The American Bankers Association: "It's kind of ironic, I suppose, the Clarity Act. At least for this particular section, I think there's still too much ambiguity."
ABA has been behind the scenes helping get crypto atm's banned in minnesota as well as helping to push their recent online gambling act that's now law. They used the typical story of grandmother's being "tricked" to wire money via atm's as well as the excesses of online gambling.