FindingMeFinancial

@Dr_Crossroads @MattHay35 $RKLB public, $AEHR public, and Figure won’t go public, or have any issues getting investment above current valuations…but I would agree 100% as a general rule.

@FindingMeFin @MattHay35 Be careful about valuing public companies based on private bubble valuations.

$TSLA I've sold the last of my Tesla position. Tesla has been in a weird place for me for a while. I love the product. I am enamored with how amazing FSD (in a HW4 stack) is, and how excellent the vehicle is. My wife and I aren't likely to buy any vehicle that isn't a Tesla, and I'm already thinking of that nice upgrade (3-4 years from now) for my '22 Model 3. I also would love to own an Optimus at some point. I love the vision, the vertical integration, and wouldn't bet against Elon. Yet the stock is not the company. Tesla has always traded at a premium, but that premium is increasing over time. That's fine if it's in anticipation of significant future acceleration, but it's questionable when that happens. On the call, they stated, “over time, we expect our hardware-related profits to be accompanied by an acceleration of AI, software and fleet-based profits,” but were effusive on the dates. That's probably for the best, as Elon timelines usually need to be extended. Gross margins have improved, and the P/FCF looks like it's improving, but with the CapEx they're needing to do, this ratio will soon be negative. I don't mind buying a stock with extreme multiples, but I see easier opportunities with clearer runways for acceleration elsewhere. Tesla hasn't been a meaningful position for me for over a year, but I'm out for now. I'll still be rooting for the company (and shareholders) even while hoping the stock comes down to more reasonable levels where the R/R fits my portfolio better.

come on, you held PayPal for years 🤣😂🤣 I like to think of $TSLA as crypto. Crypto has $0 actual value, so infinity multiple, yet it’s only milestones are all made up events. Use purely drives interest and speculation. If 1 person owned it all, would it have any value? How would it generate any revenue? I’ll dump a few bucks in $TSLA when it has large downward swings. Otherwise it’s a few percent of my account that I hold for that magical halving event. If Robotaxi’s become a thing, great! If they stop making cars altogether, oh well. The only true play is robots. Figure AI has a $39 billion valuation, and essentially $0 revenue. By that metric, Tesla is undervalued. $RKLB is a company I love to look at and use for these comparisons as well. Still losing money, but forward P/S of 60, $RKLB is a 22x in the last 2 years…well below 3x. So which is overpriced? Will $RKLB make more money launching rockets, or $TSLA selling bots? heck $AEHR is losing money, and has a forward P/S of 68. So it’s not really about metrics or releases, or valuation. $TSLA could explode on any number of factors, honestly any day in relative stock timelines. Not to even begin discussing the potential consolidation of all of Musks ventures…so, like the longshot of crypto, I like to maintain a certain percentage allocated to $TSLA at all times just in case. I missed AEHR, but I’d be out by now, I missed $RKLB at $4, got pissed it went to like $12, and have never looked back…I can’t invest in Figure, but probably wouldn’t at current valuations u til I saw something…putting money in the $TSLA piggy bank knowing the delays, timelines, and past product performance…I don’t lose any sleep. We haven’t even discussed potential chip fab. I invest in $TSLA for 10 years from now. I have a ton of plays on $SOFI for 12 months out. I play $VG for 5 years out. I play $CAKE as a piggy bank that also has a 2 yr 90% upside not counting dividends. As one of the few people to make a solid percentage gain off of $PYPL, I think every stock has great potential, but they should each be played different ways with different perspectives. I totally support you dumping $TSLA, especially if you have a short term play for that capital. Long term, I hope you don’t miss their big day…but I’m confident you’ll do as well or better in whatever positions you disperse that money into.

That point was probably not as clear as I could have made it in the post. It's not that they don't give exact roadmaps, but instead that between some they don't discuss dates on and Elon timelines, it's tough to know when Optimus will truly become real. It's tough to hold something at extreme valuation where I don't have a clear enough picture of when revenue acceleration really begins.

@VilonMonie @CNBC you posted a Japanese Lexus to support your China propaganda.

@CNBC The people of china is going on a large scale of producing a flying car where as the USA are busy trying to fix wars and can run out of sophisticated weapons soon ...

The future of air power is autonomous, and the U.S. is not in the lead: aircraft developer Merlin Labs cnbc.com/2026/04/23/the…

thank you for being one of the few people that get it! I’m barely an investor in it, but what they’ve done is amazing! They have most all of their own silicone these days, that itself is amazing. Google pays them an unbelievable amount to use their search, why invent an LLM if someone will pay you to host it too?

