Jason Vitug

Can money buy happiness? Spend on the 8 wellness dimensions Mental = Happy Mind Emotional = Happy Heart Physical = Happy Body Spiritual = Happy Spirit Social = Happy Social Occupational = Happy Work Environmental = Happy Space Financial = Happy Money happymoneyhappylifebook.com

Rahkim Sabree has faced an unimaginable challenge after losing everything in a house fire. He’s helped so many of us with his work, and now it’s our turn to support him. Every donation counts and can help him rebuild his life. Please consider contributing. gofund.me/dc1e89871

A few years ago, I said that one day content creators will realize they were unpaid employees of social media companies. That day has come with many content creators, like many other employees in different industries, realizing they are being “replaced” by AI creators.

This framework gives us, as financial educators and coaches, a way to meet people where they are while keeping the bigger vision in sight. phroogal.com/financial-educ…

I continue to hear some say “build an EF” when someone has just lost their job. Here is my take: Emergency funds matter—but if you don’t have one, focus on cash flow now. Build the fund later.

Makers & Movers: Jason Vitug mymoneychronicles.com/jason-vitug/ via @money_chronicle

How can one stay resilient during tough times? Resilience comes from remembering your why, staying connected to your values, and giving yourself grace.  Tough times are inevitable—what matters is how you respond.  mymoneychronicles.com/jason-vitug

Money also has an in-flow and out-flow. By paying closer attention to income and expenses, you gain more control over your finances. phroogal.com/how-yoga-impro…

After years on the road and countless conversations, one thing stands out: financial literacy programs often steer clear of discussing specific products and services. But here’s the thing... phroogal.com/solving-financ…

My 13 yo niece said the other day "I need to invest in AI." So I started researching the best apps for young teens. There are a bunch of custodial accounts and a handful that let kids take control with adult guidance. Here are our Smile Money Picks: phroogal.com/best-investing…

Many stock trading apps offer free stock bonuses just for signing up and funding an account. These promotions allow you to own shares of major companies without actually trading. We did the research and discovered some of the best offers. phroogal.com/apps-that-give…

Join us this Thursday (7/24) for: Shift Happens: Freelancers & Creators Evolving With Purpose Big changes are shaking up the world of money content—client demand, SEO, and public trust are all in flux. Details here: plutuscnx.com/plans/1817615?…

@teachers_market @Jennifer_Wwhite @Experian @jigglesfrog @amamitc5 Thanks again. Books have been mailed to those who have DM me already! Enjoy!!!

Winners of signed copies of guest panelist @JasonVitug's new book "Make Your Money Smile" 📘 are @teachers_market, @jigglesfrog, and @amamitc5! Congratulations! 🥳🎉 #CreditChat

@teachers_market @Experian @jigglesfrog @amamitc5 Congrats to the winners. Make sure to follow me so I can DM and send you the books.

And get your Smile Money Score too and see where you stack up on financial wellness #creditchat : phroogal.com/quiz

@Jennifer_Wwhite @DianeG1860 @Experian @creditscoop @ACCreditCounsel @shemakescents @CHLebedinsky One takeaway is a success! Thanks for what you do. #creditchat

@DianeG1860 @Experian @creditscoop @JasonVitug @ACCreditCounsel @shemakescents @CHLebedinsky Me too! I always learn something. #CreditChat

Thanks to our awesome panelists: @CreditScoop, @JasonVitug, @ACCreditCounsel, @shemakescents, @DianeG1860, and @CHLebedinsky for taking the time to share your expertise! #CreditChat

@Experian @creditscoop @ACCreditCounsel @shemakescents @DianeG1860 @CHLebedinsky Thank yu so much for having me. And thanks to all the panelist sharing your wisdom @CreditScoop,@phroogal ,@ACCreditCounsel,@shemakescents,@DianeG1860 , and @CHLebedinsky . And cheers to all the participants today #creditchat

@Jennifer_Wwhite @Kembala That is how I am. In one of my books, I shared my $10 rule. So I don't spend any more brain cells thinking about if I should or shouldn't buy, I will buy it if it brings me joy and under $10. But most of the time 99% I never do. #creditchat

@Kembala Over a certain dollar amount, my rule is I have to sleep on it. Half the time I don’t even want it anymore the next day! #CreditChat

Yes, saying no to those impulse buys can really help you save #money. And asking the question "Do I really need that too?" #creditchat

@susan1215 @Experian In one of my books, I shared a 3 step question: 1) do i need it? 2) do i need it now? 3) what will happen if i don't get it? This has helped me curtail impulse purchases. The mere act of asking these questions pauses my mind enough to go "don't really need it". #creditchat

@Experian A8 ask yourself is this a need or a necessity before you buy the item. #CreditChat

Q8. How can people align their financial goals with their personal values or lifestyle priorities? #CreditChat

A9. Set reminders. Journal your wins. Track progress monthly. Better yet—join a community that supports your goals and cheers you on. #CreditChat #MoneyAccountability @Experian

A10. This year I prioritized peace. I saved more, took time off without guilt, and invested more into purpose. Every dollar aligned with values is a win. #CreditChat @Experian