Deepak Chhabria

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Deepak Chhabria

Deepak Chhabria

@DeepakAxiom

CEO & Director, Financial Navigator at Axiom Financial Services Pvt. Ltd, Fitness Freak, Keen observer, always open to learning

Bengaluru, Bharat Beigetreten Mayıs 2014
254 Folgt456 Follower
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vijaimantri
vijaimantri@vijaimantrimf·
Market Cap to GDP - ⁠Australia 99% - ⁠China 71% - ⁠Spain 62% - ⁠Germany 49% - ⁠Brazil 48% - ⁠Indonesia 48% (2/2)
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THE SKIN DOCTOR
THE SKIN DOCTOR@theskindoctor13·
“Bro, we feed dogs so they don’t become aggressive and bite people.” That’s not how canine behavior works. Dogs have core behavioral needs: physical activity, mental stimulation, social interaction, and instinct-driven behaviors like exploring, sniffing, and foraging. When these needs aren’t met, theor energy gets redirected into problem behaviors such as barking, chasing, restlessness, and territorial aggression. Earlier, these needs were naturally fulfilled. Dogs had to roam, search, and expend energy to find food, which regulated both their activity and behavior. You’ve replaced that with easy, concentrated feeding. The result isn’t calmer dogs, but dogs with unmet behavioral drives that now express themselves through chasing, barking, and guarding. Feeding points don’t pacify dogs; they create territorial clusters, a well-known trigger for aggression and bite incidents. And the bigger issue is the feeders' complete dismissal of human safety. Take this person, so convinced of his own “compassion” that he dumps food near a busy highway, where packs form and put drivers at risk. Try reasoning with him, and instead of showing compassion to your concerns, this compassionate man will come back with his NGO friends and threaten you.
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Mangalam Maloo
Mangalam Maloo@blitzkreigm·
Legislators to get 3 IPL passes and 2 International Match Passes each! I say, why just this - they should also get a row each at every concert, cinema with popcorn How about a table at every restaurant, access to sneaker drops and allotment to IPOs too?
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Deepak Chhabria@DeepakAxiom·
Absolutely right. Very timely. As the markets correct more and more stories about trading losses will come.
Vikas Vij@TheClubJunto

India Chased Multibagger Dreams; Real Economy Paid the Price 1. Economic Survey flagged dangers of "over-financialization" 2. 82% youth invest on finfluencer tips (CFA Report) 3. Industry Capex down 26% YoY; Family Offices ranked 3rd globally in non-core deal volume INSIGHTS: Economic Survey 2024-25: Warning Drowned in Market Euphoria a. Survey’s Chapter 2 Title itself warned: “The Cart Is Running Before the Horse” (“Cart” is the financial markets; “Horse” is the real economy.) b. Tabled in Parliament 14 months ago (31 Jan, 2025), the Survey stated: “Uncontrolled financial sector growth comes with a cost to the real economy. India should ensure a gradual and orderly development of its financial markets.” c. “When the economy reaches a state of over-finance, the financial sector competes with the real sector for resources (such as skilled labour and capital investments).” d. “Financial engineering creates complex products whose risks are not known to the average consumer. These products are designed in a way that lenders have no “skin in the game” (no risk)." e. “Critical Risk”: “Dominance of financial markets and asset price considerations may overly influence public policy, including regulatory policy.” It means, the whole system promotes stock market as the nation’s growth engine, while the “horse” (real economy) gets left behind. Private Sector Focus: Promoter Selling, IPOs (OFS), Rise of Family Offices a. Economic Survey 2025-26 (29 Jan, 2026): “Indian private sector is historically risk-averse, comfortable with technology import & licensing, and has failed to step up the primary engine of R&D.” b. “In absence of innovation, India risks remaining a “service provider” to the developed world, vulnerable to technology denials and supply chain shocks." c. Private Sector Capex: Despite record corporate profits, Capex in FY26 was projected to dip 26% YoY (₹6.56T in FY25 to ₹4.89T in FY26). Where is the promoter interest? (Read next point.) d. PwC Report (Dec 2025): Family Offices in India are rapidly moving into investments outside their core businesses. NexGen of India’s family-controlled empires is “taking a leaf” from global private equity and VC playbook. e. Indian Family Offices have grown from 45 in 2018 to 300 in 2024 (during years of market boom). Indian Family Offices now rank third globally in annual VC deal volume, behind only the US and the UK. f. India added 3,000+ new UHNIs (ultra-high net worth individuals) in just one year (thanks to the market boom), creating a deeper pool of “sophisticated investors” outside their core businesses.” (Hurun Wealth Report) g. Chief Economic Advisor Nageswaran (Nov 25, 2025): “IPOs in India have become exit vehicles for early investors, rather than means of capital investing.” In Apr-Sept 2025 quarter, 55 Indian IPOs raised ₹65K crores. Most of it was OFS. (Buyers were Indian mutual funds and retail.) Indian Youth: YOLO Trading a. The Wall Street Journal recently used a phrase: “You Only Live Once” (YOLO trading). It is leading young people to treat markets like a casino. They haven’t seen that stocks also go down. b. India’s youth have been losing their family savings in F&O trading and chasing momentum stocks. SEBI Survey 2025 showed that 91% traders lost money in F&O. 76% of these participants were “Low Income” traders (annual income below ₹5 lakh). The system did not educate them, but encouraged them with non-stop T20 World Cup ads featuring celebrities. c. CFA Institute Survey (Mar 2025) showed India has 3.5 million social media “finfluencers” (financial influencrs). Over 82% of the followers of these finfluencers made investments based on their advice. d. Average finfluencer age is 31 years, with 60% under 29. Only 2% are SEBI-registered. 59% have commercial partnerships or sponsorships (vested interest). 63% fail to disclose these financial affiliations. 91% are on YouTube; 64% on Instagram; 61% on Facebook. (SEBI Investor Report) e. CMIE Data: Declining Labour Force Participation Rate (below 40%) indicates many youth have dropped out of employment activity. They are not even actively looking for jobs (LFPR means that). One must also remember trading activity occurs between 9:15 am and 3:30 pm on weekdays, which are peak hours for work, apprenticeship, and vocational colleges. f. Nithin Kamath (Zerodha) in 2024: “A whole generation of people were sitting on the fence and thinking whether they should trade or not trade. They have all jumped in.” ENDPIECE: Lottery-ization of India “How many of you want to be rich?” Hundreds of hands shoot up at a packed conference hall in Bengaluru. The attendees are responding to Chandan Taparia, head of derivatives research at Motilal Oswal. “Friends, if you follow this (pointing to technical charts on the screen), trust me, you won’t lose.” He continues: If you win, you can rule the world.” Hoping to “rule the world,” Anand, a 23-year old who travelled 300 miles to attend the Bengaluru conference, said: “I’m a poor person. But I have a big dream for my life.” – Quoting from Financial Times (July 18, 2024) @arabicatrader

