Seb Stoltzfus
1.1K posts

Seb Stoltzfus
@SebStoltzfus
Husband and father. Long term investor. Physical therapist and weightlifter
Dallas, TX शामिल हुए Ocak 2021
838 फ़ॉलोइंग184 फ़ॉलोवर्स

claude code can automate your ENTIRE cold outreach system & book you 30-40+ calls MONTHLY
but most of you don't even know how to set it up properly
so i'm giving away a detailed 54-page doc on EXACTLY this
like + comment “CLAUDE” and i'll send it over asap
(must follow + RT for priority access)
English

@ick_real Stop habitually saying I’m sorry.
“I'm sorry, can I just add one thing?"
"I'm sorry if this is a stupid question."
All useless and slightly demeaning preambles.
English

@IRENBull Why no mention of revenue and EPS miss in recent quarterly report?
English

@thedbeaudoin Could you please post a more cryptic, vague message? This one is just way too clear.
English


@mathlonning Did they say why lung revenue was down massively?
English

@JonahLupton is there any way for the public to see what First Wave is buying?
Doesn’t seem like you’ll have to file 13f etc but wanted to ask.
English

@FurtureRichKid I’m not sure if this is ragebait, but you’re 24 with $60k invested, 2 jobs, maxing 2 401ks
You’re not behind financially and it’s kind of shocking you’d have that perspective.
Pay off your debt, continue doing everything else and you’ll be millionaires by 35.
English

I am 24 and my wife is 23.
- We own a townhome (250k purchase price)
- Did an extra mortgage payment in 2025
- 2 fully paid off cars
- $60,000 invested combined
- Both do our 401k match
- Invest an extra $1,000 a month in our taxable after we max a Roth IRA
- We have $20,000 in student loans
- No dependents
- $3,000–$4,000 a month in discretionary income
What are we doing wrong? I still feel like we are way behind.
English

Not a good day for fintech...
$ADYEN down -20.2%
$AFRM down -11.5%
$HOOD down -8.8%
$COIN down -7.3%
$TOST down -6.3%
$XYZ down -9.4%
$UPST down -8.7%
$FOUR down -6.9%
$SOFI down -6.7%
$KLAR down -5.8%
It's obviously a bad day for growth stocks in general; I'm assuming most of this pain can be tied back to Adyen earnings this morning.
English

@swordhealth "Together, they give us the ability to go after every major problem in healthcare."
Love the vision!!
English

There is a world where health never limits human potential.
𝗦𝘄𝗼𝗿𝗱 𝗲𝗻𝘁𝗲𝗿𝘀 𝗖𝗵𝗮𝗽𝘁𝗲𝗿 𝟮.
We proved AI could treat physical pain better than the traditional system. 700,000+ members. 10 million AI Care sessions. $1 billion in costs eliminated. The mission, it turns out, is much larger.
Sword has evolved into three pillars: a clinical-centric frontier AI lab; Sword Health, reinventing how the world is treated and healed; and Sword Intelligence, scaling healthcare operations globally. Together, they give us the ability to go after every major problem in healthcare.
That evolution demanded a new mission. "Freeing the world from pain" got us here. But when your ambition expands to solving all of healthcare, your mission has to expand with it.
Build AI that heals billions and unlock humanity's full potential. Because treating billions isn't just a healthcare goal - it's a human one.
New mission. New operating model. New home.
Welcome to sword.com
English

@BarkInvesting Agree that a simple “turn off prediction markets” feature would be welcome.
English

Alright my fellow $HOOD shareholders/users, it’s time to have this conversation.
I want to start by saying I am a loyal Robinhood customer. I love their team, management, and what they stand for: democratizing finance, zero commissions, intuitive app, bringing millions into investing. I’ve been here for years and genuinely root for them.
However, I’ve seen a real sentiment shift around the platform over the past few months (especially since event contracts/prediction markets exploded). A lot of people are moving their accounts to Fidelity, Schwab, etc., and honestly, I don’t blame them.
The addition and heavy promotion of event contracts has completely changed how $HOOD is viewed. It’s now widely seen as a gambling app rather than a serious investing platform, and I don’t disagree with that perception.
Robinhood has called it one of their fastest-growing revenue lines, and the CEO has talked about integrating it deeper into the app. But here’s the issue: for many of us trying to build and protect long-term wealth, this doesn’t belong front-and-center. Once you hit 6- or 7-figures (or even sooner), your mentality shifts from chasing quick wins to preserving capital, diversification, lower volatility, and compounding. Gambling-style features clash with that. It gamifies the experience, tempts impulse trades, and blurs the line between investing and casino behavior.
I’ve spoken directly to people on the @RobinhoodApp team and told them this that gambling (which event contracts essentially are) should have no place as a default/prominent feature in a portfolio meant for wealth-building. It risks alienating serious investors who want a clean, focused experience.
Yes, I know you can message support to request they disable/restrict access to event contracts, but it’s clunky and requires back-and-forth messaging instead of a simple self-serve toggle. Compare that to how easy it is to turn margin on/off, enable/disable options trading levels, or hide other features.
This would respect different user goals and let the sports bettors / prediction enthusiasts go wild, while letting wealth builders opt out seamlessly. It could reduce the backlash, stop some of the account outflows, and show the company listens to its long-term users.
Ignoring the feedback from loyal, higher AUM users could hurt more than it helps.
@vladtenev @RobinhoodApp if you’re reading this, please consider adding a simple opt-out toggle for prediction markets. It would go a long way toward keeping people like me (and many others) fully committed.
Let me know if you guys agree/disagree.
English

@JonahLupton @BourbonCap Thoughts on $hood post earnings at 24x ntm EV/EBITDA?
English

@BourbonCap $HOOD starting to look really good again at 21x NTM EBITDA.
English
















