Melanie Lockert - Writer

@AffordAnything I'd love to live in a world where this was the most depressing headline...given everything else going on.

The WSJ just ran the most depressing headline in human history. The piece is a first-person column from two retirees. They say that without bosses, deadlines, or meetings, there's nothing to interrupt zombie doomscrolling. "We retirees have a particular vulnerability," writes one of the co-authors, Stephen Kreider Yoder, a retired WSJ editor. "We have time on our hands and no external authority telling us to snap out of it." "Let's have a show of hands: "How many retirees have ended a day looking up from the phone, wondering where the time went and feeling the mental equivalent of having finished off a family-size bag of potato chips?" "Yeah," he writes. "That's what I thought." We spend decades trying to buy back our time ... and then spend it staring at our screens.

Diversifying your income instead of relying only on your portfolio can help mitigate risk in financial planning. Read more in my latest piece for Super Age superage.com/your-portfolio…

This is sad. I know as a politician these companies are going to spend a billion dollars against me for saying it but 🤷🏽‍♀️ Pervasive gambling is not good for society. It turns life into a casino, traps people in addiction & debt, surges domestic violence, and fosters manipulation.

#SourceRequest Looking to speak with an Accredited Behavioral Finance Professional, a Behavioral Financial Advisor (BFA), or Certified Financial Behavior Specialist (FBS) for an upcoming story. Please reach out at deardebt at gmail

A Savings.com survey revealed that nearly 50% of parents have sacrificed their own financial security to help their grown children. Helping financially can make sense if you can afford it. But many parents can't. Read more: provokedmagazine.com/you-dont-owe-t…

When you fight with your partner about money, you're probably not really fighting about the numbers. You're fighting about control, fear, security, and values. In my latest piece for Super Age, I had a ton of fun writing on this topic. superage.com/money-fights-a…

@MerriamWebster #IndustryHBO fans need to know... graziadaily.co.uk/life/tv-and-fi…

New: Secretary Linda McMahon says the Department of Education has decided to "pause" garnishing wages for student loans.

If you're in NYC, Philly, D.C., Chicago, Austin, or LA, you should use InKind! You can get 20% cashback at restaurants on the app. I have saved a lot! If you want $25 off your next $50 meal, here's my referral link. app.inkind.com/refer/5NJ2AFAN

NYC friends, here's a volunteer opportunity: Winter Package delivery to elders on Sunday, January 25th, 10 am to 12 pm ET. I'm doing it. Sign up here: dorotusa.org/volunteer/wint…

ICYMI ... I'm thrilled we're hiring to fill two great jobs at the @latimes. We're moving quickly, so please apply by the end of the week if you are interested and believe you're a good fit. Dodgers Beat Reporter: jobs.dayforcehcm.com/en-US/nantmedi… Columnist: jobs.dayforcehcm.com/en-US/nantmedi…

If you have health-focused resolutions for the New Year, what areas actually move the needle and compound over time? I wrote about the best health investments for Super Age. superage.com/these-6-health…

Yes, we absolutely can push our meeting to sometime after the new year, or mid-March, or 2027, or never

A very fitting piece for Thanksgiving: an article I wrote on how to cultivate an abundance mindset for Super Age superage.com/how-to-cultiva…

Death, divorce, disability, or a diagnosis can wreak havoc on your finances, especially after 50. I wrote about it for PROVOKED magazine. provokedmagazine.com/when-the-four-…

Overheard in Palo Alto. CEO: "This copy sucks." CMO: "We fired all our content people and just use ChatGPT now." CEO: "Well, hire them back."

People are living longer than ever...my grandfather lived until age 97. While it can give you more time to enjoy the human experience in these mortal bodies, how do you plan financially for a 100-year life? I tackle this very topic for Super Age superage.com/the-longevity-…

It's a juggling game for sure

remember when "learn to code" was a nasty refrain @ people losing their non-stem jobs?

I'm looking to chat with someone 50+ who has gone through a "gray divorce" for an article. If you're comfortable sharing your story for an outlet, please email me at deardebt at gmail