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Mahesh Jethmalani
Mahesh Jethmalani@JethmalaniM·
This is what India First looks like. Not slogan. Not studio patriotism. Not hashtag diplomacy. When the world’s most critical energy corridor is under stress, PM Narendra Modi government’s balanced statecraft has helped protect India’s oil lifeline while others were busy demanding theatrical posturing. After EAM S Jaishankar’s conversation with Iranian FM Abbas Araghchi, India-linked tankers were allowed to move through the Strait of Hormuz, while other countries’ vessels continued facing restrictions. And this is exactly why a certain political class is rattled. They want foreign policy to sound loud, emotional, and partisan, as if geopolitics is a campus debate. Had India mindlessly jumped into one camp’s cheering squad, the cost would not have been paid by TV anchors. It would have been paid by every Indian through fuel prices, inflation, supply shocks, and strategic vulnerability. The difference between governance and performance is now visible in black and white. PM @narendramodi's doctrine has once again shown why strategic autonomy matters. India can speak to all sides, protect its own interests, and keep critical routes open without surrendering its position to bloc politics. That is not ambiguity. That is mature power. Countries that matter do not conduct diplomacy for applause. They conduct it for outcomes. Geopolitics is not PR. It is not moral exhibitionism. It is not prime time noise. It is the hard business of keeping 1.4 billion people secure when the world is on fire. And once again, India First has delivered where performative foreign policy would have failed.
Mahesh Jethmalani tweet mediaMahesh Jethmalani tweet media
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Nilesh Shah
Nilesh Shah@NileshShah68·
Jaspreet Bumrah was born/stays in ahmedabad, speaks fluent Gujarati and plays for Gujarat. Experts consider him a talent like Donald Bradman, once in a century talent. Hardik Pandya stays in Baroda ( a twin city of Ahmedbad about 110 KM away / ~ one and half hour drive ) Akshar Patel stays in Nadiad ( ~ 57 KM away / under an hours drive ) Three player ~ 27 % of team playing in this final are from Ahmedabad or surround area which represents under 1 % of India’s population. Can this happen without a sporting culture ? Infact not many people would know but the first time cricket in the subcontinent was played in Khambhat ( Englishman’s pronounced it as Cambay ) few centuries ago, when the English crew of a waiting ship played the game. India, unlike, many western paradigms cannot be analysed in black and white, in linear equations or algorithms. It has to be felt, embraced and understood.
Krishna Anand@KrishnaAnand_

Ahmedabad is not a sporting city, it never has been. That’s why every time there’s a final played there, more than 50% crowd is from outside the city. There’s no sporting culture, vibe. Just making the largest stadium might bring you gate revenues but it doesn’t bring you support or success for India.

