Seb's FIRE Journey

For the 2 years my boss has kept trying to get me to apply for a promotion at work I keep saying NO! As a person on a financial independence journey, why would I say no to more money? As a 32 year old man why would I say no to growth? It is because it isn’t the right fit. The position would pay $20-25k more a year (which would finally give me a six figure income!!) but with it I would have to manage a team, work weekends and have at least 3x the responsibility These are 3 things I have no interest in. I value my weekends way too much and don't want to manage people The financial side is also interesting. After taxes the increase would probably be about $15k. I would now be working an extra 10 hours a week at least potentially including weekends!! This isn’t enough for me and here is why! I already have a plan to retire in under 8 years based on my current income. My savings rate is already 70%. I enjoy my flexible schedule that allows me to go to local sporting events and meeting up with friends right after work Although I’m not financially independent yet, having the financial foundation that I built so far allows me to avoid taking a job I don’t want and lets me continue living intentionally while waiting for the right opportunity Would you go for the promotion if you were in my shoes?

I hate these posts You invest so that you can have control over your time If you are sitting there staring at charts all day you’re wasting your fucking life

@rotten_guts5 😂😂

$VOO and chill guys calling their wife after checking account tomorrow

@MoInvestingHQ Keep it simple

What’s the best peace of investing advice you’ve ever heard?

@DrunkDividends Stacking!

@ceomnsr Answer is always SOFI

What's the most overhyped stock right now?

@Leo_Traydes When 8000?

POV the opening bell tomorrow

@InvestingAddict 🤝

@SparkingFIRENC So awesome. Also love your transparency as always.

I make $85k per year Once I have a $1,000,000 net worth my index funds will roughly match that each year Not to mention these gains will be much more tax efficient

@ToddsTradeEasy Let’s get it!

@SparkingFIRENC Good enough for me, im on track as well... depending on market conditions 38 🤞

@ToddsTradeEasy Id prefer not to share that 😅 Let’s just say well before I’m 40 😂

@SparkingFIRENC When are you projected to have a 7 figure account Seb?

@InvestingAddict 100% believe you wil

I will be a multimillionaire one day. Believe that.

A lot of people simply base their opinion of the economy on gas prices because that is the only price they know

@BrettLeisure Thakns man

@SparkingFIRENC Let's go! I'm sure you'll make it!

From 32 to 42 I’m going to invest like I wish I did from 22 to 32

@BrettLeisure They definitely have over the last 5 years too

AI and AI related stocks have the potential to create a ton of new wealth over the next 10-20 years. Instead of trying to find the winners, my plan is to focus on buying ETF'S that will find the winners for me. S&P 500: $VOO, $SPY, $SPYM High Growth: $QQQ, $SCHG, $VGT, $SMH

@StacksAndStocks So much time Hard to realize how early in the game we are

@SparkingFIRENC Still young and plenty of life to live !!! At 22 I didn’t even know the market existed lol

@tiggerfan5 This isn’t my scenario It’s hypothetical

@SparkingFIRENC So you are making 160k a year and can’t afford to invest 3-6% for your match? What are you doing with your money. Have you talked to a financial planner and taken a hard look at your finances. Do enough to get your 401k match, then max out your Roth and HSA if you can

I'm genuinely curious, what does weekly spending look like for a couple with: -2 kids -Two $80,000 salaries -Live paycheck to paycheck -Aren't able to invest enough for the 401(k) match Outside of the most expensive cities in the country possibly, this should be plenty of money to invest 3-5% of gross

@BitcoinTeacher_ Simple

@SparkingFIRENC How is that

@InvestingAddict Thank you!

@SparkingFIRENC Love this man.

@AnHonestNode Watch the race It was good

Big if true