Gene Reda

Agents are buying more stuff for us humans, but "trust me bro" is not a good system for me (or a merchant) as I ask my bot to handle a growing list of purchases. We and Google have been working on an open spec to close the gap- it's called Verifiable Intent. (1/6)

It’s been one weekend but so far the World Cup is following the pattern of every previous World Cup and Olympics: tons of negative stories about infrastructure, costs, people not buying tickets etc and then it starts and it’s amazing

Perfect first tweet on the feed for a Monday morning. Making me think about one or two things I need to be a little more golden retriever about this week.

The most revolutionary thing about AI is that it’s suddenly reasonable to ask a question like “can I learn to do genomics and sequence my own genome in my basement this weekend?” and the answer is very often “yeah why not?”

We are building infrastructure flexible enough to extend payments to every agent, even the one running on your Mac Mini. (Personally this is where I see some of the most compelling agentic commerce use cases emerging!)

@GovSherrillNJ And official parking at the neighboring mall is $225 or $300 depending on the match.

@GovSherrillNJ A lot of people in these comments asking why this is different from other big events- the answer is FIFA has banned attendees from parking at the stadium.

We inherited an agreement where FIFA is providing $0 for transportation to the World Cup. And while NJ TRANSIT is stuck with a $48 million bill to safely get fans to and from games, FIFA is making $11 billion. I’m not going to stick New Jersey commuters with that tab for years to come. FIFA should pay for the rides. But if they don’t – I’m not going to let New Jersey get taken for one.

@sytaylor Checkout in a chat was never agentic commerce. Delegating spending authority to an agent is going to happen in experiences that span the familiar and entirely new. Agentic commerce isn’t “failing.” It hasn’t even started!

Walmart's checkout inside ChatGPT converted 66% worse than their website. OpenAI just removed its Instant Checkout. Agentic commerce is failing. But maybe we've been thinking about it all wrong. 🧵

Kind of think we should get an emergency amber alert style warning if the temp is gonna drop 20 degrees like that in an hour

Reposting late, but I am so excited about the direction of travel for payments on the web. More open, more interoperable. This is the way.

This looks awesome

@JordanLyall You forgot Verifiable Intent (Mastercard + Google)! Also, Mastercard Agentic Tokens are live with volume.

my head was spinning trying to track every agent payments project. new wallets, new protocols, acquisitions every week. so I mapped the whole thing: agentpaymentsstack.com 87 projects. 6 layers. from settlement to application.

Great points (especially when it comes to what consumers actually care about when shopping). But “open” takes on a different timbre in payments versus web / etc., and there are many factors that have driven the success of open or semi-open frameworks in this space. Ideally we can deliver the things buyers & sellers need/want as an open ecosystem.

@chandler_agi @brian_armstrong Last week Google and Mastercard open-sourced Verifiable Intent to be that standard

@brian_armstrong No matter whether it's a bank account or crypto wallet, the trust issue still exists. How can I trust my agents to make the right transactions and not lose money? How to handle chargebacks? How to handle disputes? We need an “agentic risk standard”.

Very soon there are going to be more AI agents than humans making transactions. They can’t open a bank account, but they can own a crypto wallet. Think about it.

@shawmakesmagic Yeah this is right, the interfaces are mostly good- but we can strengthen the flows a bit, e.g., ensure we can do easy biometric auth (also existing infra) if a seller wants assurance of my consent before they accept the trx from my bot. This is like 90% BAU, with better proofs

There is no such thing as agentic payments The agents will use the browser, and the computer. They will use use human rails Sorry if this invalidates your business model, but it was already a rent seeking SaaS on something my agent could build in a week, so it was already ngmi

@chandler_agi @Mastercard @t54ai @Google Let's go!!

This is a big moment. @Mastercard is starting to get into deeper waters by figuring out Verifiable Intent and building the trust standard. @t54ai has been actively working with @Google's AP2 protocol, and we are eager to participate in the new @Mastercard 'Verifiable Intent' standard. t54 labs offers the trust layer for the agentic economy. We are agentic protocol compatible and rail agnostic. Plug in your agent with our 'first-in-class' claw.credit and x402secure.com products, unlocking protection for agentic financial activities. mastercard.com/us/en/news-and…

@0xSammy thx, my team and I worked like crazy on this and we are pretty psyched about it - need to get this stuff right for most people to start trusting agents with their money!

Why is nobody talking about this?! Yesterday, Mastercard revealed that they are partnering with Google to create “Verifiable Intent” which advances agentic commerce (including the use of x402): • AI agents acting autonomously on purchases creates a new problem: no visible moment of human confirmation like tapping a card • Mastercard + Google have co-developed Verifiable Intent; a cryptographic, tamper-resistant record linking consumer identity, their instructions, and the resulting transaction • All parties (consumer, merchant, issuer) can verify what was authorized; disputes have a clear audit trail instead of guesswork • Uses Selective Disclosure; only minimum necessary data shared, only when needed; privacy-preserving by design • Built on open standards (FIDO, EMVCo, IETF, W3C); protocol-agnostic and designed to work across wallets, platforms, and payment networks • Spec is being open-sourced at verifiableintent-dev; integration into Mastercard Agent Pay APIs coming soon • Partners on board: Adyen, Fiserv, Worldpay, IBM, Checkout-com, Basis Theory This is my favourite part: • It complements x402; Mastercard is staking out the authorization/identity layer of agentic commerce; x402 handles payment execution; together they sketch out the emerging agentic payments stack X402 is fast becoming THE missing agentic payments ​​​​​​​​​​​​​​​​link to enable trillions of micropayments across billions of agents If you’re wanting more information on x402 (the internet payment standard that’s been missing for 30 years!) follow @KhalaResearch - we have an in depth article going live in the next week!

@Kylechasse We are really proud of this and think it will help agentic commerce scale much faster, feedback super welcome!! Repo with docs, spec, and reference app on GitHub (/agent-intent/verifiable-intent)

🚨 AI AGENTS ARE ABOUT TO START BUYING FOR YOU Mastercard and Google launched “Verifiable Intent.” A new trust layer proving what you authorized when an AI agent makes a purchase. As AI begins transacting autonomously, payments shift from convenience to proof of trust. Commerce is entering the age of agentic transactions.

@thekonst1 @Kylechasse this should help catch drift- the buyer authenticates/signs the L2 & it’s hashed as it is presented, so it can be verified by self (subagent?) or by other parties (merchant, network, etc.) before/while making the actual purchase.

@Kylechasse the real question is who's liable when the "verifiable intent" gets compromised mid-chain. authorization at t0 doesn't guarantee the agent wasn't manipulated at t1. trust layer is cool but it's only as strong as the weakest prompt injection vector

@fedesarquis @Kylechasse verifiableintent.dev - my team and I worked really hard on this, super curious to hear your thoughts

@Kylechasse no link? documentation? anything? :)

Full spec & link to repo at verifiableintent.dev If you're working on these things, I'd love to chat!

Agents are buying more stuff for us humans, but "trust me bro" is not a good system for me (or a merchant) as I ask my bot to handle a growing list of purchases. We and Google have been working on an open spec to close the gap- it's called Verifiable Intent. (1/6)