
Been living in Europe 3 years now with my wife and two kids
More and more questions lately about whether/when we’ll move back to the US
We don’t know
My Dutch and EU friends are typically shocked after I explain to them that, despite a 50% top income tax and a global unrealized wealth tax, we would still net far less disposable income in the US than the Netherlands, for example.
Health+dental insurance for a family of 4 in the NL costs ~€350/month with a ~€300/year deductible which the Dutch call “eigen risico” or “own risk”
We rent a 4 bedroom ground floor apartment with a huge back garden in arguably the most desirable part of the city… and pay less than our mortgage in New Jersey in 2020 when we had a 3% interest rate.
We don’t own cars. Transportation is super cheap relatively.. I estimate 10-20% cheaper because we bike, walk, tram, train.. rent a car when needed for short trips.
Kids go to a school that costs €0/year that costs $40,000/year in New Jersey.
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