
Don't want to blackpill anyone, but Nifty's dollar-adjusted return over the last 5 years has been roughly 5% CAGR. Think about this for a minute: Your salary is in rupees. Your index return is in rupees. Your mental calculations for retirement are in rupees. But your lifestyle inflation is increasingly dollar-linked: phones, laptops, oil, travel, higher education, cars, protein supplements, cloud subscriptions, SaaS tools, electronics, cameras, gaming consoles, etc.
