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Dr. S.Y. Quraishi
Dr. S.Y. Quraishi@DrSYQuraishi·
Received this hilarious one today!
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Migo
Migo@ReiteConMig0·
@simplifyinAI Scientists shocked to discover AI behaves like humans in competitive systems.
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Bricktop_NAFO
Bricktop_NAFO@Bricktop_NAFO·
🚨🚨🚨🚨IN A BOMBSHELL INTERVIEW PROFESSOR JIANG PREDICTS THE UNITED STATES WILL LOSE THE WAR AGAINST IRAN AND EXPLAINS EXACTLY HOW🚨🚨🚨🚨 After everything thats going on and watching Iran's methods of retaliation. This all makes sense. 🚨THIS IS A SHOCKING MUST WATCH!🚨
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D Prasanth Nair
D Prasanth Nair@DPrasanthNair·
When the Government of India announced the Padma Shri for Dr. Tapan Kumar Lahiri, the protocol required him to travel to Rashtrapati Bhavan in New Delhi to receive the honor from the President. ​However, Dr. Lahiri was hesitant to go. His reasoning was simple: "If I go to Delhi, who will look after my patients in the OPD?" For him, a day away from the hospital wasn't a holiday; it was a day his patients—many of whom traveled from Bihar and rural UP—would go untreated. Finally he did go given the prestige associated with the event. Who is Dr Tapan Lahiri? Dr. Tapan Kumar Lahiri is a legendary Indian cardiothoracic surgeon and professor commonly referred to as the "Saint of BHU". Dr. Lahiri has done FRCS and MCh and working in BHU. ​Dr. Lahiri’s commitment to the poor is extraordinary. In 1994, when his salary (including allowances) exceeded ₹1 lakh, he stopped taking it entirely, directing the university to use the funds for the treatment of underprivileged patients. After retiring in 2003, he continued this practice with his pension. He keeps only enough to cover two simple meals a day and donates the remainder to the BHU patient fund. Even in his 80s, he has been known to walk to the hospital at 6:00 AM daily, carrying a simple bag and a black umbrella, to check on his patients. As he says ​"With the grace of Lord Vishwanath and Maa Annapurna, I will keep serving patients till my last breath."
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Anand Ranganathan
Anand Ranganathan@ARanganathan72·
As Israel, UAE, Kuwait, and Bahrain count the losses caused by Iranian missiles and drones, India thanks Dr Ramarao for building the indigenous Akash that tracked 616 Pak missiles and drones (64 simultaneously) before launching interceptors, logging a neutralisation rate of 99.4%
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Massimo
Massimo@Rainmaker1973·
Robots have become so accurate that they can carry out surgery on an egg without breaking it.
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Narendra Modi
Narendra Modi@narendramodi·
बहुत ही शानदार! भारतीय परिधान के प्रति आपका ये लगाव हमारे देश की समृद्ध संस्कृति और परंपराओं के प्रति आपके सम्मान को दर्शाता है। @netanyahu
Benjamin Netanyahu - בנימין נתניהו@netanyahu

हमारे संयुक्त रात्रिभोज से पहले, मैंने अपने मित्र प्रधानमंत्री मोदी को पारंपरिक भारतीय परिधान पहनकर चौंका दिया। 🇮🇱🇮🇳 @narendramodi

