Richard | investor

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Richard | investor

Richard | investor

@digitalchampi

🇬🇧 British investor 🇬🇧 24 | £25/day | Long-term investor | Finance | Sharing inspirational, educational & motivational content

London Beigetreten Mayıs 2026
178 Folgt433 Follower
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Richard | investor
Richard | investor@digitalchampi·
As a 24-year-old investor putting £25 a day into my portfolio or £750 a month is my portfolio too safe or too risky? Here are my main holdings below, and I plan to hold them for 15-20 years. What else should I add, remove, or alter in my percentages?
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Richard | investor
Richard | investor@digitalchampi·
Morning, you sorry sacks of shit! ☕️ Sunday’s that fake-ass breather before the Monday meat grinder chews up your soul again. Savor it, losers before reality bitch-slaps you back to the wage cage. Have a “good” one! Sorry I had to try it this is the rapper mode you can use on grok, hit home for me….🤣 Enjoy your Sundays!!!!
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Richard | investor
Richard | investor@digitalchampi·
3 weeks in and over 200 verified followers and close to 400k impressions I am blown away… 💨 But far off 5 Mill Impressions.. I am so grateful for all the support and advice on here ❤️ Reckon I will make it guys…..?
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Dan | Investor £4k
Dan | Investor £4k@danhinvesting·
@digitalchampi In the UK you have to get a private hire licence via your local council and then you just sign up to Uber.
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Dan | Investor £4k
Dan | Investor £4k@danhinvesting·
8 hour Uber shift complete. £158.47 banked. Not as busy as a usual Saturday but we take it.
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🇬🇧 Ali · Principled Investor 📈
🇬🇧 Ali · Principled Investor 📈@PrincipledAli·
Total Portfolio Weekly Update 📊 S&S ISA: 📈 💰 Net Deposits: £43,323.87 💷 Current Value: £54,033.92 🔴 Weekly P/L: -£1031.43 (-1.8%) 🟢 Previous Week P/L: +£1,672.40 (+3.1%) 📗 Bi-weekly P/L: +£640.97 (+1.3%) 🟩 Total Return: +£9,712.05 (+61.8%) Lifetime ISA: 🏠 💰 Net Deposits: £25,126.53 (including £5000 Government Bonus) 💷 Current Value: £36,276.62 🔴 Weekly Return: -£371.03 (-1.1%) 🟩 Total Return: +£11,150.09 (+44.38%) A rough week - but always worth zooming out 💪🏻
🇬🇧 Ali · Principled Investor 📈 tweet media🇬🇧 Ali · Principled Investor 📈 tweet media🇬🇧 Ali · Principled Investor 📈 tweet media
🇬🇧 Ali · Principled Investor 📈@PrincipledAli

Total Portfolio Weekly Update 📊 S&S ISA: 📈 💰 Net Deposits: £43,823.87 💷 Current Value: £54,565.35 🟢 Weekly Return: +£1,672.40 (+3.1%) 🟢 Previous Week: +£185.15 (+0.3%) 📗 Bi-weekly P/L: +£1,857.55 (+3.4%) 🟩 Total Return: +£10,741.48 (+69.6%) Lifetime ISA: 🏠 💰 Net Deposits: £25,126.53 (including £5000 Government Bonus) 💷 Current Value: £36,647.65 🟢 Weekly Return: +£606.90 (+1.7%) 🟩 Total Return: +£11,521.12 (+45.85%) A beautiful week of returns! Up a combined +£2,279.30 (4.8%) from both my Stocks and Shares ISA and Lifetime ISA. Monthly update to follow on June 1st, where I will give a final calculated figure for my overall portfolio to date. This will also include my auto deposit of £500 from my salary. Expecting to be quite close to 100k in total given how strong this month has been! 🙏🏼 How has this week treated you all? 👇

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Richard | investor
Richard | investor@digitalchampi·
Another £25 scheduled for Sunday let’s keep stacking…. £20 in my main pie £4 in space and defensive stocks £1 in my safety net. Time to buy people….
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Richard | investor
Richard | investor@digitalchampi·
This is called letting your emotions get to you. A 3% savings account sounds safe, but with UK CPI inflation around 2.8% recently (and forecasts heading higher toward 3–4%), your real return is near zero or negative. Your purchasing power barely grows or shrinks over time. Historical S&P 500 returns: Nominally ~10% annualized (including dividends) over long periods (since 1957). Inflation-adjusted (real returns): ~6.5–7% per year on average. This is exactly why I post on here, to teach others ……
Dough@thesimpledough

After the last two days, maybe I should just withdraw and put it into a 3%AER savings account 👀

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Dough
Dough@thesimpledough·
After the last two days, maybe I should just withdraw and put it into a 3%AER savings account 👀
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@212MitchTR @th3Oneorac3d @CompoundMani @Kezzdog42 @wasianinvestor @finsightt @danhinvesting @PrincipledAli