Pingu's Snowball ❄️ 🇬🇧

Here's where all the magic happens 👀 WFH I think it's really important you do everything you can to create the right environment for you to be productive and enjoy your job. 🙌 $SMSN @Samsung UW G9 Neo Odyssey doing bits. 😈 Whiteboard for important tasks for the day. ✅️ And a fridge for a cheeky energy drink on tap. 😂👀 I can have multiple applications open at once for multi tasking, secondary screen hooked up to my personal rig to keep an eye on the markets, you lovely lot, and run YouTube/Spotify in the background. 👍 What's everyone elses WFH and investment set up look like? 🐧

@Lizardhunt_ Bloody hope so mate haha... That being said if it does drop to fuck even further from here that's my golden ticket to use the final trick up my sleeve to leverage myself even more 😂😂😂

@PinguStacks Cheers . Yea defo premature then. Let's see what happens to them anyway 🤷🏼‍♂️ Maybe we will get a relief rally next month.

I've earnt my stripes 🫡 People outside the $BTC maxi space right now are capitulating like mad, selling their bags and calling it dead. I've seen this play out time and time again, human psychology never changes. Let me take you through my journey... My first $BTC came from NiceHash mining all the way back on January 22nd 2018. Back then you could mine profitably with your graphics card... I had my electricity bill included in my rent at the time (oops don't tell the landlord), so it was literally free sats. Price was £7,641 per coin. I had watched the peak euphoria in late 2017 which brought it to my attention... to then watch it drawdown 85%, from approx. £15,000 to £2,500, give or take. My first purchase, a grand total of £50, was made on March 18th 2018, £5,953 per coin. The wheels were in motion, I was converted to the idea of a decentralised sound money; a store of value that cannot be inflated or taken away from you, that required no central intermediary. Digging through the archives I found my best ROI purchase, £100 spent on 7th February 2019, with a BTC price of £2,617. 0.0367BTC for £100, can you believe it? Even today with the market in a bloodbath that's now worth £1,617, a 1600% return. You see, when you've weathered the storm of multiple crashes, you build conviction and resilience. This is not new to me, I have become comfortable in environments like this, history might not always repeat, but it certainly rhymes. From buying at £2,617 per coin, to seeing it rise to an ATH of £93,529, I've been through it all. The time is now where generational wealth can be made. This $BTC thing isn't going anywhere, the fundamentals have never been better, you are not bullish enough. Do with this information what you will. 🫡🐧

I'd ask chatgpt to explain why they're bad long term cos I will butcher the explanation haha but basically... They rebalance daily, so there is volatility decay in that if you close at a 3x loss, rebalance happens... its now at a lower value so the way back up is more difficult... the up and down swings can kill your gains even if long term it goes up. I think if its not constantly up down etc if its up up up in a row it can be great, but can suffer from decay across longer time frames in choppy markets.

Haha, yeah, it's not much, just about £400 worth as an experiment, Right now, it's trading at around 9p a share, and if the market drops further, I'm guessing it could hit 3p to 5p. But I'm wondering if it would turn into £s during a bull market. You're probably right, though it’s definitely premature to start an X3. I’m probably drip-feed over the year most likely.

@brandon_Invests Loooool I've had to do that kinda thing before... interesting choice of photo though 😂

@PinguStacks What BS is this look like a convict

@brandon_Invests Haha yes mate let me know how it goes 😂

@PinguStacks I’ll keep you informed and drop you a coffee if is has 1 or 2ms in 🤣

@brandon_Invests Ahhhh that's so annoying mate I've had the same problem loads of times, you will be able to reset it, just often a load of faff 👍

@PinguStacks Just sent and email to get access 🤞 Blocked by 2FA 🫣

@Lizardhunt_ Ooooh shit son hahahahah have you actually, legend Just been careful of time decay on them... I'm honestly considering porting GIA stocks into MSTR LEAPs if we touch $50K 😂

@PinguStacks Let's see what next week has to offer. No more manual buys now . I have a limit order at $110 and $105 Picked up 12 share's today And got some mstr X3 leverage shares.

@brandon_Invests Haha no worries mate, time flies doesn't it... you might be sitting on a little pile in there if you can access it still 😂

@PinguStacks I mined with Nicehash in 2022 I don’t think it was much but I haven’t gained access in a very long time and this just reminded me thank you!

@Lizardhunt_ Haha thanks mate. Yeah I think that would be a smart move, you've done really well to damage the fall of MSTR so far by being heavy STRC. It may have de-pegged, but its dropping way less than MSTR, you're able to buy more MSTR with your STRC every day this bleeds 👍

@PinguStacks No wonder you have balls of steel . I'm gonna probably have to take a L with strc if mstr goes under 100

Let's hope so mate 🙌 I totally understand man, my financial situation is likely to change over the next year or two too for somewhat similar reasons, I will no longer be able to invest as much, or take on so much debt risk. This is my one final push before I revert to being somewhat more sensible haha 🙌

@PinguStacks I would have the exact same risk profile as you, had I not had my son. Having your partner stop earning and having to support the family prevented me from aping in with leverage. However… I believe it is the correct long term play.

