Brandon Cutwright

You owe your kids a good life and should never act like everything you did in raising them was a favor they need to repay. It’s your duty as a parent to give them everything you possibly can and the “reward” should be seeing your kids successful and happy.

@SlackSlick I do! Legendary games.

@hxxntrr Solid post. Luxury.

I fly first class 40+ times per year Stay at 5-star hotels monthly Never paid a dollar My credit cards fund my lifestyle while funding my business Here's the $100K/year travel hack nobody teaches correctly: Last year's travel retail value: $127,000 What I actually paid: $568 How? Points. But not how you think Everyone knows about "points and miles" Nobody understands the arbitrage The Basic Math: Chase Sapphire Reserve: 100K points signup Amex Platinum: 150K points signup Capital One Venture X: 100K points signup That's 350K points = $7K in travel But that's kindergarten shit Here's the advanced game: The Manufactured Spending Loop: Buy $10K in Visa gift cards with credit card Get 10K points (worth $200) Use gift cards to buy money orders Deposit money orders Pay off credit card Repeat $200 profit per cycle Do 10x per month = $2K Annual value: $24K The Business Card Stacking Method: Personal cards limited to ~10 Business cards? Unlimited I have 31 active cards: - 12 personal - 19 business Each with signup bonus Each with spending multipliers Each printing points The Category Maximization: Amex Gold: 4x restaurants Chase Ink: 5x office supplies Citi Custom: 5x top category US Bank: 5x phone/internet Every expense optimized Every dollar earning 2-5x My phone bill generates $500/year in points The Portal Arbitrage: Same flight United.com: $2,000 Through Chase portal: 1.5x points value Through Amex travel: 2x value for premium Through transfer partners: 3-4x value SFO → Tokyo first class: - Cash price: $18,000 - Points needed: 120K - Value per point: 15 cents That's 7.5x normal value The Status Match Game: Get Hilton Gold with Amex Platinum Match to Marriott Gold Match to Hyatt Explorist Match to IHG Platinum One card. Four hotel statuses Free upgrades everywhere Free breakfast ($50/day value) Late checkout (priceless when hungover) Real Examples This Year: Dubai Trip: - Emirates First Class: 140K points (retail $15K) - Burj Al Arab 3 nights: 180K points (retail $9K) - Total retail value: $24K - Actual cost: $450 in taxes Monaco/Vegas Run: - Air France Business: 75K points - Hotel de Paris: 90K points - Wynn Las Vegas: 60K points - Retail value: $18K - Actual cost: $0 The Dark Secret: Banks LOSE money on me $400 annual fees across all cards $8,000+ in signup bonuses $24,000+ in points value Zero interest paid They're subsidizing my lifestyle But here's why they don't care: For every one of me, there's 1,000 idiots paying 24% APR I'm a rounding error They need me to keep the normies believing the dream The Business Integration: Every business expense = Points Every client dinner = 4x points Every Facebook ad = 4x points Every inventory purchase = 2x points $500K in business expenses last year = 750K points minimum = $15K in travel value My business pays for my lifestyle My lifestyle enhances my business First class flights = Better recovery 5-star hotels = Better connections Airport lounges = Office space It's a tax-deductible luxury loop The Credit Impact Truth: 31 cards 780 credit score How? $800K total credit limit $40K average usage 5% utilization The algorithm loves me More cards = Lower utilization = Higher score It's backwards but it works The Future Play: Teaching clients this system Charge $5K for complete setup Takes one weekend They save $10K+/year forever Already helped 47 people $235K in consulting fees For teaching credit card games The Ultimate Hack: Become the person who TEACHES the system People pay me to learn what banks give away free I get paid to show them how to get paid Meta-arbitrage Your competition is buying coach tickets with cash You're about to fly first class for free while they subsidize your journey Want my complete setup? - All 31 cards ranked - Application timeline - Point maximization strategies - Transfer partner secrets dm "LUXURY" for the blueprint (must be following) Life's too short for economy class And too long to pay retail Chase thought they were getting a customer They got a professional thief Legally

I promised, if Bitcoin pumps to $135,000 I will give $10,000 BTC to 5 people So as promised I will be giving away $10,000 to 5 person today. Rules: like, retweet, follow 🔔 * If you’re not following with bells, you will be disqualified. Proof will be posted in 24 hours Doing this for my community #btc     #BITCOIN

@SlackSlick Yes sir! A good slice at lunch with their ranch was $.

