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What’s inside your vault?
When you look under the hood, most vaults start to look the same.
Introducing Lotus: a new credit engine
𑁍 lotuslabs.net/vaults
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Lotus Protocol
215 posts
Lotus Protocol
@LotusFi_
Onchain credit markets built for underwriting. Lend and borrow across the full risk curve. 1 → 2 → ∞
Ethereum Beigetreten Ağustos 2025
25 Folgt669 Follower
Vaults meet the moment because they make onchain yield investable at scale.
They turn complex onchain opportunity sets into products that can be diligenced, managed by a curator that is accountable, and held with confidence.
Q&A write-up + full interview below ✍🏼
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Lotus Protocol retweetet
Vaults are experiencing serious tailwinds that index tokens never did
enjoyed speaking with @RasterlyRock about why vaults are meeting the moment
more episodes of Inside the Vault coming 🔜
Lotus Protocol@LotusFi_
Vaults are the ETFs of the crypto world 🌏 They package DeFi’s growing opportunity set into a single product that's accessible to institutions, retail, and everyone in between. From our conversation with @RasterlyRock, Head of Research at @Bitwise.
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1/ World, meet Cohort I of the Ethereum Security Subsidy Program. Out of 100+ applicants, here are the 30 projects selected for our first of many cohorts.
Proudly securing @ethereum mainnet together with @ethereumfndn, @nethermind and @chainlinklabs.
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@RasterlyRock @Bitwise The full conversation goes deeper on the real question:
What makes a vault actually allocatable?
Written takeaways + full interview below: lotuslabs.net/blog/inside-th…
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Vaults are the ETFs of the crypto world 🌏
They package DeFi’s growing opportunity set into a single product that's accessible to institutions, retail, and everyone in between.
From our conversation with @RasterlyRock, Head of Research at @Bitwise.
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@Davidareising @0xyanshu Transparent risk you can actually underwrite.
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Lotus Protocol retweetet
Nice look at different flavors of tranching from @0xyanshu and seeing @LotusFi_ contrasted with other applications of tranching. (we’re talking to a couple of these other teams for possible crossovers)
For Lotus, tranching - in combination with Cascading Supply - was our answer to creating differentiated risk levels without fragmenting liquidity.
0xyanshu (d/acc)@0xyanshu
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@CredoraNetwork Great work. There's more to DeFi than sorting by APY.
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@0xyanshu Lotus clears bad debt without needing a bailout
x.com/DeFi_Dad/statu…
DeFi Dad ⟠ defidad.eth@DeFi_Dad
🎙️ New @Edge_Pod 🪷 The Next Battle In DeFi Lending Is What's Inside Your Vault | DeFi Frontier 0:00 - Intro 2:22 - The team behind Lotus 3:45 - The problem with shared pool design 7:23 - The “missing middle” in DeFi lending 9:31 - The problem with isolated markets 11:17 - What does Lotus aim to solve? 13:40 - The elevator pitch for Lotus 19:54 - How tranching plays a role in Lotus 24:00 - Demo of Lotus and how it works 28:56 - @CredoraNetwork ratings in Lotus 33:19 - Earning more with productive debt 37:52 - Productive debt dampens rate volatility 42:13 - How Lotus differs handling bad debt 45:08 - Who will use Lotus? 48:04 - What uses could Lotus unlock? 50:49 - Security, audits, and lessons from rsETH 57:02 - Closing + Lotus launch 🙏 Thanks to @LotusFi_ Founder @Davidareising for joining us!
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Lotus Protocol retweetet
An overview of @LotusFi_ and its market tranching by LTV (higher LTV -> higher rate).
In risk-curated, isolated market models, the market-dominant LLTV for a specific collateral/debt pair often caters to the most risk-tolerant curators.
Innovation behind Lotus protocol brings better risk pricing by introducing LTV-tranched markets, allowing more conservative risk curators and senior lenders to earn sustainable yield, isolated from higher-risk tranches. 👇
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Today marks six weeks since our first private testnet deployment
20+ moderated sessions with users from Alea, Offchain Labs, Uniswap Foundation, Coinbase, Summerfi, Superform, and other teams across DeFi
A few things stood out:
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The response has been encouraging and the feedback is already shaping the next version of Lotus.
We’re preparing to open the platform to more users soon
More to come
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Risk became something users could see, price, and act on
“Knowing you’re senior in the capital structure is much better than saying that you're pooled with everything or handing risk management to curators. Very compelling differentiation” – DeFi Engineer, Structured Products
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Lotus Protocol retweetet
New DeFi Frontier is out on The @Edge_Pod
@LotusFi_ explained from first principles:
+ tranched credit markets vs Aave/Morpho
+ how they price/clear bad debt
+ concept of cascading liquidity
+ a live demo of the early access app
Highly recommend exploring before Lotus is live!
DeFi Dad ⟠ defidad.eth@DeFi_Dad
🎙️ New @Edge_Pod 🪷 The Next Battle In DeFi Lending Is What's Inside Your Vault | DeFi Frontier 0:00 - Intro 2:22 - The team behind Lotus 3:45 - The problem with shared pool design 7:23 - The “missing middle” in DeFi lending 9:31 - The problem with isolated markets 11:17 - What does Lotus aim to solve? 13:40 - The elevator pitch for Lotus 19:54 - How tranching plays a role in Lotus 24:00 - Demo of Lotus and how it works 28:56 - @CredoraNetwork ratings in Lotus 33:19 - Earning more with productive debt 37:52 - Productive debt dampens rate volatility 42:13 - How Lotus differs handling bad debt 45:08 - Who will use Lotus? 48:04 - What uses could Lotus unlock? 50:49 - Security, audits, and lessons from rsETH 57:02 - Closing + Lotus launch 🙏 Thanks to @LotusFi_ Founder @Davidareising for joining us!
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Lotus Protocol retweetet
We’ve begun a new sub-series of The @Edge_Pod dedicated to coverage of newer, less known, up-and-coming DeFi protocols.
@LotusFi_ offers a novel design for tranched credit markets, allowing more capital efficient “cascading liquidity.”
Different from Aave or Morpho.
Lenders earn more, as borrowers can pay higher or lower interest rates for safer or more risky LLTVs.
In the end, we don’t turn tail to run from the risk of bad debt, instead we allow markets to price and meet the needs of these lenders and borrowers.
Lotus is not fully launched yet (early beta access) so it’s a great time to explore this new design by some of the giga-brains behind @indexcoop’s pioneering DeFi product suite.
DeFi Dad ⟠ defidad.eth@DeFi_Dad
🎙️ New @Edge_Pod 🪷 The Next Battle In DeFi Lending Is What's Inside Your Vault | DeFi Frontier 0:00 - Intro 2:22 - The team behind Lotus 3:45 - The problem with shared pool design 7:23 - The “missing middle” in DeFi lending 9:31 - The problem with isolated markets 11:17 - What does Lotus aim to solve? 13:40 - The elevator pitch for Lotus 19:54 - How tranching plays a role in Lotus 24:00 - Demo of Lotus and how it works 28:56 - @CredoraNetwork ratings in Lotus 33:19 - Earning more with productive debt 37:52 - Productive debt dampens rate volatility 42:13 - How Lotus differs handling bad debt 45:08 - Who will use Lotus? 48:04 - What uses could Lotus unlock? 50:49 - Security, audits, and lessons from rsETH 57:02 - Closing + Lotus launch 🙏 Thanks to @LotusFi_ Founder @Davidareising for joining us!
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