A personal home is NOT an investment

@Budgetdog_ Run the real numbers, mortgage interest, prop taxes, insurance, maintenance, agent fees, closing costs, and the return looks a lot different than you think. This is why having actual index funds is so important. Don’t be the guy with his net worth all in his home.

@CompounderQuiet @Budgetdog_ Agree mostly but outside of maintenance you’re still paying all of those other things via rent

@CompounderQuiet @Budgetdog_ Do you ever really own the home? If you always have to be paying prop taxes and cost of upkeep. Landlords are a vital part of our economy for good reasons. They deal with all of those headaches.

@CompounderQuiet @Budgetdog_ These things are not mutually exclusive One can do both.