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ExtraSpiceAni
ExtraSpiceAni@ShrivastavAni·
Before and after congress Listen to each point ! Worth it 🔥
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Grow Smarter
Grow Smarter@GrowSmarter_x·
What’s the missing number? 🤔 Only 1% can crack this! 🔥
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Dustin
Dustin@r0ck3t23·
Jensen Huang said if he were a student today, he wouldn’t prioritize coding. He’d prioritize learning how to talk to AI. Most people treat AI like Google. Type a question, get an answer, move on. Huang sees it differently. He calls it “expertise in artistry,” which sounds dramatic but makes sense when you think about it. The real skill isn’t using AI. It’s knowing what to ask for and how to refine it. “Learning to interact with AI is not unlike being really good at asking questions.” If you’re a doctor, can you use AI to catch diagnoses you’d miss? If you’re a lawyer, can you sharpen arguments faster than your competition? The leverage comes from pairing what you know with how well you can direct the tool. Domain expertise multiplied by AI fluency equals amplification. Without the expertise, the AI is just noise. Without fluency, you’re leaving most of the capability on the table. The question isn’t whether AI will replace you. It’s whether someone who knows how to use it better will.
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Piyush Goyal
Piyush Goyal@PiyushGoyal·
Is this a story of “Sour grapes”? It is interesting to see that those who could not take decisions because they had no connect with the people on the ground are today making a virtue of not doing anything. Our people have paid immense costs for this lost opportunity. Our country has lost valuable jobs, income and growth and people have rightly punished this inaction many times. 1️⃣: What puzzles me is that when the whole world is calling it the “mother of all deals”, my friend thinks it is hugely hyped. Is the combined GDP of $25 trillion, combined global trade of $11 trillion and common market of 2 billion people, $33 billion of India’s labour-intensive exports going to zero on day 1 a hype? What is also unfortunate is that my friend missed a basic fact that we are both largely complementary economies. It is not a zero sum deal but a win-win deal which will power our economic growth and create plethora of opportunities for our businesses and people. 2⃣: I can say with confidence that our Government has taken up the issue of CBAM, interests of our exporters in steel, aluminium and all other sectors like no one ever has and identified pathways to find solutions. We have found creative ways of handling these complex and sensitive subjects through dialogue, trust and support with our partners rather than “my way or highway only” kind of immature, illogical and rigid positions. 3⃣: All countries, including India reserve their right to regulate for health and safety reasons. No one cedes them in a trade agreement. They are disciplined in a manner that they do not become unnecessary and unjustified impediment to trade. The ways to ensure that, are adequately provided for in the Agreement. IPR obligations are similar to what we have in TRIPS at the WTO. They emphasise flexibilities for public health, need for transfer of technology, recognise India’s traditional digital knowledge library project and preserve our policy on data exclusivity. The commitments in Services are as per India’s domestic regime and we hope that some of these capital-intensive sectors such as maritime and financial services will attract EU’s investment, technology and innovation and grow these critical infrastructure services, bringing more efficient, innovative services to our businesses and people. 4⃣: I hope that my friend can devote more time to understand the auto sector and what we are intending to do. Our quota based, premium segment focused and phased auto offer (with a time lag of 5 years for EVs from EIF) is with an intent to boost Make in India. Liberalising CKD imports will encourage EU’s OEMs to set up local assembly lines. This serves as a stepping stone, moving foreign OEMs from "importing" to "assembling" and eventually to "full localisation" as they build local supply chains. This brings high-end manufacturing processes, quality standards, and advanced R&D practices into the Indian ecosystem. It will also create new demand, benefits consumers by expanding choice with faster access to global models. It also enhances safety and tech standards. 5⃣: The point on refined fuel is linked to extraneous reasons. Our Trade Agreement with EU is a long-term strategic engagement based on trust and mutual respect which will strengthen our trade routes. I only hope my friend will shed this negative and pessimistic approach which is unable to see our aspirational people raring to go out and do business with the world. Let’s work to open opportunities for them, rather than act as roadblocks in their quest for prosperity.
Jairam Ramesh@Jairam_Ramesh

India and the 27-nation European Union first started negotiations for a Free Trade Agreement in June 2007. 16 rounds of negotiations took place but were suspended in May 2013 because of lack of agreement on many important issues. Talks on an FTA remained suspended till June 2022 when they were resumed. This hugely-hyped FTA is the biggest trade opening India has given to any trade partner (tariff reduction or relief on over 96% of EU exports to India) and it is expected to double India's imports from the EU. Its impact on India's trade deficit will have to be monitored closely. The Modi Government’s failure to secure an exemption for India’s aluminium and steel-makers from the Carbon Border Adjustment Mechanism (CBAM) is one of @INCIndia’s key concerns regarding the FTA. India’s aluminium and steel exports to the EU have already fallen from $7 billion to $5 billion and are only expected to fall further beginning this year due to the enforcement of the CBAM since January 1, 2026. Over time, CBAM will also expand to include other categories of India’s industrial exports and can effectively nullify any gains India secures from the FTA. There are also concerns about the EU's strict health and product safety rules, which will continue to be in force over Indian exports even after the FTA. This can easily become a non-tariff trade barrier, and the EU has been accused of the same by other trade partners. Questions over Intellectual Property (IP) rights for our pharmaceutical sector are also unanswered. The EU has also claimed privileged access to Indian services market in key sectors like financial services and maritime transport - exceeding India’s commitments with any other trading partner, including the UK and Australia. The inclusion of automobiles in the FTA is also a concern. The Modi Government opened up India’s automobile sector for the first time ever in its FTA with the UK, and the FTA with the EU only opens up further risk for domestic automobile manufacturers. At a time when Electrical Vehicles (EV) are emerging as one of the most critical technologies of the 21st century, great care will have to be taken to ensure that India’s EV industry is not vanquished. Of course, the final concern is about India’s largest export to the EU - refined fuels. A large portion of this fuel is sourced from Russia, and there needs to be clarity on the future of these trade routes amidst pressure from Washington DC.

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News Algebra
News Algebra@NewsAlgebraIND·
India Today interviewed the deputy Prime Minister of Somalia, and guess what happened 😀 Rajdeep Sardesai was shocked because the Dy Prime Minister spoke perfect Hindi 🤯
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