after age 65 you can withdraw for ANY reason — not just medical
you just pay regular income tax on non-medical withdrawals
which makes it exactly like a traditional 401k
except you already got the triple tax benefit the whole way there
triple tax advantage — the only account in the code with all three:
1️⃣ contributions are tax deductible
2️⃣ growth is tax free
3️⃣ withdrawals for medical expenses are tax free
a 401k only does #1
a Roth only does #2 and #3
an HSA does all of it
HSA = Health Savings Account
you need a high-deductible health plan to open one
2026 limits: $4,300 individual / $8,550 family
now here's the part nobody talks about
Seriously guys
Why aren’t we impeaching @GavinNewsom and prosecuting his entire administration???
Where are the lawyers? Or the bare laws for that matter?
We need to take back our state…..
@nickshirleyy@inkedcapital 19.8 million would change thousands of peoples’ lives… hard working fathers and mothers
But instead this bastard is frauding us of nearly 20m? And we barely finding this out now??
Nah we should be fumin’ as a Californian or even as a US patriot
Welcome to a $19.8 million Adult Daycare in California
- No adults
- No info how to enroll my “grandma”
- Phone number to nowhere
- New BMW parked outside
Prime example of fraud, waste and abuse
END THE FRAUD.
I’m going as far as to say CA AG was complicit with all the fraud
They need to make it seem California is a strong economy
But now we know more and more it’s all a fughazi
Before you impeach @realDonaldTrump , impeach @GavinNewsom first
Make California Great Again 🤜🤛
$MSFT 365-370 is a big area of interest for a bounce trade. Working on the second close under the bollinger bands today. Gap down tomorrow can be a fantastic entry for a 15-20 point bounce
your bank is paying you 0.39% on your savings right now
$SGOV is paying ~4.5%
same US government backing. no lock-up. fully liquid.
and 99% of people still have their emergency fund sitting in a Chase savings account
why. honestly asking.
applies to tax year 2025 — the return you file this year
expires after 2028 unless extended
not tax advice. but it's in the actual IRS guidance.
📌 save this. your car payment just got a little cheaper.
how to use it:
1. check if your car was US-assembled (first digit of VIN = country)
2. get your annual interest statement from your lender
3. add to Schedule A when itemizing
4. flag it to your CPA — this is brand new and easy to miss
under the One Big Beautiful Bill Act, interest paid on a qualified passenger vehicle is now tax deductible
qualified = cars, trucks, SUVs, minivans, motorcycles assembled in the US
deduction cap: up to $10,000 per year
what's one financial thing you learned embarrassingly late in life
mine: that $SGOV and T-bills exist and i could've been earning 4%+ on my emergency fund the whole time instead of letting $15k rot in a big bank at 0.39%
be honest. no judgment here 👇
I will hold into Friday. I will add a big position over 770-775. Please don’t message me every minute asking if I’m in, I’ll let you know.
Haven’t traded this name in months but finally looks ready for a bigger move toward $800 this week if market can hold up