Lonz - Road To £100k

@100kDiary This is why: reported record Q1 2026 results on April 29, 2026, featuring $1.1 billion in adjusted net revenue (up 41% year-over-year) and $167 million in net income. 10th consecutive quarter of profitability, driven by 14.7 million members and a strong 5.94% net interest margin

Everyone on here is screaming “$SOFI to $30, buy the dip, generational opportunity.” It’s down 40% YTD. Not a dip. A trend. The fintech bros pumping it forget one thing: SOFI isn’t a tech company. It’s a bank with a worse cost of capital than the banks it’s trying to disrupt. When rates were zero, the story worked. Now? Loan demand softening, credit losses creeping, valuation still priced like it’s 2021. Stop buying other people’s bags because a YouTuber with a ring light told you to.

@Mikethejourney1 Hey Mike, great job! Starting myself and keen to meet more people

700 followers 2 weeks ago I had nothing Just a normal 42 year old who decided to stop being quiet about his ISA journey No viral tricks No paid promotion Just real numbers and real honesty Every single one of you found me organically and that means everything 🙏 Portfolio: £22,172 Goal: £100,000 The road is long but the community makes it worth it Thank you

@UKWealthLog UK tax system taking me for everything I have 🤣 At least ISA earnings are tax free

what was the moment that made you finally start investing? Let me know in the comments ⬇️

@cryptorover I think pretending the value of money is the same right now as 25 years ago is silly. We aren't there yet (but we are all just speculating so who knows)

🩸 HUGE WARNING: 🇺🇸 Warren Buffett says that we have never had people in a more gambling mood than now. $380,000,000,000 in cash is his answer because he believes things are about to get MUCH worse. The last time Warren Buffet was selling SO aggressively? RIGHT BEFORE THE GREAT RECESSION IN 2008.

@deartrader__ $SOFI is my big pick

Let’s be honest, every serious trader should have completed their market analysis and preparation for the new week by now.

@OBPinvestments Me every time

BREAKING NEWS: THE S&P 500 BREAKS A NEW ALL TIME HIGH! “People under 30 are so cooked”:

@Dan__Investing Great start!

Week 1 of investing complete What a ride it was Experienced some green days as well as my first red day, with many more to come I’m sure Nice to make a start into the long journey ahead

@Dan__Investing 🙌

100 followers already! Thank you so much everyone Glad to be apart of such a great community

@deartrader__ Neither, I just want more and clear my Mortgage.

If this appears in your timeline DON’T snooze… Be honest… is trading your passion Or you’re just tired of being broke?

@QC_Capitals Yes, bought in late yesterday 😃

Do you own $sofi ?

@GBInvestor1990 Love this, good effort

Portfolio update. I've moved my money from my cash ISA into stocks and shares. Close to 23k. 9 years ago, when my first son was conceived, I was a mess, 30k in debt. Living with my parents at 26. Living hand to mouth and just partying. I knew I had to change, I found God again, committed to my girlfriend, now wife. Started saving. Worked up to modestly good jobs (100k household income). The debt is paid off. We have a forever home, 2 kids, and nearly 23k in savings. Our secret? No impulse buying. Enjoying life, but resisting the urge to want want want. Packed lunches. Taking food to the cinema. Not spoiling the kids into excess. Modest but nice holidays. Basic but tasty shops. Batch cooking. No fancy cars, just solid reliable cars that do the job. No overdraft fees, no expensive credit. No 5k at Christmas. All that mounts up. All 100-500 a month habits that can lead to putting 500-1000 into savings a month. And the message here is, if you're struggling, you can make these changes too. If I can do it, anyone can

@icekento1 Any investors?🤓

Bro to Bro, even if you have 0 followers, Just say "Hi" let's follow you.

@deartrader__ Always capital

Trader to Trader: What’s your biggest challenge right now????

Trader to trader: What do you normally do if you blow all your savings in trading?

@Falcon0nX Not a surprise if I am honest

The S&P 500 🇺🇸 is massively outperforming the FTSE 100 🇬🇧 over the past month Don’t show this to UK equity investors 🥀

Worth noting Military holdings are going to be sold

The portfolio... I am fashionably late to any tech 😅 #investing

@OBPinvestments 🙌🙌

The goal isn’t to look rich. The goal is to become free.

@OBPinvestments One day 😅

Financial freedom starts when your assets begin covering your lifestyle. 📈

@AshBuildsWealth Anything in there is better than most 💪

Seeing the people I follow on X, with all these big numbers in their ISAs would have defeated me in the past or made me feel like, “what’s the point in starting?” But, it’s actually motivating me. We all have to start from somewhere. We all have different experiences with money and habits.