Money Mind | Nitesh 📈

@UtdMaI Football has always had "groups of death." Strong teams ending up on the same side of the bracket isn't new. The beauty of knockout football is that reputation doesn't win trophies. One upset can change the entire tournament. That's why we watch. ⚽

So you’re telling me Spain, France, Germany, Portugal, Brazil, Belgium, England and Netherlands all stuck on one side of the bracket… The other side? Argentina, Australia, Cape Verde, Egypt. The script isn’t even trying to hide anymore

@omgsidewalks Wealth creation is important, but so is ensuring that ordinary people have opportunities and purchasing power. An economy works best when both businesses and consumers succeed.

I DO NOT understand what billionaires think the final outcome of all this would be. If nobody has a living wage, they CANNOT buy your products, pay for your services or rent the properties being owned and hoarded. At that point, does the whole thing not just collapse ??

@t_sadiity Absolutely. A day with no plans, no notifications, and no visitors isn't boring. It's peace.

Does anyone actually enjoy a whole day at home with no visitors & no plans

@mahanot_dikshit Probably both. One day it's Nikhil Kamath. The next day it's IPL highlights, memes, and Shark Tank. Tier 2 is where ambition and entertainment coexist.

If Tier 1 India watches Nikhil Kamath’s podcast, and Tier 3 watches brainrot like Bigg Boss, Roadies, etc… What does Tier 2 watch?

@apnmrev Impressive. The biggest takeaway isn't the age—it's how much responsibility some companies are willing to give to people who consistently deliver.

london is crazy. just had a coffee chat with a 24 years old strategy & ops guy at a yc19 company (valued at $500M+). he casually mentioned he just flew to the ECB in belgium… to handshake an acquisition of a financial entity with the head of finance of belgium. 24 years old. no decades on the corporate ladder. just building, executing, and now directly shaping global finance deals. this is the new game. the world really is in your hands if you move fast and start chewing glass early.

Every country gets some things right and some things wrong. The best travelers don't come home saying, "My country is better." They come home saying, "I wish we adopted more of the good ideas I saw elsewhere." Travel doesn't just change your location—it changes your perspective.

I’ve lived in the US and in Europe. Here’s the truth: 1. Life is better with AC. It’s not up for debate. 2. Free refills are a gift. Seriously. 3. And ice in your Coke. Lots of it. 4. The food is fresher and more delicious in Europe. At least the fruits and vegetables in my part of Europe. And it isn’t close. 5. Life is better when you don’t have a waitress offering to bring you your check every 5 minutes. 2 hour dinners are a gift. 6. Americans spend too much time in their cars. I know why, but spending a huge chunk of your life looking out of a windshield stinks. 7. The churches in Europe are stunning. But they don’t seem to do much in them besides look at the architecture and adornments. 8. The drive-thru is a supremely American thing. You can do almost anything from your car window. 9. It’s true, ranch is delicious. So is Texas BBQ. And Chick-fil-A. Just trust me on this. 10. Coffee is meant to be sipped with friends, not gulped as you hustle to your next appointment. I’m glad the world is experiencing America through the eyes of people instead of media. I hope most Americans will take the opportunity to return the favor someday.

Your employer remembers your performance. Your family remembers your presence. Choose your priorities wisely. ❤️

@BaluGorade Reading this made me think... If I had to gift ₹50,000 to a newborn today, I probably wouldn't buy gold or toys. I'd invest it for their future. Because the best gifts don't just create memories. They create opportunities. #MoneyMind ❤️

At my son's naming ceremony, around 200 guests brought gifts. Clothes. Toys. Sweets. Cash. One wise friend gifted ₹50,000 in HDFC Bank shares. Twenty years later, it's worth nearly ₹50 lakh. The other gifts were forgotten. This was the only everlasting gift. - Ramesh Damani

@MrMekzy_ If you have advantages, use them. If you don't, build skills that become your advantage. At the end of the day, consistency beats entitlement.

You're supposed to use every unfair advantage you have. Looks, genetics, connections, dad's money, whatever to get ahead in life. There's nothing noble about choosing the hardest path just to feel like an underdog.

@Portfolio_Bull One incident like this reminds us that protecting wealth isn't only about earning or investing. Strong institutions, transparent processes, and accountability are equally important. Without trust, even rightful ownership can become a long battle. #MoneyMind

A man named Mudit Agarwal lost his wife, Rani Agarwal, to suicide on the night of Diwali. During the postmortem, doctors handed over her gold chains, rings, lockets and 10 bangles to the police. Soon after, Mudit was arrested in a dowry death case. 17 years later, the court acquitted him after finding no evidence against him. He then asked the police to return the jewellery. The police's written reply was unbelievable: • The jewellery was kept on the terrace to dry.
• Rain "destroyed" the gold jewellery.
• Whatever remained was taken away by monkeys. The court questioned the police: "Why was jewellery kept on a terrace? And how can rain destroy gold?" The court concluded that police officials had misappropriated the jewellery and made false entries in official records. Yet, even today, Mudit has neither received the jewellery nor any compensation.

@WealthEnrich If I could give my younger self just one financial advice... I wouldn't tell him which stock to buy. I'd tell him to start investing from his very first salary. Compounding rewards those who begin, not those who keep planning. #MoneyMind ❤️

Compound interest is your greatest wealth-building ally, but you need to know that the earlier you start, the bigger your gains are !! If you invest ₹10,000/month at a 13% return: ✅ Start at 25 → ₹7.7 Cr by 65 ❌ Wait until 35 → Only ₹2.4 Cr The cost of delay is HUGE! Your future self will thank you for starting TODAY. ⏳

@theskindoctor13 This reads like the plot of Veer-Zaara, not a verified historical incident. It's always worth separating fiction from real events before drawing conclusions. A compelling story can go viral, but that doesn't make it true.

