SBA Ray

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SBA Ray

SBA Ray

@SBA_Ray

On a mission to find out what it will *actually* take to reshore manufacturing

South Florida انضم Aralık 2010
259 يتبع11K المتابعون
Andy
Andy@andyantiles_·
Why is my Airbnb in West Palm grossing $30k/month in revenue and netting $4k/month in profit? Is my property manager scamming?
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SBA Ray
SBA Ray@SBA_Ray·
Has anyone who started outsourcing tasks to A.I. tried going back and doing them manually?
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SBA
SBA@SBAgov·
Today, the SBA announced a new policy that will ban foreign nationals and all noncitizens from accessing SBA-backed small business loans. Read the full release here: sba.gov/article/2026/0…
SBA tweet media
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Daniel King
Daniel King@ShenAnCalhar92·
@SBA_Ray @SBAgov @SBAsoutheast “Allowing LPRs access to capital through the 7(a) specifically takes nothing away from from US citizens” Really? A program with a non-infinite amount of money can give money to one person and still have the same amount of money left over?
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SBA Ray
SBA Ray@SBA_Ray·
@diligentsAI I feel like I’m seeing a lot of brokers jump ship from the big firms to go out on their own.
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diligents
diligents@diligentsAI·
@SBA_Ray Same thing happening in M&A brokerage. The brokers who embrace AI (handling due diligence, buyer vetting, deal matching in hours not weeks) will eat the ones who don't. We're already seeing it — the efficiency gap is massive.
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SBA Ray
SBA Ray@SBA_Ray·
Anytime someone brings up AI disruption in any given industry, take law for example, it gets brushed off. It’s not ready for prime time. It hallucinates. It will make us more efficient but it won’t replace us. Okay, but what about 5 years from now? Do you really think that, at the pace this is going, in 5 years, A.I. won’t have the kinks worked out?
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SBA Ray
SBA Ray@SBA_Ray·
As a lender making 10-25 year bets, I have to think about this stuff. @b_kochkodin recently published an article in Forbes focused on this very topic. And next week, I’m on a panel with @patrickdichter and two other SBA executives delving in further.
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SBA Ray
SBA Ray@SBA_Ray·
If you’re interested in joining the live panel discussion on small business underwriting risk amidst the AI revolution, sign up here. us06web.zoom.us/webinar/regist… It’s taking place Wednesday March 11 at 12pm EST.
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SBA Ray
SBA Ray@SBA_Ray·
I’m generally curious what you think. Will AI disrupt certain industries over the next 10 years? Or will it be business as usual, but with more efficiency? Let me know! 👇
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SBA Ray
SBA Ray@SBA_Ray·
Why is the small business community being targeted? Every publically traded company has foriegn investors. Should we ban them from receiving any federal government contracts? At least with SBA 7a loans, the program losses are paid by borrower fees, and not the tax payer. Meanwhile, small businesses creates 2 out of every 3 new jobs in the United States. For years, the SBA has allowed businesses that are 51% owned by a US citizen and/or legal permanent resident (green card holders) to be eligible for SBA financing. Recently, the SBA has changed it to 100% and made legal permanent residents ineligible. Now, if a business has even 1% ownership by someone here legally and permanently on a green card, that business cannot have the same access to capital as their competitors.
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Sterling Birdsong
Sterling Birdsong@SterlingSBA·
So what happens to small business when 25% of their customers lose their jobs to AI? Has anyone modeled this? Is UBI really an answer?
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