QuietCompounder

The quietest people in your office are building the most wealth. I’m one of them. 🧵

@unusual_whales Incredible ROI. Most people use index funds😂😂😂😂

Last year, Donald Trump Jr. invested in a rare earths startup at a $200 million valuation, per Bloomberg. Three months later, the U.S. government announced a major loan backstop. Now the company is valued around $2 billion, per Bloomberg

@shockermandan Seems very specific 😂😂😂

Two guys with big egos derailing a 20-person meeting arguing over a decision that doesn’t matter. What’s your office pet-peeve?

@chillguyinvests Valid tbh

Caleb Hammer: "This looks pretty good man. Nice income. 401k. Roth IRA, and HSA. Wait a minute, the spending on travel and concerts is extremely high. What's up with that? Me: "Well what happened is....the band Creed got back together"

@OurQuietWealth This is great 💪

5 things I'd tell 25-year-old me about money. I didn't grow up with a financial blueprint. So I did what everyone around me did. I spent. 💰 Here's what I'd change: 1. Invest in VTSAX, as much and as often as possible. I set aside only 3% in my 401K and called it responsible. The market kept compounding without me. 2. Don't buy the BMW. I was $150K in student loan debt when I financed a $30K car. I thought I'd arrived somewhere. I arrived at a monthly payment that made no sense. 3. Skip the luxury apartments. I paid for granite countertops and a pool I used four times. Cheap housing feels like sacrifice in your 20s. In your 40s it looks like freedom. 4. Cook more. Bar tab less. The dinners and the rounds of drinks felt like living. They were also quietly bleeding me dry. 5. Learn what an index fund actually is. The whole game was sitting in plain sight. I just wasn't looking. The math works at any age. You just can't get the years back.

@SteveOnSpeed Don’t worry, you will be footing their medical bills via Medicare and Medicaid👍

Legit curious. On a cruise. Saw a woman who was probably 500 pounds, easy. Insanely fat. Needed a scooter to get around. Has 6 plates of food in front of her. Do these folks just,..not care that they are morbidly obese?

@amktparticipant Oooof👀

Today's avg. gas price (U.S.): $3.88 ⛽️ Change since Feb. 28: +$0.90 📈 - Source: AAA

@Budgetdog_ Run the real numbers, mortgage interest, prop taxes, insurance, maintenance, agent fees, closing costs, and the return looks a lot different than you think. This is why having actual index funds is so important. Don’t be the guy with his net worth all in his home.

A personal home is NOT an investment

@Mindset4Money_X The NPC has spoken 😭😭😭

God help us…

@TheMattViera I grew up in the Chicago suburbs, where the school district had a rule that once you reached your sixth year of teaching, your salary automatically crossed into six figures….. and this was back around 2014 or 2015

For everyone asking, “Where are teachers making $100k+?” One place teachers make $100k+ is New York City.

@BoujeeFinances Bingo🎯

Inflation = higher margins in almost everything This is why investors and owners of assets see their wealth grow during periods of cost of living increases

@GuyTalksFinance 🙌

@CompounderQuiet Literally a drop in the bucket. Ignore the noise and keep dollar cost averaging

Friend of mine is worried about the stock market crashing and is considering selling all of his stocks. Seems like a good time to remind everyone that despite all of the negative headlines: The S&P 500 is only down -3% year to date. This is the time to be buying not selling.

@JCChristopher The journalism is wild here… so called journalist could never 😂😂😂

I went to the exact same location of the Cybertruck accident shown in the Fox News video. This is the US-69/59 Eastex Freeway northbound HOV lane at the Y-split near the Eastex Park & Ride exit (approaching from downtown Houston toward Humble). In the Fox News video, the vehicle failed to follow the right curve, going straight into the barrier. Well, I tested it twice today with Tesla FSD engaged the entire time with zero human intervention. And unless you think I am a hologram speaking to you from another dimension now, it worked out really well. Here is the video of me taking the exact same curve twice, with Tesla FSD v14.2.2.5.

@OffensiveWealth Bingo… too many cases like this unfortunately

@CompounderQuiet There's many people who are millionaires on paper who still struggle to pay for groceries because it's all locked in their driveway. Liquidity is the ultimate flex.

Net worth and retirement readiness are not the same number. A $400,000 house you live in produces zero income in retirement. $400,000 in VTSAX produces around $16,000 a year at a 4% withdrawal rate. Same net worth. Very different retirement.

@spectatorindex Ya let’s not do that

BREAKING: Trump administration is 'considering deploying thousands' of American troops to 'reinforce its operation in the Middle East', according to Reuters report.

@cmsinvests 💪💪💪

@CompounderQuiet i sent you a follow let’s connect compound together 😉

The quietest people in your office are building the most wealth. I’m one of them. 🧵

When you spend $30,000 on a lawyer after he promised he could get you probation, and you end up getting 75 years in prison 🤯

Agreed — his advice is really only for people who are severely in debt or financially illiterate, but that's by design, as there are a lot of people who fit that category and Ramsey's advice truly does help them. For us on FinX, we learned all that stuff a long time ago, and he's simply not someone we should follow, as we're not his target demographic

Everyone praises Dave Ramsey… But his advice only works for a very specific type of person. If you’re deeply in debt and need discipline, great. But if your goal is to actually build wealth... Avoiding leverage, credit, and investing early can slow you down massively. His system creates stability. Not wealth.