithMiles @anthonynoto Load the boat

$SOFI Money moving from weak hands. as many retail are seemingly losing faith in $SOFI, we are seeing Institutions as well as the CEO himself @anthonynoto load up at an amazing valuation.

Stock Market Closed. Had to treat myself to a small bitcoin:native purchase. Now at 0.04 bitcoin:native in total. Long term goal to get to 0.1

couldn't agree more, with how similar they are to revolut. Massively profitable and mainly coming from fee income. Their lending products are designed to be as little risk to chime as possible. Now confirmed to be moving into investing. this could be potentially a bank with 10+ high revenue streams, and lending being very little of the revenue mix. I think wall street would give that a high multiple, as that would be different to most other banks.

$CHYM is a highly profitable neobank in the making. Q1 ’26 was the inflection point. First GAAP-profitable quarter. Revenue +25%. 10.2 million members. MyPay margins at 62%. Guide raised. $200 million buyback added. But the bigger picture is the analogy hiding in plain sight: Revolut. Revolut hit its first profitable year in 2021. Few cared. Then the flywheel turned: → 2023: $1.1 bln revenue, $428 mln net profit → 2024: $4 bln revenue (+72%), $1 bln net profit → 2025: $6 bln revenue (+46%), $1.7 mln net profit, 68 million customers → Valuation: $33 bln→ $45 bln→ $75 bln → $200 bln IPO target Four years. ~6x the revenue. ~6x the valuation. The pattern is the same one $CHYM is now stepping into: 1. Primary-account stickiness → low-cost deposits → high-margin liquidity products. Revolut’s wealth/lending revenue grew 298% the year after profitability turned. Chime’s platform revenue is already +50% YoY. 2. Monetization layering on a captive base. Revolut bolted on FX, crypto, lending, business banking. Chime is layering Prime, Chime Card credit, MyPay, Instant Loans, Enterprise - the same playbook, with a US flavor. 3. Operating leverage from proprietary infra. Revolut runs lean on its own stack. Chime just completed ChimeCore migration; 84% of code now AI-shipped. This is what compounds margins. 4. Institutional investors underwrite profitability slowly. Revolut was dismissed as unprofitable for years before the re-rate. $CHYM trades at 2.4x sales today. Revolut’s last mark: ~12x. If Chime delivers Revolut-like compounding on its 10 million US base - credit mix climbing, MyPay scaling, Prime densifying ARPU, Enterprise opening B2B2C - and the gap between $19 and a true neobank multiple is not 50%. It’s multiples. The positioning right now is that this is in fact year one of profitable compounding.

@sue_xbt Can I have some 🙏

After months of DCAing, I finally made it to 0.5 BTC. Thank you for the dips along the way 🙏