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18.2K posts


@NBA2KMyTEAM Am I the only one who realized we didnt get a Lunar New Year pack drop this year?😭
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@Topsy_and_Tim @blockchainchick Car parts more expensive due to tariffs+inflation.
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@blockchainchick Why on earth would car insurance go up by 55% when cars are getting safer every year?
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FIVE YEARS OF GROCERY RECEIPTS JUST EXPOSED THE MOST PROTECTED LIE IN ECONOMICS.
Since 2019, the government says cumulative inflation is about 25%.
Here is what actually happened to the things you buy every single week:
Eggs: +79%
Ground beef: +77%
Coffee: +68%
Car insurance: +55%
Electricity: +43%
Bacon: +26%
Bread: +24%
Five out of seven of those are running 2x to 3x faster than the official number. And the only two that tracked near CPI? Bacon and bread. The lowest-cost, lowest-margin items in the basket.
The things that actually drain a household budget, the protein, the energy, the insurance you are legally required to carry, those are the ones the official number keeps understating.
The CPI was retooled in the 1990s to reduce reported inflation. They added substitution adjustments. They changed how they weight housing. They smoothed out the things that spike. This is documented BLS methodology, not conspiracy.
Food overall is up 30% since end of 2019. Car insurance premiums up 54% since 2020. Electricity just hit all-time record prices. But the official line is 2.4% annual inflation and the Fed debates rate cuts.
Your grocery receipt is the only honest inflation report left.

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zoomers and millennials just want houses and families man

Pete Hegseth@PeteHegseth
Back to the Stone Age.
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A Stanford study found that people who played Pokémon heavily as kids developed a small region of the brain that responds specifically to Pokémon characters.
Researchers scanned adults who grew up playing on Game Boy and showed them images of Pokémon like Pikachu and Bulbasaur.
Their brains lit up in the same exact spot, a consistent area in the visual cortex tied to recognizing specific categories of objects.
The reason comes down to childhood. When you’re young, your brain is more flexible, and spending hours memorizing hundreds of similar-looking Pokémon essentially trained it to carve out space just for them.
(via @Stanford)

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> Oracle is worth $400 billion
> Its founder is the third richest man on the planet
> Oracle reported a 22% revenue gain this quarter
Still they fired 30,000 employees over email to fund AI Data centers. You don't hate billionaires enough.
Polymarket@Polymarket
BREAKING: Oracle laid off 20,000-30,000 employees this morning with a single 6 am email.
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@rroruman @theficouple The average rent in Minneapolis is $1400 but you can definitely find something for $1200. Might not be the Taj Mahal but you'll get by.
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@EDShriver @InitatedSoloMan @rroruman @theficouple Most people are living paycheck to paycheck to paycheck let alone have 20k in savings because of the HCOL to begin with…
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@InitatedSoloMan @rroruman @theficouple Living somewhere that 80k doesn’t make ends meet is hardly a flex.
These parameters are with a 20k down payment. If you can’t afford that, you can’t afford a house.

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@RyanTernier @rroruman @theficouple You’re forgetting that rent is usually raised once you bring in a roommate, even if the space is a single apartment.
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Here's the real math:
A single person earning $70kyr takes home ~$4,500/mo after tax.
A realistic budget:
-$1,750 Rent
-$600 Food
-$125 Home goods/toiletries/OTC meds
-$500 Transportation
-$150 Car insurance
-$200 Gas
-$150 Maintenance
-$200 Health insurance
-$400 Student loans
-$450 Utilities/phone
-$200 Credit card payment
-$50 Haircut
-$125 Clothing
-$5.45 for one latte a month
-$8.95 for one avocado toast a month
Assuming median pricing on all of these things, this person, a hermit, who only goes to work and back, has zero social life, no kids, no medical bills or medications, has perfect teeth never needing a root canal, no vacation or leisure time, no holidays or gift giving, doesn't ever buy furniture or cable/netflix, has an employer provided medical plan, thrifts all their clothing, had to go into debt to get an education to earn $70k a year, is still in the hole $414.40 a month. Do not take any financial advice from this person.
theficouple@theficouple
Here's the math: A single person earning $70,000/yr takes home ~$4,500/mo after tax. A realistic budget: -$1,200/mo: Rent -$400/mo: Food - $330/mo: Transportation - $280/mo Utilities/phone - $500/mo: Fun ...Living within their means lets them invest ~$1,600/mo.
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Ayo Dosunmu becomes just the second player in Timberwolves HISTORY to have a game with:
• 15+ PTS
• 15+ REB
• 10+ AST
• 3+ STL
🤯🤯🤯
The only other player to do this was KG twice.
(H/T: @Timberwolves)

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@RuffsBurner @ShamsCharania Freedom of speech not freedom from consequences.
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@ShamsCharania What happens to freedom of speech. This is still America right?
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Client retires at 64. Has a pension. Doesn't need his
$3.8M IRA.
"I'll just let it grow."
At 75, the IRS disagrees.
Required Minimum Distribution: $143,000.
He doesn't want it. Doesn't need it.
But he has no choice.
That $143K gets added to his pension income.
Pushes him into a higher bracket.
Increases his Medicare premiums by $4,000/year.
Makes 85% of his Social Security taxable.
Between retirement and age 75 there is a window.
Eleven years to do Roth conversions.
Eleven years to reduce the account.
Eleven years to get ahead of this.
Most people don't know the window exists until it closes.
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Rockets led by 13 in OVERTIME and the Wolves scored 15 in a row. There are bodies and blood everywhere. Sengun’s lip is ripped off his body. Scott Foster Montreal Screwjobbed Naz Reid out of the game. Rudy Gobert blocked a KD jumper with the game on the line after being broken off. Rockets were 23/23 from the line and KD MISSED DOWN TWO 3 SECONDS LEFT. THEY SOMEHOW GOT THE BALL BACK. NO GOOD. THEY BLEW IT AGAIN. BUT THEY DIDNT BLOW IT BECAUSE THEY WERE DOWN DOUBLE DIGITS LATE. Adam Silver this is for youuuu
Rob Perez@WorldWideWob
The most stressful regular season game i have seen in a while. This is madness.
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