Chet Benson

@mad_ins_agent Perfect. How much money?

@exfloited yeah and aflac supplement don’t count

Agents taking a week vacation

@mad_ins_agent Wanna bet?

@exfloited you’re not even an insurance agent

@TheRiskResource @TheSalonDon Anecdotal

@TheSalonDon It’s fascinating that a hyper successful sibling almost always has the opposite to take care of.

My 28 year old brother with a college degree refuses to move out of my mom’s basement or get a job My mom won’t pressure him to get a job And he won’t listen to me What do you do?

@KOIIIAK_Raps @jacksondahl @Mazzeo What a fucking boomer take. Do you jerk off thinking about how wrong the “younger generation” is a bigger dummy than you?

@jacksondahl @Mazzeo Sad how the younger generation doesn't get the importance of face-to-face meetings or even phone calls. They’re genuinely baffled when you suggest calling instead of texting.

One of the best bits of advice I've ever gotten, that has consistently held true for the decade since I first heard it from @Mazzeo: When you have bad or difficult news: call the person. Don't text, don't email. Call. Or better yet, meet them in person.

@Bradleyflowers @nicholosberry Finally a normal take out of you

"We don’t notify late pays because it’s an E&O exposure”

@BrokerSteve412 @Bradleyflowers wtf is an aged receivable

@Bradleyflowers I would 100% watch “Your aged receivables are 120+ days out, you have NO pipeline, and you’re golfing!?”

How is the insurance industry going to attract new, young talent in the next decade? To most, not the flashy/sexy industry that is attracting the next generation Maybe we need a “Landman”-esque type show, but specifically around insurance to drive some interest

@TheRiskResource @ryanspalding What’s the account premium threshold where this really comes into play?

@exfloited @ryanspalding TCOR is total expense for their risk. Inclusive of their limited loss pick, premiums and taxes/surcharges, brokerage fees (sometimes left out) and cost of collateral. Not inclusive of any self funded losses up front (escrow or SIR upfront pay-in)

Want to know if your insurance broker is any good? Call them tomorrow and ask them how they quanitfy your total cost of risk. If they tell you what your premiums are, you are most likely working with the wrong person.

@TheRiskResource No way!! You box??

I might be the only insurance professional getting his a$$ kicked by the market then proceeding to actually get beat up after work.

@Bradleyflowers What’s your personal experience with them been?

@exfloited Yes unless you have literally zero lead flow and are in an area that you know no one. In that case do it for a year and then bounce. Otherwise, total waste of time.

I saw a video of someone joining a BNI group and they were literally being sworn in. LMAO 🤦🏻

@jchal What about stroking my wrench for so long it gets raw and hurts to have a boner?

Two hidden things that will damage your career long term 1. “Grabbing drinks” as the basis for any social interaction. 2. Playing golf during work hours. The highest achievers rarely recommend either. They are too busy doing real work

@moderncharting @Watchman_motto Wanna bet on that?

@Watchman_motto honestly 2-3 years at this rate

How is the job “Insurance Agent” anything more than a guy typing your info into computer and then they charge you for insurance? Seems like the easiest job ever to replace.

@mcdazzledrops @ChadCarleton Fuck off

@ChadCarleton Mostly, talking to colleagues via Teams. A lot of people need a lot of help. There’s no incentive to conclude your interaction quickly, so they take time to help others. Or just to chat. Also some enterprise systems are REALLY inefficient. Sometimes there IS a lot of typing.

Rental car counter employees, hotel registration, airlines… WHAT the hell are you typing for 10 minutes for EVERY guest????

@oykunsatis @netflix @VeriFakeAI Are you so retarded you need to ask AI if a video from Netflix is real?

@netflix Hey @VeriFakeAI is this true ?

“I hope I've demonstrated that you can face anything, you can face the end of your days, you can face hell with dignity. Fight, girls, and hold your heads high. Billie and Georgia, you are my heart, you are my everything. Goodnight. I love you. Eric Dane leaves his daughters — and the world — with one final message in Famous Last Words.

@FanaticsBook I’m going to blow you up

WHO got a 1st Place MVP vote? 💀

@JohnLovell @PGATOUR @grok Not enough time to read?

@PGATOUR @grok summarize the pga tour response in bullet points

An open letter from PGA TOUR CEO Brian Rolapp

@cantshutupsam How are you with unconstructive criticism?

Underwriter told me the other day that he asked someone in another branch who their top 5 insurance influencers were I have never met this person and I was No. 3 on the list Which is worse, being a terrorist or being a top 5 insurance influencer?

@JoelGreenblatt_ @unusual_whales Who the hell ever said this was a feel good stat? I think you made that up

This data looks more like an economic warning light than a feel good stat. Young people using BNPL is normal, but when high income households lean in and one quarter of users are financing groceries, that is not an upgrade in spending power. It is a cash flow squeeze. From a fundamentals perspective, this usually signals a consumer base coming off overstimulation. It looks strong in the short run, but longer term you have to watch how much demand is being pulled forward. Revenue quality will start to diverge.

Buy Now, Pay Later usage surged this Black Friday, rising 9% overall, with adoption especially strong among younger consumers: 41% of shoppers aged 16–24 used BNPL, and younger millennials increased their usage by an astonishing 87% compared with last year. Higher-income households are leaning in as well, with 38% of those earning over $100,000 using BNPL services. Notably, the trend is expanding beyond discretionary items — 25% of BNPL users are now relying on it to finance groceries, per Reuters