@nejatian The assumption that faster closings will fundamentally change consumer behavior is flawed. Opendoor will remain a niche convenience service, not the primary way Americans buy and sell homes.
Every week, I discover a different part of the legacy real estate stack that runs on deprecated software.
I just found out a pattern that is widely used in majority of real estate transactions that relies on a file format that was deprecated 20 years ago.
@TheresaArueyin1 In the Bible. I have spoke in tounges a couple times as a prayer language. The wisdom and knowledge received from the Lord in those times was supernatural.
@TheresaArueyin1 Raised Wesley Armenian. We were taught it can happen and is one of the gifts of the spirit but not necessary for sanctification or being filled with the H.S. I still believe it is not necessary because it wasn't always stated as happening /coinciding with the infilling. I have
To be clear, I think we should only waive the filibuster to pass an election integrity act into law, but not for any other reason.
Election integrity must include visual ID that proves citizenship and in-person voting (except in extreme circumstances like troops overseas).
i had $57,000 in debt
I got it removed for $0
no bs, no joke
took only 51 days
everyone told me "just pay it off" or "hire a credit repair company"
both options are for suckers who don't know the law
Here's the method that makes experian panic:
There's a method called "605(b) Sweeps" that deletes bankruptcies, collections, and charge-offs in 30-45 days with an 80%+ success rate
Here's how it actually works:
Section 605(b) of the FCRA says bureaus must verify disputed information within 30 days or delete it. The trick is they verify through "data furnishers" , aka the original creditors
But most creditors sold your debt years ago. They don't have the records. They legally can't verify because the documentation doesn't exist anymore
So you don't send goodwill letters begging them to forgive you…
You send Method of Verification requests demanding they prove every data point: the original signed agreement, payment history, account terms, everything
They can't produce documents they don't have. Unverified = deleted by law
The 605(b) Sweep sequence:
Week 1: Send MOV letters to all three bureaus (certified mail, return receipt)
Week 2: Freeze the shadow bureaus (LexisNexis, SageStream, Innovis, ARS, ChexSystem) These are the "snitches" that verify your bad credit behind the scenes. Freeze them and bureaus get "unable to verify" responses
Week 3: Wait for the panic. They have 30 days to verify. Clock is ticking
Week 4-6: Watch items fall off because they couldn't verify through frozen sources
I've seen Chapter 7 bankruptcies deleted in 43 days using this. $90,000 in collections gone in 51 days. All because the original creditors couldn't produce a wet signature from 2014
Goodwill letters = begging 605(b) Sweeps = demanding your legal rights
Fair warning- this is very very greyhat and legality may depend on the state… Do everything at your own risk
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> Comment "YT"
> Like this post
And I'll send it over (must be following so I can DM)
Making $300- $500 a week just by using Internet
Requirements
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I just saw a man that looks about 85 years or older wiping off tables in the food court.
Makes me so sad that someone that old is forced to work that job :(
BREAKING: HHS Secretary Robert F. Kennedy Jr. has created an online tool that allows users to search for chemical contaminants in their food and other products.