Englisc Beorn

7.4K posts

Englisc Beorn

Englisc Beorn

@AvengingJester

Beigetreten Nisan 2024
269 Folgt146 Follower
Englisc Beorn
Englisc Beorn@AvengingJester·
@Melle25313866 @technopopulist The triple lock is not the problem. The problem is that the gov. Expects all the money to come direct from taxes rather than invest like any other pension scheme.
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Melle
Melle@Melle25313866·
@technopopulist Fix the housing market. End the triple lock. Reform welfare. Cut spending on leftist nonsense. It can be done.
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Mike Jones
Mike Jones@technopopulist·
There’s a narrative starting to harden that we’re going to cut welfare for younger people to keep funding pensions for the elderly. You can almost picture the Greens watching this unfold in real-time and thinking their moment has arrived. What surprises me is how few boomers seem to grasp how politically toxic this is likely to become. The welfare state plainly isn’t working as it should. It creates perverse incentives, traps people in the wrong places, and often fails to deliver where it matters. But that isn’t how a lot of younger people will interpret what’s happening now. They’ll look at the hand they’ve been dealt and compare it to what came before. More secure jobs back then ("Fordism"), and a labour market where you didn’t need a degree just to get on the ladder. Housing that bore some resemblance to wages/savings; and, in the background, decades of rising asset prices quietly doing the heavy lifting. Whatever the problems with welfare, and there are plenty, this will be seen as a generational tilt in one direction. By 2029, we may be looking at the last election where older voters hold the balance of power over left-wing parties. You have been warned.
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Soma
Soma@ClubSoma·
@technopopulist The massive cohort of u16 non white kids who will come of age around then are not going to have much sympathy for an aged population that doesnt look like them and they have been taught were their oppressors.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@Elizabeth107107 @JennyLidsey1 @linmeitalks A big part of the problem has been the dismissive attitude that a fair few elderly have been displaying coupled with suggestions that ignore the current reality (and yes it works both ways to a degree). Understanding and recognition of nuances is needed from both.
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Lin Mei
Lin Mei@linmeitalks·
Our issue is with the triple lock. It was widely understood by experts, policymakers, and its creators to be a temporary measure intended to run for a limited period, rather than a permanent fixture of the UK pension. No other group has this level of security or will have this security when it comes to their pension age. In an ideal world we would love for them to have it, but young people aren’t seeing any meaningful wage increase vs cost of living, they suffer with home insecurity leading to a drop in birth rates and crippling university fees…. When will younger generations be looked after or considered for anything ???
HeatherB 🕊️@HeatherBo63

Don't want to get into a bun fight here but why am I reading posts from younger people complaining about people getting a state pension? Errrr, this is how it has always been. When we're young, we work hard for years and then we reach an age where we receive a pension and it's the next generation's turn. What is it with a lot of younger people nowadays (god, I sound like my dad!), they want it all and would be happy if we just kicked the bucket when we retire. I receive my state pension in November this year and I'm bloomin' well not going to feel guilty about it. I would never have complained about this when I was younger and working full time. Never even considered it.