Time to rustle some feathers, this ones going to have a very divided opinion I can tell already 😂👀 Who's ready for some more transparency and insight into a degen gambler? 🤓 I have utilised £45,330 worth of debt via 0% CCs and low interest bank loans, to accumulate my current portfolio NW of £72,365, as of today's price 💰 3.54% effective interest rate across debt obligations ✅️ Effective 1.6x leverage on the balance sheet ⚖️ Short term obligation risk over the next 12 months stands at £8940, which will be paid off via cash injection and balance transfer offers 🔴 Home equity worth approx 35K due to be ready for deployment JUN 2027 to pay off remaining debt obligations, depending on current market dynamics 🏡 Cash flow per month approx £1000 after all essential bills and debt obligations, estimated 50% of this can be funneled into the market and/or overpayments, depending on currently conditions and tail risk 💸 I am essentially utilising the @saylor $MSTR playbook for my own investment portfolio, paying 3.54% for access to capital investments that I believe will have a higher CAGR than the monthly interest accrued 🪙 No margin call, no liquidation risk, clear plan in place for short and medium term obligations 🤷‍♂️ Flexible cash flow to balance leverage profile moving forwards 💪 If $BTC returned to ATH by DEC 2028 as a realistic estimate, I anticipate a 300% increase on holdings, due to exposure via leveraged $BTC plays within my ISA 📈 With additional capital at £500 a month till DEC 2028, this would result in a projected figure of £325,460 🤑 This would be absolutely life changing money for me. It almost seems too crazy to imagine, but the math checks out 🤔 Ultimately, due to the house sale equity and my stable well-paid career, I believe this strategy has a near zero percent probability of total collapse 0️⃣ If $BTC doesn't recover, I'll take it as a loss, pay off all debt by mid next year, and still not be forced to sell a single position 👌 If $BTC does reclaim ATH within the next few years and I stay the course, I will have created generational wealth for myself 👨‍👩‍👦 Time will tell whether this was the best strategy of my life, or a major bump to my long term compounding ability ⏳️ Do as I say, not as I do... I am not recommending anyone else do this, but I know my own risk tolerance and belief in $BTC 😌 Has anyone else considered utilising cheap debt to invest? ❔️ Leave your thoughts below - let the chaos ensue 😂 Over n out 🫡🐧

Totally with you there mate, index funds are just not going to cut it if you want to retire significantly early. Sure, I could have gone down the ETF and chill route and had a comfortable life, but I want more for myself than that... I don't want to waste the majority of my life working a 40 hour week when I could be enjoying it. Time is the scariest resource, I want to buy myself time 🙌

@PinguStacks @80IQConviction I haven't told my wife 🤫...in less than a few months last year, I went from being the most risk adverse investor ever (and realising it was never going to generate any reasonable returns) to discovering bitcoin and being a full on degen risk maniac. 90% btc/BTCTCs 10% AI.

@80IQConviction @CanazUK You are an absolute joker hahaha

@CanazUK @PinguStacks A second legend was born.

@80IQConviction @CanazUK Yeeeeeee buddy

@PinguStacks @CanazUK That’s how you make big money

Hahahaha I was expecting to get a load of shit off X for using leverage and its been quite the opposite... loving the energy. All my friends and partner think this is top retard behaviour 😂 but they are all somewhat financially illiterate and don't really save anything at all, nevermind invest lol

@PinguStacks @CanazUK Yes, but a legend was born

Mate this was exactly me... I took a 0% card out at $60K BTC, watched it ride up to ATH... back down to about $90K, sold my bags for £18K profit... ploughed all into MSTR in my ISA... to watch the mNAV compression go through the floor when what's his face did a short trade on it 😂

@PinguStacks Ha ha awesome. I did similar to a much smaller degree last April amongst the tarrif scare...unfortunately I then average up through the summer and recked my MSTR position 🤣😭

This is such a severe drop we haven't seen in BTC in quite some time, generally speaking the sharper the fall, the quicker the rebound. I'm not too dishearted by my reallocation the other day to be fair, as the wider market looks like its cratered just as much as crypto, so 6 and 2 3s I'd have been no better off swapping today

@Glend_66 @PinguStacks I agree. I think it will be a crazy weekend for BTC but hopefully the bottom will be found and next week we can start rising again!

🍊 Bought my first 1000 shares of Smarter Web Company. Time to support ₿itcoin in 🇬🇧 Thanks @PinguStacks for the help! This is also the start of me using T212 😱

@TimeSpeak_ Very reasonable position sizing mate. My leverage is only so high because I know I'm selling my house next year anyway so it's a fail safe. I probably wouldn't have gone quite so deep if I didn't know I had the influx of cash coming up within the next year or two 👍

@PinguStacks Yes but I only generally have about 10% on 0% credit cards. It totally makes sense if you can afford to pay off the debts in a worst case scenario. I've got 8 cards that I shuffle the balances between.

@BritBitcoinBoy Short term price action, think years ahead, not days 🫡

@PinguStacks I should have sold all My MSTR shares… always trust your gut! 😭😭😭☠️

Portfolio update 4 June 2026; A better day than yesterday. Sold 15 $MSTR shares as it was killing me! £1,973 in cash available to redeploy at some point. Thought about selling all my $MU today as I’m up almost 32% but I bottled it and decided to hold a little while longer and will reconsider my position closer to earnings! Still waiting for $NVDA to turn green but $MRVL is up slightly today 👍🏼

@Orange_Balance @idahoskier67 😂😭

@PinguStacks @idahoskier67 We ride these waves

@idahoskier67 @Orange_Balance Mistimed it by a couple of days by the looks of it 😂😂

@Orange_Balance @PinguStacks Going big early. Whoa.