Reuben

@2147mill BAE Systems!

What's one stock you've done well on but wish you bought more of?👀

Got to be happy with this for my main investment pie on week 1!

Nice growth in this particular #Trading212 pie today! $AZN and $BA the big movers.

@DearS_o_n My wife, no question.

@2147mill Looking good!

It’s been a good week so far for the long term growth pie🥧 trading212.com/pies/ltzntt0aH…

Health. Only health.

YTD growth for my iShares World Equity Index Fund investment. Very happy with this so far. Wondering what 2026 will hold!

RELX is going nicely at the moment. They make up 6% of my portfolio, anyone else holding?

@MyLegoBookFund Thank you! Same to you!

@ReubenInvests Oh nice. Best of luck on your journey. 🩵

My first dividend of 2026, and it’s a big one. 🤭 $PEP - £0.02.🥤

“Investing success is less about picking the best stocks and more about sticking to a good system.” For anyone starting their journey in 2026, here are 10 terms that everyone assumes you already understand but may not know as a beginner. 1) Total Return What it means: Share price change + dividends combined Why it matters: A stock that “goes nowhere” on price can still be a great investment if it pays dividends. 2) Dividend Yield What it means: Annual dividend ÷ current share price Why it matters: It tells you how much income you get today but not whether it’s safe or growing. 3) Dividend Growth What it means: How fast a company increases its dividend over time Why it matters: This protects you from inflation and is the key to long-term income investing. 4) Yield on Cost What it means: Your current dividend ÷ what you originally paid Why it matters: This shows how powerful compounding becomes over time. 5) Reinvesting Dividends What it means: Using dividends to buy more shares automatically Why it matters: This is the engine behind reaching £1k–£2k/month income. 6) Over-Diversification What it means: Owning so many stocks that none of them actually matter Why it matters: 50 tiny positions feel safe, but they slow learning and compounding. 7) Volatility What it means: How much prices move up and down Why it matters: Volatility is normal. Income investors care more about dividend stability than daily price moves. 8) Drawdown What it means: How far an investment falls from its previous high Why it matters: Every portfolio has drawdowns. Planning for them is what stops panic selling. 9) Rebalancing What it means: Adjusting positions back to target weights Why it matters: It controls risk without emotional decisions. 10) Behavioural Risk What it means: The risk of making bad decisions due to emotion Why it matters: This is the #1 reason investors underperform. Hope this helps!

@MyLegoBookFund It’ll be from BT Group - estimated at £0.40. Little by little!

@ReubenInvests Thanks Reuben. What will that be from?

@2147mill What’re your thoughts on what an emergency fund should be? I hear a lot of people recommend 6 months of expenses

If you have: • reliable income • an emergency fund • low fixed expenses You’re in a strong position. Calculated risks + time + patience is how normal people build serious wealth. Avoiding all risk is the real danger.

@Leo_Traydes Love this. Great work! Lifting definitely does so much for a positive mindset

As of today I’ve now done a minimum of 30 minutes on the Stair-master every single day for the past 3 weeks I’ve also lifted 14 of those 21 days I’m working on building habits and discipline Not chasing dopamine with a false sense of motivation Once it clicks to you how short life really is you will take control of everything in your power

@NefflynBe Coffee & lasagna

Aiming for something like this (in £, not $). I’m 30 right now so it would mean the ability to retire at 45. For those of you in the UK, do you think ~£500k is enough to retire?

@paulund @2147mill 100% agree

I've always seen this as a mindset thing rather than a which number is bigger on the spreadsheet. If continuing to see that monthly income going up is a motivating factor for you, do the income strategy. If you want more hands off automatically investing in S&P might be the better approach. Whatever keeps you investing over years is the best strategy for you.

Bit of a contrarian take here. I actually don’t think income investing is right for most people - especially when they’re starting out. Unless you already have a large portfolio that throws off meaningful monthly income, the cashflow is usually too small to move the needle. Income looks appealing because you’re “getting paid”. But early on, growth does the real work. Build the stack first. Let it compound. You can always pivot to income investing later once the capital is big enough for the income to actually matter.

@ElijahColeman21 Congrats, Elijah!

Finally hit my $100 goal with $JEPQ. Now to make this consistent moving forward. Also received some $BLOX; building this until $20 a week.

@TatianaSnead Great way to start the year!

opened up a roth ira account today and invested in s&p 500 & nasdaq 100

@2147mill Do you pay for the pro version or do you just track your top 15?

I keep getting asked about the app I use for tracking my portfolio. It’s pictured below. I’m not affiliated at all, it just works well. It’s free too.