Cedar
415 posts


More sellers are cutting prices because high housing costs, economic uncertainty, and rising inventory have made the U.S. a buyer’s market.
Price drops are most common in Denver, Indianapolis, and San Antonio 👉 bit.ly/3IUoIkP #realestate

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@NAR_Research Interesting — 28% cash purchases, concentrated in the Sun Belt. At Cedar we’re watching this shift closely; cash buyers tighten competition and can push pricing. Don’t forget upfront costs still shape who can participate — creative leasehold options can help bridge the gap.
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Nationwide, about 28% of homebuyers paid cash for their home purchase. It turns out that buyers are paying cash for homes mostly in the Sun Belt markets.
Read more: nar.realtor/blogs/economis…

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@NAR_Research Sustainability is shaping real estate value more than ever. At Cedar, we help buyers manage upfront costs so green homes are within reach. 🌱🏡
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NAR's 2025 report suggests sustainability features are becoming more influential in property economics and in purchase or investment decisions.
nar.realtor/blogs/economis…
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@HouseLogic Love this! 🙌 So many buyers hold back because of outdated myths—especially around upfront costs and credit requirements. Tools like Cedar are helping bridge that gap, making it easier for more people to step into homeownership with confidence.
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Think you know real estate? 🏡 Think again. From down payments to bidding wars, we’re busting the biggest home-buying myths that might be holding you back. Find out what’s fact and what’s fiction. 👇
houselogic.com/buy/first-time…
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@realtormag The build-to-rent boom is reshaping the market—and smart agents are taking note. 🏘️ From referral income to repeat investor deals, BTR offers serious potential. Pair that with tools like Cedar to help ease upfront costs, and you’ve got a win-win for both renters and investors.
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Build-to-rent properties offer new opportunities for commissions and long-term client relationships. From rental referrals to investor partnerships, discover how you can profit from the growing BTR market. bit.ly/4gmJtlI

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The typical U.S. home is selling below list price 👉 bit.ly/4mVmpMv
"For buyers, there are deals to be made," said Jason Gale, a Redfin agent. "It’s a good time to negotiate with sellers, especially for homes that have been on the market for longer than a few weeks."

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@realtordotcom Really eye-opening stats 👀 Even being mortgage-free isn’t the safety net it once was, with rising housing costs eating into retiree budgets. Creative solutions like Cedar that help reduce upfront costs earlier in life could make aging in place a lot more attainable down the road
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Mortgage-free? Here are 10 states where Social Security alone can cover your living costs, according to @realtordotcom analysis of median Social Security benefits by state and the Elder Economic Security Standard Index.
Paying off a mortgage was once seen as a key step to a stable retirement, no housing debt meant living comfortably on Social Security and modest savings.
Today, rising homeownership costs are changing that. Over the past five years, expenses have jumped 26%, and Social Security alone now covers living costs in just 10 states. In other states, retirees face annual shortfalls of thousands of dollars.
Here’s a look at the states where a retiree in good health and no mortgage can count on Social Security alone to age in place with dignity: rltor.cm/hwxp3w

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@nardotrealtor Love seeing real estate intersect with wellness 🌿 Biohacking amenities + biophilic design aren’t just trends—they’re shaping healthier communities. Pair that w/ solutions like Cedar to ease upfront costs + it’s a game-changer for buyers 🏡✨
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This week on Real Estate Today, we explore how housing innovation is creating opportunities to support human wellness and healthier communities. Plus, we cover seller stress, buyer burnout, and wellness trends like biohacking amenities and biophilic design. Tune in now!
nar.realtor/real-estate-to…

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@realtordotcom Some metros are still moving fast despite the slowdown 👀 Platforms like Cedar can help ease upfront costs for buyers + keep transactions smooth in these quick markets 🏡⚡
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These are the top 12 metros where homes are selling the fastest in the U.S. even as the market stalls.
While the U.S. housing market slowed in August, some metros, especially in the Midwest, moved homes much faster.
Nationwide, homes sat on the market for a median of 60 days, up a week from last year (@realtordotcom). But in Milwaukee, homes sold in just 32 days, half the national pace and the fastest among the 50 largest metros.
Of the 12 metros with the shortest market times (under 40 days), six were in the Midwest, three in the Northeast, and three in the South.
Read the entire report: rltor.cm/d5451t