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Englisc Beorn
Englisc Beorn@AvengingJester·
@DanielJHannan There isn’t a silver bullet to the problem. What there is a serious of small adjustments like this that build up.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@HeatherBo63 Living in council accommodation is actually better than owning your own. All maintenance is covered. A £2k boiler replacement really f’s up your budget.
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HeatherB 🕊️
HeatherB 🕊️@HeatherBo63·
Can people just stop making assumptions that pensioners are wealthy! A great many pensioners live on their state pension. That's all they have to live on. They live in rented accommodation... council, not private, haven't had a holiday in many many years and have pretty shitty lives. This, my friends, is the reality. Not just in this country, but in many others. Stop imagining everyone lives in an Instagram world of roses and rainbows. They don't! Oh and by the way.... we 'Boomers' were raised in times where no one got into debt. If we couldn't afford something, we didn't have it. Simple! Our expectations were realistic. And... if people who worked hard all their lives, choose to put some of that hard earned money into private pensions so they can have a more comfortable retirement then.... good for them.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@AlanWilkes16 A 2 yr period interest hit those heights! Besides avg house price then at 15% is only 60% of the avg wage of the time. Avg house price today at 15% would be in the region of 150% of the avg wage today. A couple could afford 15% back then. A couple simply couldn’t do it today.
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🇬🇧Slowly but surely🇬🇧
How many buying houses now have to stump up 16 - 18% mortgage interest, just like we had to... yes about 0.
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jane bellamy
jane bellamy@Stan2415loveu·
The increase in the state pension just about covers all the bills going u p in April--so when you are on a basic pension with no private pension you need the triple lock..if its stopped completely =then slowly more and more will enter into complete poverty..but that is ok right?
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Englisc Beorn
Englisc Beorn@AvengingJester·
@SteveAllen39635 @richard68864212 @Jenny_1884 Means testing just rewards the feckless and idle. It’s already means tested on the way in, now you wanted means test it on the way out. Saved, went without, bought a home = fuck you. Pissed it up the wall, had it all, never saved, sat on welfare = here have some more money!
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Steve Allen
Steve Allen@SteveAllen39635·
@richard68864212 @Jenny_1884 A person living just on a state pension would be in trouble financially if the triple lock goes. Good luck with making the current £230 per week state pension keep you for the next 20-25 years if the state pension is all you'll have.A means-tested state pension is more sensible.
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Jen k 🇬🇧🏴󠁧󠁢󠁥󠁮󠁧󠁿
These people complaining about the triple lock on pensions for people who paid into the system all their working lives should vent their anger on the amount this government pays out housing illegal migrants that have not paid a single penny into the system. It’s insane these people blame the elderly for working hard all their lives. If you want to blame anyone it should be the government not the elderly.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@nlitchfield @Jenny_1884 ‘oh oh it’s not ‘’’classed’’’ as a benefit by the government …..so it’s clearly not a benefit … therefore you’re wrong!!! Gotcha’ [insert smug face] You fucking clown.
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NIall Litchfield
NIall Litchfield@nlitchfield·
@Jenny_1884 Lots of misconceptions or misrepresentations here. State Pensions are a uniquely well-protected universal welfare payment. NI years entitle you to it, but are not payments into the system. Today's taxpayers fund pensions. Illegal migrants get neither housing nor benefits
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Englisc Beorn
Englisc Beorn@AvengingJester·
@Jenny_1884 A lot of this is government manufactured outrage. They want people focused on OAPs so they ignore the money lavished on foreigners and the work shy.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@Elizabeth107107 @JennyLidsey1 @linmeitalks The whole topic pits one narrow perception against another narrow perception. It assumes everyone bought a house during those times (many didn’t) and looks at the OAP in a million £ house (most aren’t). Flip side is a lack of care from OAP’s as to today’s situation & future.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@JennyLidsey1 @linmeitalks Have you actually looked at the math to compare? Tax is up 10% on what you paid then. Rental, as a % of income, is now twice what you would have paid. Goods are half the price today, but only last half the time (planned obsolescence). House prices; 9x wage now, 2.3x then
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Jenny Lidsey
Jenny Lidsey@JennyLidsey1·
@linmeitalks We never got looked after. Had to fight and work hard for what we wanted. 1964 I got married was refused mortgage. Lived in slum housing, no bath,outside toilet, riddled with mice and rats. But we worked hard, saved hard, no holidays and put up with it until we could get out.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@linmeitalks The state pension is woeful. As for not having that security in future - I disagree, but we need actually save & invest the NI money while also being creative to top it up.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@BenGrahamUK @FUDdaily It looks like the road, or at least part of it, has been resurfaced in the process. Each of those colours will also need a new boiler pot for the thermoplastic paint, say £1k each with 10 new colours needed white (excluded)
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Ben Graham
Ben Graham@BenGrahamUK·
£48,174. That’s how much Hounslow Council spent on a single rainbow crossing, the most expensive in England. Meanwhile, councils claim they’re struggling to fund basic services. Is this a justified expense, or a complete waste of taxpayer money?
Ben Graham tweet media
