Bear

@TheSalonDon Not sure if you’re in a college town/big city or not, but there def is someway to lean into the local clientele and who actually frequent your places. As weird as it sounds maybe they could find a local younger influencer to get some attention in that scene

A great employee got endometriosis and can no longer work a tanning salon I obviously can’t just fire her Beyond morality there’s lawsuits and the rest of my employees won’t like it I made her head of social media and ecom in a fully remote role Now I have to start an ecom division to justify it

@pepemoonboy That’s hoping that the person is actually investing the difference which I assume isn’t the case in almost all cases, you are also assuming rental prices don’t change (or atleast on my napkin math)

I ran the numbers on renting and investing the difference vs. buying a home... The results are shocking. The setup: - Median U.S. home sale price: $398,000 (NAR, 2026) - Average U.S. rent: $2,000/mo (Zillow, 2026) - Mortgage rate: 6.51% (30yr fixed, 10% down) All in monthly cost of owning that home: - P&I: $2,266 - Property tax: $332 - Insurance: $215 - Maintenance: $332 - PMI: $149 - Total: $3,294/mo Renting cost: - Rent: $2,000 - Renters insurance: $14 - Total: $2,014/mo The renter saves $1,280/mo. Plus the $51,740 in down payment and closing costs never leaves their pocket. All of it goes into $VOO. Using the long term S&P 500 avg return of 10% and home appreciation of 3.4%/yr (the avg since 1891): After 10 years: - Renter portfolio: $334K - Home equity (net of selling costs): $219K - Renter wins by $115K After 20 years: - Renter portfolio: $927K - Home equity: $531K - Renter wins by $397K After 30 years: - Renter portfolio: $2.41M - Home equity: $1.02M - Renter wins by $1.39M Even if you give the home 5% annual appreciation, the renter still wins at every single checkpoint. At $VOO's actual historical return of 13.99%, the renter's portfolio hits $6.38M after 30 years. The home equity is still $1.02M. The part nobody talks about: after 30 years your rent is $5,614/mo. Sounds scary. But your portfolio is generating $20K+/mo at a 10% return. You could pay that rent 3x over and never touch the principal. A home is a place to live. $VOO and the stock market is a wealth building machine. Not financial advice. There are lots of variables I may be missing. Run your own numbers.

Visited my buddy’s apartment for the first time and now I want to pitch a new show called “WASP Hoarders”. (Yes, he’s Episcopalian)

The Ralph Lauren aesthetics posting shall continue until morale improves

Well yes I figured that was the case somewhat. It’s a great piece for 60, and would be all over that. I’m always shocked when it comes to appraisals for something like this where it’s a crazy difference. If it was like 1k or two I wouldn’t be shocked really. Figured insurance appraisals are really only for insurances to get more cash in premium

@Scotsvix @FieldAndLedger @ChristinaKretc1 @Kiefer_Wool Now she’s blocked me. Judging by her bio, and her slander of Goodwill, I think she recognized the high quality, at the time, hates GW so justified it, got scammed by the appraiser, and started stupidly bragging, on here. I should have realized. But she didn’t steal $40K value.

An example of how cheap great quality antique furniture is now. This George III mahogany secretaire bookcase originally sold in the 1980s for £29,000, this just sold on the 2nd of April for £400 at auction.

@ChristinaKretc1 @Kiefer_Wool Wait, so you’re saying you purchased this for 60, and it’s valued at 40k? How’d you get it appraised for that much?

@Kiefer_Wool In the antiques trade they're sometimes called Brown Ships [big, takes space]. I will never understand this. Quality is superb. Bought this genuine 1700s secretary desk from Goodwill for $60. Made almost 300 years ago, not a repro. Hand planed, dovetailed. Valued at 40K.

How to wear a slack jacket

If anyone has a watch guy. I’m willing to pay a 5-8% fee if someone can secure me this watch, not a link. But I need to be able to actually buy it.

@rfkenmore Yea, if you go to *insert any social media “influencer” with a booth there* and tell em I sent you, they’ll give the best price. I picked up a no-date sub for 29k! It’s a damn good deal, I even let them keep the extra links for a better deal!

@FieldAndLedger Can I drop your name to help close?

If anyone has a watch guy. I’m willing to pay a 5-8% fee if someone can secure me this watch, not a link. But I need to be able to actually buy it. Cant find anywhere. Willing to go into debt.

I never got the purpose of this, especially when they count all scholarship money in a basket, as if they’d get it if they went to another school. Could understand if it was a “blanket” scholarship you get from a local organization, but for someone to get over a million in those would be national news

where do people get the money for all these applications…? I applied to literally two colleges

@unusual_whales Welp, we may be screwed

BREAKING: Trump will unveil a $1,500,000,000,000 defense budget request for the ​next fiscal year, per Reuters

@WhiteyNorthcutt Any particular reason why Chicagoland seems pretty cut off compared to other cities? I know historical Chicago was train, and Gary had a strong stance. But Cleveland for example goes deeper into Ohio

Avoid this area at all costs. Go into debt if you have to. There is absolutely nothing good about this area.

@user192928290 The type of Barbour you’ll find at Nordstrom rack

Mom can ya give me some money please

I hope to one day be able to operate/own a winery in the Italian region

@raypleat Curious, as someone who is trying to dress nicer, essentially like the person you posted, any tips they would have to start dressing like that and what to get first as the most “versatile” piece?

Menswear Wednesday with my friend for those who’ve been keeping up. Cheviot Tweed sport coat x J Press. Denim button down Donegal tweed tie x Atkinson’s Moleskin trousers x O’Connell’s

They weren’t really playing