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This resonates deeply Ramit especially prioritizing health family time and leverage through help.
I would add a personal development fund for things like mastermind groups retreats or coaching in non financial areas to keep growing without limits.
And perhaps a home sanctuary setup like a meditation room or library for daily recharge.
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@ramit - Education for your kids that actually teaches real life skills
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@ramit Live close to people that you love or are a part of your church/religious community, live close to nature e.g. park, pond but that is also close to work
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@ramit Don’t even need to spend a lot of money for childcare x house manager with @rosiematch
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@ramit If you replace ALL the childcare duties, the child is raised by strangers in the most critical developmental years of their life. Most of the relationship with your kid is build in the first 5 years of their life.
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@ramit I think 99% will keep chasing this till end of life, instead they can find TRUE luxury this way right away👇
Mind Money Confluence@mindmoneylabs
Some smart folks are ditching FAKE luxury chase — unlocking REAL luxuries cheaply, no endless hustle! 🌿✨ No more scripted grind: Hustle ➔ Marry ➔ Kids ➔ Trapped😩 Instead: Follow curiosity ➔ Live close to nature ➔ Solo travel ➔ Sound sleep & happy 😊 Meanwhile, billionaires & politicians are freaking out—spreading fear and guilt instead of fixing jobs, homes, & basics. The greedy top? Ruthlessly hooking us to screens, pumping fake thrills, jacking up prices. But the smart ones? Enjoying true freedom on very little… While the elite beg and plead—even with mountains of money. 💸 Real pics from a balcony of room that costs < $30/night with nice breakfast! You can choose FAKE Luxury Chase vs REAL Luxury!
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@ramit - Outdoor space
- In-home gym
- Cleaning service
- Lessons for a new hobby
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@ramit Would never do a nanny… i would want to spend as much time with my kid as possible.
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Solid list. That is real wealth, not flex wealth.
Here’s what I would add to actually feel rich long-term:
Time insulation
Saying no without consequences. No rushed mornings. No calendar chaos.
Healthcare on demand
Concierge doctor + annual full-body checks. Health surprises are the most expensive ones.
Education leverage for kids
Tutors, mentors, exposure trips. Not fancy schools, but unfair advantages.
Quiet + space
Soundproof home, green views, sunlight. Mental peace compounds faster than money.
Mobility freedom
Driver when needed. Not luxury, just reclaimed cognitive bandwidth.
Clean inputs
Best water, air filters, food sourcing. Boring, invisible, priceless.
Legal + financial firewall
Great CA, lawyer, estate planning. Rich life stays rich because it is protected.
A second base
Another city or country you can escape to when life gets loud.
Hard truth:
A rich life is not about owning more.
It is about removing friction from everything you do.
What would you remove first if money stopped being the constraint?
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@ramit Personal beauty therapist for facials, manicures, pedicures, massages & a state of the art home theater.
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@ramit Things we did towards our rich life:
- Paid a little more to buy a home that's walking distance for the kids schools from K-8 (life changer!)
- 2x year family vacations
- Turning the basement into a home gym and combo art studio/home DIY workshop space.
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