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Englisc Beorn
Englisc Beorn@AvengingJester·
@ZherkaOfficial Something to note. Between 20 & 30% of men never marry or have kids. Thats been a standard for a long time and, as the graph portrays, is likely to increase to 40-50% over the next few decades. Things change though so maybe it will stay at 20-30%.
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Zherka
Zherka@ZherkaOfficial·
Its so funny how men figured this out recently when I knew this at the age of 15 lmao
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NW Nature Lover
NW Nature Lover@nwnatur·
@lukerobertblack It's also a fact that White people pay more than enough tax to cover pension spending The ethnic minorities your party imported are a huge financial cost
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Luke Robert Black 🌳
Luke Robert Black 🌳@lukerobertblack·
The state pension is a social security benefit funded by today’s working population. This is a fact, whether you like it or not.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@RupertLowe10 High interest account gain is used to pay the fee on the gov borrowing the money. Gain in house value from time of purchase is gov. Gain to offset the value of the state pension buy out offered to the young.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@RupertLowe10 State offers to buy pensioners house for equity release (full value - money released gradually). Pensioner pays interest at lowest possible market rate for money taken. The remaining money in high interest account. On death remaining value of purchase is inherited (no interest)
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Rupert Lowe MP
Rupert Lowe MP@RupertLowe10·
I am with the young British men and women who feel crushed under inflated house prices, stagnating wages, record tax burden and just generally a really piss-poor standard of living that is falling embarrassingly far behind countries we once competed with. My question to them is this... Is the status quo what you want? Because if it is, there are a variety of parties to vote for. If you want something radically different, and I mean radically, then Restore Britain is giving you that option. Ask yourself - does the current model work for you? Commuting two plus hours a day from some pokey flat in a part of London that increasingly resembles the third world? All to get taxed out of your arse for a job you hate, with no prospect of starting your own business or owning your own home because the rotten state takes so much of your cash? It is an awful deal. Earn a bit more money? Bang. Gone. Student loan. Paying hundreds each month just to keep on top of the interest. Initial loan never getting paid off, it just creeps up and up. Gather enough capital to start a small business? That’s a different world of pain. Regulations, taxes, an environment designed to bury any enthusiasm to build something better. It is just not worth the risk. HMRC takes such pleasure in making it as difficult as possible. Honestly, I hate those people so much. Young tradesmen and women all over Britain waking up at 5am, working 12 hours plus every day. Why? For what? For who? Losing almost half your earnings to fund some indolent slob who refuses to work? It’s not exactly the American dream, is it? Want children? One? Two? More? Childcare costs thousands and thousands a year. It’s unaffordable. It’s impossible. So, depressingly, many don’t even bother. What about a home? Ludicrous leasehold rules mean you’re just paying rent up front for decades. Getting screwed on the service changes that soar with no consultation. House prices booming whilst wages fall behind. The mountain to climb gets bigger and bigger. It is endless. Yet you’re told by people who bought their house for 40k and got university education for free that cutting down on the cappuccinos will solve all of your financial problems. Politicians like Farage tell you working from home is the problem, and that seeking a ‘work-life balance’ is somehow selfish. It is bullshit, to be honest. And I am fed up of it. It stinks. There’s this prevailing attitude with many people of my age that young men and women are lazy and refuse to put the hours in. That’s just not true. The system is crushing you. It kills ambition and suffocates aspiration. It all needs to change. All of it. Restore Britain doesn't want to reform the establishment, we want to smash it up. And yes, that will include a meaningful debate about a triple lock which creates division between the young and the old - because it simply isn’t financially sustainable in its current form. Restore Britain will have the courage to do what needs to be done, I promise you that. If you want more of the same - vote for it. Tories, Reform, Labour, Lib Dem. Go for it. Your choice. Same faces, same model, same decay. The Greens want to accelerate our transformation into a third world dump. If that’s what you want for Britain, Polanski is your man. Certainly don’t vote for Restore Britain. Because we are offering something entirely new. You now have a political party that is willing to take the difficult decisions to give you the opportunities that my generation had to achieve that same financial freedom so many of my age enjoy. Restore Britain is that party. We want a fundamentally different economic model. One that gives young British men and women the freedom to pursue their own goals - whether that’s building their family, business or own financial freedom. That’s what we’re about. We are going to be honest, and we are going to take the difficult decisions required to benefit us all, that very much includes the young Brits who for their entire lives have been ripped off by a decadent political establishment that cares about votes, and only votes. Restore Britain will treat you all with the respect and honesty you deserve. There is a political party that is finally your side. Restore Britain is on your side.
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Englisc Beorn
Englisc Beorn@AvengingJester·
@GaryBri99293774 @Stan2415loveu @Tinebobagain No, between the 70s and 90s there was gradual change in what women were expected to achieve and what she could achieve. The 70s they would be geared for motherhoood/housewife. By the 90s they could be anything. This gradual change has to be acknowledged in any debate.
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