National Foundation for Credit Counseling (NFCC)

Connecting with an NFCC Certified Credit Counselor can help you evaluate your situation and develop a plan that works for your budget. Give us a call today: 800-388-2227

Your credit can impact your insurance rates. Bruce McClary explains credit-based insurance scores in @WSJ Buy Side. wsj.com/buyside/person… #PersonalFinance

When debt is sent to collections it can feel overwhelming. Understanding how the process works can help you take the next step confidently. From knowing your rights to exploring repayment options, taking action early can help reduce stress and prevent further financial damage.

NFCC’s Bruce McClary is featured on the cover of the American Banking Journal discussing today’s credit landscape and the importance of financial education. Read the article: bankingjournal.aba.com/2026/03/unders… @ABABankers @BankingJournal @brucemcclary

A tax refund can be a valuable financial tool. Making intentional choices now may help support greater stability down the road. What do you plan on doing with your tax refund this year? #taxrefund #finances #nfcc #debt #money

Regular financial check-ins can make a big difference. Taking a moment to review your spending, savings, and debts helps you stay in control and reduces stress over time. What’s one financial habit you want to improve in 2026?

Owing taxes while juggling existing debt can create real financial pressure. It’s important to understand how tax obligations fit into your overall financial picture before making decisions that could cause additional strain. Need help? Give us a call today.

Minimum payments can keep your account in good standing, but they often extend the life of your debt and increase the total cost over time. If you’re only paying the minimum each month, it may be time to explore strategies to pay down balances more efficiently. #minimumpayments

Financial stress is rising. NFCC’s latest forecast projects a 6.8 on a 0–10 scale, the highest level recorded. As budgets tighten and more households rely on credit for basic needs, the pressure is building. Read more: loom.ly/mzKiWM0 #NFCC #FinancialStress

If your refund looks different this year, you’re not alone. Updates to tax withholding, income changes, or multiple jobs can affect how much is taken out of your paycheck. Reviewing your withholding can help ensure your paychecks and your tax outcome better align with your goals.

Last night on @WGNradio, consumer advocate @theconsumerman joined @landeckerjohn to highlight how individuals are overcoming serious debt challenges with help from NFCC Member agencies. Listen here: loom.ly/v5tZTzo nfcc.org #NFCC #CreditCounseling #Debt

Debt affects more than just your budget — it affects your peace of mind. If you’re feeling the pressure, NFCC nonprofit counselors can help you find clarity and relief. Reach out to us today. 📲

Valentine’s Day is a good reminder that thoughtful choices — including financial ones — can make a meaningful difference over time. 😉 #valentinesday #vday #nfcc #financialdecisions

NFCC featured on @CNBC today as new reporting highlights rising financial stress — especially among middle-income households. Read more: loom.ly/s7ErxMM #NFCC #FinancialStress #EconomicTrends

NFCC featured in @WSJ on rising financial stress. Higher-income households are increasingly seeking credit counseling as debt-to-income ratios climb. “When the financial buffer runs out, the climb in stress isn’t gradual. It’s vertical.” -Mike Croxson loom.ly/20O0gbk

NFCC’s Q1 2026 Financial Stress Forecast projects a new historic high of 6.8, signaling that the financial buffer many households relied on is largely gone. Mike Croxson discussed the findings on @CNBC's Squawk Box. Watch: loom.ly/igcul2o Read: loom.ly/W7vzYwc

This Valentine’s Day, show your finances a little love. 💌 Small steps today can lead to healthier money habits all year long. #vday #money #nfcc

Medical debt can feel overwhelming, but taking action early matters. A new AARP article featuring NFCC explains why contacting providers as soon as a bill arrives can help you avoid collections and explore assistance options. Read more: loom.ly/e7N895c #NFCC #MedicalDebt

Tiana & Jeanine prove that overcoming a mountain of debt is possible. 🌟 Their inspirational journeys remind us that we don’t have to do it alone. Nonprofit @NFCC Certified Credit Counselors make the difference. bit.ly/4rdFvQE

Owing taxes while juggling existing debt can create real financial pressure. It’s important to understand how tax obligations fit into your overall financial picture before making decisions that could cause additional strain. Need help? Give us a call today.