

🇬🇧 Chris | The £100k Journey
336 posts

@100kDiary
Documenting my transparent journey to a £100k portfolio 🚀 No leverage, just buying & compounding. Sharing real PnL every day, green or red 📈 @Trading212




Wonder if we’ll see 30k followers today 👀




Just had a pint with a mate who earns £60k a year but was complaining about being absolutely skint by the 20th of the month. Turns out he’s dropping £850/month on a Range Rover PCP, plus £150 on insurance, AND he's financing his summer holiday on Klarna. He is literally bleeding cash on liabilities, but genuinely thinks investing £200 a month into an ISA is "too slow." People would rather look rich to strangers than build quiet, compounding wealth.



“We are $1 million in debt.” This woman and her husband have a total of just under $1,000,000 in debt, here’s the breakdown. - Mortgage $210,000 - Student Loans $335,000 - Credit Cards $136,000 - Personal Loans $44,000 - Car Loans $35,000 She is only 29 years old, and her husband is 32 years old. They both have “advanced degrees”. One in MBA and the other in policy. They both work in the government. Their household income is $230,000. I wouldn’t be able to breathe if I had $136K in credit card debt. This is insane. 😭 I really will never understand how people get themselves in these situations.