$AAPL did not peak during the Steve Jobs era, even though many expected innovation to slow after his leadership ended. Today the company still controls roughly 33% of global smartphone market share, showing its ecosystem strength extends far beyond launching a single breakthrough device cycle. Apple does not need to build the most advanced frontier LLM or spend like a $200B hyperscaler to remain central to the tech landscape... it only needs to maintain platform leadership across hardware, software, and services.

@Kross_Roads Congrats on this one!

$AEHR looks like it wants to test $100. I keep expecting a pullback, but the stock keeps surprising me.

cook had way more innovations than he gets credit for, where as Jobs (who I love) probably got too much credit. Cooks vertical integration is what allows Apple to be the monster it is today. I feel like we’ve learned and are constantly being reminded just how important chips are. Timeline of Key Silicon Milestones • **2013 (A7): First 64-bit smartphone chip.  • **2015 (S1): First custom "System in Package" for Apple Watch.  • **2017 (A11 Bionic): First dedicated Neural Engine for AI.  • 2020 (M1): The Mac officially ditches Intel for Apple Silicon.  • **2024 (M4/R1): High-end AI processing and real-time spatial computing. then of course: • Apple Watch (2015): Initially pitched as a fashion item, Cook pivoted it into a life-saving health device (ECG, Fall Detection, Blood Oxygen).  • AirPods (2016): Often cited as his most "magical" product release, they popularized the "hearable" category and currently dominate the global wireless audio market.  • Vision Pro (2024): This was Cook’s big "One More Thing," launching the era of Spatial Computing and moving the interface from a screen in your pocket to the space around you.  Don’t you have one? If this is currently a failure, it’s no different than the Newton, which is now the iPad. • **AirTags (2021): Leveraging the "Find My" network of over 1 billion devices to turn the world into a searchable database for physical objects.  2. The "Services" Revolution Cook recognized that once the world had iPhones, Apple needed to monetize the use of the phone, not just the sale. Revenue from services grew from almost nothing to over $85 billion annually during his time. • Apple Pay (2014): Changed the way we think about physical wallets and laid the groundwork for the Apple Card.  • Subscription Ecosystem: Launched Apple Music, Apple TV+, Apple Fitness+, and Apple News+, creating a recurring revenue model that stabilized Apple’s stock price.  • iCloud: Evolved from a simple backup tool into the "glue" of the ecosystem, including privacy-first features like "Hide My Email." I think we were programmed by Jobs to expect amazing innovation…but most of what he “invented” was taken from other companies and ideas…Apple just perfected them for the consumer. iPods weren’t original, just perfection and ease of the platform. I had at least 5 smartphones before getting an iPhone, because it was the perfect incarnation of the smartphone. I think in many ways Cook has continued that while cleaning up the internals. I’m picking Jobs 10 out of 10 times, but in a parallel universe, Cook might just outperform him in every way…obviously financials is a given.

@FindingMeFin Stock price was not the issue. Lack of innovation, failure to lead emerging tech was. He squeezed every bit of value from Steve’s vision and now it’s time for new leadership to guide Apple’s next growth cycle.

It was time 9to5mac.com/2026/04/20/app…

I don’t disagree at all…I just don’t think the modern investor gives him full credit. I also think what the outside world views as innovation and advancement are far different than the actual innovation and advancement that took place under him…the vertical integration is unmatched, and the wearables category became a thing under him, as well as services and subscription based income. The reality is Apple has always been the master of taking products and perfecting them for the consumer vs creating new and innovative products from nothing. They did however definitely seem far more innovative in the early days.

@FindingMeFin I said he’s a great businessman. Which he very much is and it’s why the stock has killed it. I’m just saying the product development itself leaves something to be desired.

Big news for $AAPL today. So Long Tim Apple. I’m not sure anyone has ever done more while doing less.

@FunOfInvesting tell me you know nothing about data centers without telling me you know nothing about data centers. They are little the backbone to the future of America.

300MW data center vs. 20 people with signs on a highway. Birmingham gets built. Non-event. $NBIS

@FunOfInvesting Congrats, my AD called about a month ago, and I couldn’t say no…it’s the only thing I bought last month that went up nearly 100% 🤣😂🤣

AD: “Would you like the box in a bag, or are you wearing it out?” Me: checks futures 🔻🔻🔻 “On second thought, I’ll just get on the waitlist instead. Wouldn’t feel right to cut the line.” 🤣😭

