Rachel Vahey

Manage every aspect of client planning in one place ⚙️ With the addition of an onshore bond, AJ Bell Investcentre now offers the most comprehensive wrapper range in the market – helping you manage clients’ wealth efficiently, whatever their objectives. 👉 See how it works and the benefits to your clients: eu1.hubs.ly/H0rF1TP0

Leaving pension money to charity could be tax-inefficient – and the government’s proposals to extend IHT to pensions from 2027 have raised more questions than answers 🤔 Our Head of Pension Policy, @RayVay, goes through some queries you and your clients will want answers to. Gain more understanding in her latest article: eu1.hubs.ly/H0lLfl80

Tax doctor: How to avoid being caught by pension recycling rules citywire.com/new-model-advi…

@Tess_invests What were the two 4* ones?

Summary of my reading month - believe it or not the ratings are much higher than May (I am a harsh rater).

The final Luminary in-person event of the year is underway here in London! We’ve heard from our Head of Public Policy, Rachel Vahey as she explored the Government’s strategies on pensions and saving, and what these mean for the industry, advisers, and their clients saving for later life. 📝 Portfolio Manager from Fidelity International, Caroline Shaw now takes to the stage to make sense of the markets so far in 2025, and discusses how exposure to different asset classes can help. #AJBellLuminary

In London today presenting at #AJBellLuninary I’m covering the government’s desire to drive pension investment in UK plc, and what this means for advisers and clients. Great location and epic group of inspiring women (and men). My favourite day of the year. @Investcentre

Helping out at the @AJBMoneyMatters sponsorship of the @AAFLondon in Hampstead Heath. Stunning art and such a good vibe.

We’re starting off the morning with Tech Tuesday 📰 And we’re diving straight into the big question: ‘what have pension freedoms ever done for us?’ Our Head of Public Policy, @RayVay, explains life before pension freedoms, and how they benefit your clients to this day. Read the full article from Rachel, here: eu1.hubs.ly/H0jh2ln0

Will you be joining us today at 10am? 🕒 Don’t pass up this opportunity to learn about the wider implications of recent policy updates from our Senior Technical Consultant, Joshua Croft. Register now – link in the comments

Taking a moment in the sunshine before starting work

Enjoying a relaxed day in London filled with coffees, lunch, and pensions/ISAs chat. Perfect.

@langcatnat @pensionstully Yes, I’ve done very well haven’t I? 😉

@RayVay @pensionstully Congratulations Rachel and Andy! 19 years is definitely worth celebrating 😊

Out celebrating 19 years of marriage with Mr T #nopensionschat @pensionstully

@IanMarcusChapma @AJBMoneyMatters Hi Ian. The average men's ISA (including cash and S&S) is worth £3,000 more than the average women's (HMRC data). Multiplied up that's £6.6bn. Hope that helps.

@RayVay @AJBMoneyMatters Hi Rachel is the investment gap the excess of funds held in Cash ISAs as opposed to Shares

Had a good day in London yesterday. Started with breakfast at House of Lords discussing @AJBMoneyMatters research on ISA investment gap. And ended watching Bridget Jones.

Looking forward to hearing this interview.

Labour’s first six months have already seen significant changes to financial planning – but what comes next? Secure your spot at our ‘Off the Road’ webinar to: 🔎 explore Labour’s key policy changes; 🗣️ hear @RayVay's perspective on their achievements and missteps so far; and 🔮 understand how these policies could impact planning in 2025. Don’t miss out – register now: eu1.hubs.ly/H0gfyvc0

@PensionsDave @paulbattye @Tess_invests Even more amazing when remember written nearly 50 years ago. So much recognisable technology. I love it. Reread it so many times.

@paulbattye @Tess_invests Oh I would highly recommend. Genuine laugh out loud funny. If you like sci-fi nonsense. Then it’s the book for you.

Reading Hitchhikers Guide to the Galaxy for the first time and realise I have missed the meaning of about 40% of references in popular culture all my life.

Andy Bell: Who’s been naughty this Christmas? moneymarketing.co.uk/opinion/andy-b…

À dreich morning in Leeds but hoping to bring a bit of Christmas spirit and learning in our Connect presentation @Investcentre