In Nov 2004, an IAF Squadron Leader, an elite rescue pilot, was involved in a severe breakdown of operational security and military protocol. After assisting a stranded Pakistani woman citizen on Indian soil, he failed to report the interaction to military intelligence or local authorities. Instead, he allowed the foreign national deep access to his civilian life, escorting her to his ancestral village to meet his community, and ultimately fell in love with her. The woman eventually returned to Pakistan, yet the Squadron Leader still did not report the interaction to the authorities. Shortly after, upon receiving news that she was getting married, he abruptly resigned from the IAF on a two-day notice and crossed the international border into Lahore, Pakistan, on a personal mission to disrupt her impending wedding. Upon arrival in Pakistan, he was arrested by local authorities under suspicion of espionage. Rather than identifying himself as an IAF officer, demanding contact with the Indian High Commission, or invoking international prisoner protocols, he chose to protect the woman's family name by adopting a false identity. This action resulted in an immediate intelligence blackout. For the next twenty-two years, he remained incarcerated in a Pakistani prison under this alias. Pakistani intelligence and the army failed to uncover his true identity, despite the fact that he had traveled on legal documents and that Pakistan heavily scrutinizes retired Indian personnel before issuing visas to the point that it is almost impossible to get. Meanwhile, The Indian side, receiving no communication or tracking data, did not bother to check with Pakistani authorities regarding where the officer had gone missing, despite his having traveled on proper legal documents, and officially designated him as missing and presumed deceased. The case remained entirely stagnant until 22 years later, when a Pakistani human rights defense lawyer discovered his true identity while reviewing state prison records. This discovery revealed that a highly trained military asset, now the greatest simp of all times, had been missing for over two decades due to an absolute lack of bilateral intelligence coordination and the pilot's own refusal to cooperate with legal channels. Following a brief legal proceeding in Pakistan, his true identity was verified as Squadron Leader Veer Pratap Singh, and he was officially repatriated to India. What absurdity!

@gabriel1 The AI race won't be won by regulation alone. Nor by speed alone. The countries that balance innovation, security, and responsible adoption will have the biggest long-term advantage.

america banning ai models internationally making everyone else 40% less economically productive while the EU is still debating if DALLE-2 is ISO 335 compliant at this point im not surprised if USA would 10x gdp without EU noticing

@sabeer India welcomes millions of visitors every year. If incidents like this occur, they deserve a fair investigation and, if necessary, accountability. One bad experience shouldn't define an entire country—but it shouldn't be ignored either.

I met an Indian friend this evening. He flew all the way to the Taj Mahal to propose to the love of his life. She’s not Indian. Can you believe the security and police stopped him from proposing? The police confiscated his ring. He then had to bribe the officer to get his ring back. He then snuck the ring in and proposed quietly without attracting attention. What is India becoming? An anti-love state?

@0xLuxi Maybe. But not everyone who starts in the same place becomes a millionaire. The difference is often years of consistent decisions that nobody else notices.

Every millionaire was once standing exactly where you are now.

@DearS_o_n There are moments when every man feels alone. But asking for help, talking to someone you trust, or leaning on family isn't weakness. It's part of being strong.

Every man is alone. He is with his family. He is with his workmates. He is with his brothers. But deep down he knows He is alone. Take care of yourself bro.

@sunilgurjar01 My answer? Probably Ritik. Not because equity always wins. But because a higher allocation to growth assets gives compounding more room to work over long periods. That said, the "best" portfolio is the one you can stick with through market crashes.

Two friends started with the same wealth: ₹1 crore But their asset allocation is very different. Rishi's Portfolio Fixed Deposit: ₹30L Gold: ₹20L Real Estate: ₹40L Equity: ₹10L Ritik’s Portfolio Fixed Deposit: ₹20L Gold: ₹20L Equity Mutual Funds: ₹60L Assuming average yearly returns: FD: 7% Gold: 8% Real Estate: 7% Equity MF: 12% Who will create more wealth after 10 years?

@ThetaVegaCap Don't buy a house because people tell you to.

Vishal took a home loan of ₹50 lakh. Tenure: 25 years Interest rate: 8.5% Monthly EMI: ~₹40,200 Like most people, in the first 5 years: ✅EMI paid: ~₹24 lakh ✅Principal reduced: only ₹5.5 lakh ✅Interest paid: ~₹18.5 lakh Then Vishal tried one simple thing. Every year, he paid one extra EMI = ₹40,200 (Just once a year. No change in monthly EMI.) What changed? 🔥Loan tenure reduced by 4.5 years 🔥Total interest saved: ₹13–14 lakh 🔥Loan closed in ~20.5 years instead of 25 Why did this work? That extra EMI went 100% to principal, Reduced interest base early, And broke the interest compounding cycle. Just one extra EMI per year.☝️ 👍Small habit. 👍Big impact. #Investing #Planning

@DearS_o_n I'd add one more thing: Make mistakes. Learn from them. But never lose your values trying to prove yourself to the world.

Make mistakes, make enemies, make history. But never make yourself small, bro.

@Uvalajnr This conversation made me think... Many people spend 20 years building a career. Very few spend those 20 years building financial freedom. If work became optional tomorrow, would you continue doing the same job? Why? 👉👉

My friend accidentally sent a job application to the wrong company. He didn’t realize it until he got an email inviting him for an interview. The company name looked unfamiliar. He checked the application he’d sent and realized he’d mixed up two almost identical email addresses. He almost declined the interview out of embarrassment. Instead, he decided to go anyway. He figured the worst they could say was no.