@stevenfiorillo These are the types of things people who are investing in $TSLA are willing to pay a premium for. Not, will you loan your car out. For the most part, I could care less if they stop making cars, I’m here for robots…but your arguments are silly when you are invested in multiple companies with worse multiples. It’s fine not to see what someone else might see, but to bash what they see is just silly. FYI, not a $TSLA junkie, I may not even own any shares at this exact moment, I’d have to look, but I’d rather wait until tomorrow to see what plays are available. Also, the actual number of people who will loan out their primary car for Robotaxi is probably half what your unrealistic survey says. The reality is, just like @RealMattMoney and his Airbnb’s , many who rent on Turo, backline rental companies etc…if it makes financial sense, they buy products in this case cars for the sole purpose of renting them out. That’s 3x more bullish than someone loaning their own car out…because they are buying products just to rent them out, which could be multiple products, and potentially in multiple areas. Again in no way my personal bull case, car sales are almost meaningless to my thesis, but that’s another thesis people are out there betting on and willing to pay a premium for. Also if you didn’t see Robotaxi expanded to Dallas and Houston now…hate that thesis all you want, and say they don’t have the numbers, but if fully online, they could produce 1.5 - 2 million cars a year in North America. They started with 20 cars less than 1 yr ago, there are approximately 500 in operation today or 25x. I don’t think I have any sticks that went 25x in 10 mos. They also first started doing unsupervised rides in January, almost 6 mos after launch. Uber was founded in 2009, didn’t get over 10,000 cars until the 2012 year, and ended under 20,000. If regulations and demand allowed, $TSLA has the ability to produce 85k cars/mo. Last comparison, Waymo started in 2009 with 7 cars, it wasn’t until 2016, they had over 100, and in May 2025 crossed the 1500 cars in service plateau …so I wouldn’t ever view them as real competition in the space, even if they may always exist. Then obviously there is the one company thesis being floated, which is bullish if you like the companies involved and see a growing future between, space, robots, AI, cars, energy etc. I’m fine if you hate the valuation, neck I could care less if you hate the company…but to pretend like the upside isn’t a potential outcome is silly. Why do you invest in $PLTR, why does Matt invest in $RKLB, why are you begging to get into Anthropic…none of those are worth what they are asking today…you can just see the potential and want to be ahead despite unrealistic valuations by the numbers today.

@amitisinvesting @ChrisCamillo everybody wants to be a Texan ;)

@ChrisCamillo Green Friday + Texas Roadhouse Rolls is an undefeated combination.

Big green Fridays just hit different.

@Kross_Roads didn’t we have rules against posting mid day screenshots especially on SoFi?

$SOFI is back in the $20's!

this is too funny, I was just about to message @DataDInvesting saying I hadn’t even seen a $DUOL post since we quit debating $DUOL …this is the first time ever I’m interested in their earnings, as I predicted the earnings numbers would finally start to show the bending decline happening and not just slowing growth…or was it next earnings…either way interested to see how it plays out. Although secretly I wouldn’t mind being wrong because I hate seeing people lose money in this one.

$DUOL social media interest growth trends continue to look awful. A constant stream of viral content from their accounts greatly helped DAU growth over the last few years. That stream dried up. Growth sharply slowed. Doesn't look like things are improving yet. I guess you can argue they're still suffering from the "AI first" announcement blunder, but it's a few quarters after they said things would be back to normal now. No signs of that happening. And for those who want to say "but they're prioritizing teaching better over subscriber." That should not have any negative impact on social traffic. And it should be an accelerant for the 2nd U.S. consumer usage chart that also looks very bad. The Bird continues to struggle. And I don't see a reason to think a near-term recovery is coming.

@Kross_Roads @FunOfInvesting there’s no saving mine…just waiting for the June 28’s to come along to keep rolling up and out. On the other hand my share cost is approaching $0

@FunOfInvesting It's trying to save my covered calls.

“WHY IS $NBIS CRASHING?! SHOULD I SELL NOW????” - (Somebody today, probably, 3% off ATHs) 😅

@Sam_Badawi in fairness we are at ATH, and the deal isn’t done…not to mention we are a tweet away from a market reversal. Less upside to capture as well since we’ve bounced back.

I can't believe after an 11-day run up, people are LESS bullish and even more uncertain.

@Kelshua @elonmusk Yes, thankfully no one ever used photoshop and replaced peoples heads with naked bodies and then put them on web pages for profit…these nudity apps are so dangerous and destructive! Oh wait, nevermind, they are just another reincarnation of paper dolls.

@elonmusk Wow… that’s honestly disturbing. It’s crazy how something that invasive can be so widely promoted and even profitable. Makes you really question how closely these platforms are monitoring what they allow 😕

Well, how about that … ? 🤔

I think AI is an inevitable addition to your critical thinking. Adjusting your questions and research to both include AI, and then allowing yourself to verify via multiple sources, look into areas you couldn’t previously look into. It’s really about learning to use it to your advantage, not as a crutch.

Anyone know where I can find a device that mildly shocks me if I try to use AI... I want to stop using it because I feel like Im becoming too dependent... Any help?

@SportsSturm too many missed opportunities!

Welp. It was a fun ride, Badgers. But, that one will leave a mark. #Rats