Daniel Fozzati

In 🇺🇸, stablecoins (with no privacy) are losing yield to banks. In 🇬🇧, banks are putting the bank account and yield (both with privacy) directly on-chain. Midnight is playing a different game. $NIGHT

Midnight 🤝 Monument Bank Monument is set to become the first UK-regulated bank to tokenize retail customer deposits on a public blockchain — representing interest-bearing savings as digital tokens while remaining fully backed, redeemable in GBP, and protected under existing regulatory frameworks. Built on Midnight’s privacy-enhancing blockchain infrastructure, this approach ensures that transaction data remains shielded and accessible only to authorized participants — enabling the use of blockchain technology while maintaining the confidentiality and compliance required in regulated financial services. The initiative begins with a target of £250 million in tokenized deposits and represents the first phase in a broader rollout to expand access to tokenized financial products. Over time, this includes enabling exposure to asset classes such as private equity and structured products, and introducing more flexible lending models — capabilities historically reserved for institutional and private banking clients. Together, this partnership demonstrates how regulated financial institutions can bring traditional financial products on-chain — unlocking a more flexible, accessible, and programmable financial system without compromising privacy or regulatory standards.

For those going home to visit family this weekend: • Samsung calls it Auto Motion Plus • LG calls it TruMotion • Sony calls it Motionflow • Roku calls it Action Smoothing • Google TV calls it Motion Enhancement • Vizio calls it Smooth Motion Effect.

I am a graphics programmer, and here's my feedback on Apple's Liquid Glass beta. The idea is cool, but it's difficult to work with from a UX perspective. Let's start with the main problems: 1 - Low Contrast: It's clearly not readable, but there are many different ways to fix it.