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@nardotrealtor Smart move 🙌 Protecting sellers’ privacy is just as important as pricing and marketing a home. Pairing NAR’s new guide with platforms like Cedar can add an extra layer of protection and transparency during showings, helping sellers feel more secure every step of the way 🔑📑
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Download NAR’s new consumer guide about helping sellers ensure they don’t inadvertently reveal private information during the transaction, including at showings.
nar.realtor/the-facts/cons…
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@NewsLambert @Redfin @ResidentialClub That’s a huge shift 📉—a market with more sellers than buyers flips the leverage. Pairing this with solutions like Cedar could help more buyers step in and take advantage while prices and negotiations are more flexible
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U.S. housing market now has 518,801 more home sellers than homebuyers
That’s the most home sellers have outmatched home buyers in over a decade, according to @Redfin's analysis
Chart via @ResidentialClub

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@realtordotcom Incomes are rising 📈 but not fast enough to match housing costs—keeping affordability out of reach for many. Pairing income gains with solutions that ease upfront costs (like Cedar) could help more families cross into homeownership. 🏡
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The median household income in the U.S. increased to $81,604 in 2024, marking a 2% rise from the previous year after adjusting for inflation, according to the latest American Community Survey data.
State-by-State Highlights 👇
Income growth: 29 states saw real (inflation-adjusted) income increases. The largest gains were in:
▲ Alaska: +7.3%
▲ Mississippi: +6%
▲ New Mexico: +5.8%
No significant change: 21 states, including Illinois, Wisconsin, and Connecticut, saw no statistically significant change in real income.
"It's good to see rising incomes in a majority of states, but the pace at which these incomes are rising is not enough to equate to sufficient growth in buying power to make homeownership more affordable, which is why we see the homeownership rate stagnating," says @realtordotcom senior economist Joel Berner.
See the 2024 Median Household Income by State: rltor.cm/mucf1j

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Mortgage rates fell to an 11-month low of 6.28% this week, upping buyers’ purchasing power by more than $20K since mid-summer.
Redfin agents say some buyers are waiting for mortgage rates to drop further after the Fed meeting, which is unlikely to happen.
redfin.com/news/housing-m…
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@NewsLambert Rates at 6.29% keep pressure on buyers, even with easing. 📉 The 222 bps spread shows lenders still cautious—good reminder why tools like Cedar to lower upfront costs matter more than ever.
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@realtormag Markets are diverging—some metros cooling, others still rising. Agents can help adjust pricing strategies, and tools like Cedar can lower upfront costs to help buyers move faster.
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Certain markets are seeing some price declines, while other markets are seeing better than 2% appreciation. Here’s how real estate pros are helping buyers and sellers navigate the potential for lower asking prices. nar.realtor/magazine/real-…
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@NewsLambert 6.27% — the lowest 2025 mark so far, and a real window for buyers or refinancers. For qualified buyers needing help with upfront costs, Cedar can lower that hurdle so you can move quickly when the right opportunity shows up.
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@nardotrealtor Great episode — practical advice for anyone weighing mortgage options. For buyers who need help with upfront costs, Cedar’s platform can reduce barriers and make it easier to move forward with the right financing.
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The right mortgage isn’t one-size-fits-all. This week on Real Estate Today, we cut through the confusion with tips on rates, bridge loans and how to choose the best lender for your needs. Tune in now!
nar.realtor/real-estate-to…

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#Mortgagerates just saw their biggest decline in over a year. And if rates stay near this level, it could make a home you couldn’t afford just a few months ago feel possible again.
SHARE this blog post with your clients today. bit.ly/46kfVAp
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Investors are pulling back for similar reasons as homebuyers: high borrowing costs, elevated home prices, and economic uncertainty.
Still, many investors are likely taking advantage of the buyer’s market and getting a deal on certain homes. #realestate
redfin.com/news/investor-…
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@NewsLambert @ResidentialClub Residential construction jobs are softening 🏗️📉 A reminder that markets shift quickly. For buyers, platforms like Cedar can help lower upfront costs when opportunity knocks.
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Residential building construction employment is down 3,800 jobs (-0.4%) from its cycle high, while residential contractors are down 44,000 jobs (-1.8%)
As of today, that's not a big pullback—but it does mark softening
Chart via @ResidentialClub

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