Kalum | Investor 🇬🇧
779 posts
Kalum | Investor 🇬🇧
@KalumInvests
UK Investor documenting my journey 🎯 | Age: 30 🔥 Monthly Buys: £650 pension | £100 ISA 🔥 SIPP £68,000 | ISA £100 | Property £70,000 | Net-worth £140,000
Ipswich, England Beigetreten Ekim 2024
244 Folgt515 Follower
What sort of content do you think is missing from YouTube channels that focus on investing?
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@KieranInvest That makes sense, real money is in business ownership not working for somebody.
Love that for you mate.
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@KalumInvests Business owner mate.
ISA is from personal income, but SIPP contributions are made directly through the Ltd company, so they reduce corporation tax while building the pension.
Makes a huge difference compared to contributing from post-tax income.
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This is why I’m so aggressive with monthly pension contributions at 25.
Current SIPP: £93,960
Monthly contribution: £2,500
Time horizon: 32 years
Target age: 57
Assuming 8% real annual returns, this projects to around:
£5.64m in today’s money.
That’s the power of starting early.
The wild part is the contributions would total £960,000 over 32 years, but the rest would come from growth.
This is why I don’t see investing as optional. It’s not about getting rich quick. It’s about building patiently, month after month, year after year, until the numbers become ridiculous.
Consistency creates freedom.
Compounding creates generational wealth.
Kieran | £1m Net Worth@KieranInvest
My first proper post on the SIPP side of the journey. I opened my SIPP in June 2023 with a financial adviser, but after watching it seriously underperform the wider stock market, I decided to take control myself. In May 2025, I moved it into the Vanguard FTSE Global All Cap Accumulation fund. Current value: £93,960 Contributions: £77,385 Return: £16,575 Performance: +27.21% I currently contribute £2,500/month through my Ltd company. The best part is the corporation tax relief. At 25%, that £2,500 contribution effectively only costs the business £1,875 net, while the full £2,500 goes into the pension and compounds long term. Simple strategy for now: Global equity tracker Monthly contributions Low fees Long-term mindset Let compounding do the work Curious what others would do from here. Would you keep it simple with a global tracker, add more US/tech exposure, or diversify into something else?
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Diagnosed with cancer 18 months ago.
Beat it, but lives with the effects every day.
Today rode her bike 85 miles (up 7,200 feet), starting in Slovenia, crossing into Austria & Italy, before returning to Slovenia.
Finished with a smile.
One bad Mother of our kids! 😍
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@UKWealthLog @nifrizzle It’s insane she’s give up on investing because she made one bad one
How many tards are like this do you think
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@KalumInvests @nifrizzle We listen and we don’t judge 😂
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Yeppp invested 2K into something during lockdown. My 2K is currently £300 xxx
Richie Brave@RichieBrave
Have you tried investing or do you invest? What are your views on and experiences of it?
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Really boring post about how I’ve hit 500 followers and that made me feel good
GIF
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@shane80941270 Yup super risky but could be a 10 bagger
Smaller bet here
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@KalumInvests $GLND very small mc lol only 3 employees? Biiiig risk this, or massive potential?
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AI, EVs, Drones, Defence all need rare earth minerals
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@KalumInvests Add another investor to that list my man!
Let’s connect 💚🙏
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Yea, youtube is much harder to grow on than X.
5 views across 5 videos.
It's safe to say that I am no MrBeast.
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@KalumInvests Congratulations Kalum, that's still worth celebrating. Nice work.
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