@kaylanknit I had that happen to me on a multifamily deal with seller financing. I’m still not sure that’s standard, though.

Got a check in my bank account today from a deal that I closed on over a year and a half ago 🙏 what happened was a portion of the deal was being seller financed and the day of closing the property manager said bc they weren’t getting all the money upfront we don’t get the whole commission until it’s paid off resulting in $29k being held from us Please tell me I’m not wrong in thinking this isn’t industry standard?

@thatfitlawyer Happy Birthday, Stephen!

Turned 51 today. The wealthiest man in the world.

@TheJeffPutnam You had me until the eggnog part

Candy Corn is good. Sweet Potato pie is better than Pumpkin. Pecan Pie above all. Eggnog is gross, but anything can be good with enough booze.

@CaseyMericle ‘Under replacement cost’

Your favorite real estate phrase Go…

Selling Puts in a bullish market is a good strategy But if that’s your ONLY strategy then you are not going to maximize your returns Buying medium and long dated (LEAPS) calls work great as well Buying shares and selling Covered Calls work great as well Various strategies 💰

@KherRonnie @brandonhli @Airbnb As an owner/host I agree with Ronnie. Not sure why someone would give you a hard time checking in anytime during your stay. Seems fishy.

@brandonhli @Airbnb Even if it was a 1 night stay; as long as you check in before checkout even if only to shower and use the toilet - your choice!

Hotels > @Airbnb, a horror story 🫠 It’s 2:30am in London. Flight delayed 3 hours. Raining. I message our host that we’re going to miss the check in window. There’s a fee. Weird since it’s self check in, but ok We get to the airbnb and the lockbox doesn’t work. Rain, rain..

@realEstateTrent @bethanyjbabcock I bought two of these for travel. It’s a life saver.

Our son arrived in 2020 Daughter arrived in 2024 Stroller in 2020: $599.95 Stroller in 2024: $800.00 Car seat in 2020: $349.95 Car seat in 2024: $450.00

@danieloptimized , though oftentimes better than a master of one.

@bcutwright The jack of all trades is a master of none.

I’ve spent my entire life hearing the ‘Jack of all trades’ saying but never heard the ending. 🤯

@jt_ryder I’ve purchased a few deals like this. The seller said I could wear my principal hat or nothing.

Seller from a couple months ago: “I don’t pay fees. No brokers.” Same seller weeks ago: Sells to another broker at ~80% of value. I guess I should have asked if he would sell it to me? Admittedly, I’m terrible at approaching deals from a personal ownership angle.

Ok. I’m sold. #BBN

@thatfitlawyer So sorry, Stephen. I’ve always enjoyed your posts about your father. Sounds like a role model for us all.

Yesterday I lost my champion. He was my greatest strength and greatest supporter - my father. He battled cancer for over five years and beat the odds. His heart gave out yesterday morning. He loved me, my wife, my children, and my friends. He made me into a man that could handle anything life throws my way, including life without him. I will miss him terribly, but am comforted by his life well-lived and that he will not suffer. Love you, Dad. Until we meet again. Larry Marshall (November 6, 1948 - March 25, 2024).

@NotoriousAirbnb @JoshInEncinitas This 👆 (state dependent of course, but usually the case).

@JoshInEncinitas An unlawful detainer is for possession. If you go to court it will be dismissed, as you already have possession.

Landlords of Twitter, I have a question. Processing my first eviction and have a hearing date. Tenant has since vacated under property and notified me in writing. Am I obligated to withdraw the eviction. What about past due rent and damages? Separate filing?

I’m gonna give 10 random people that repost this and follow me $25,000 for fun I’ll pick the winners on February 30th

@HarryLockPicks Where do you find alternative points on BetMGM?

🚂 | Lock Train Bet 1 💵 | $50 to $81 How to play in 2 mins with BetMGM: 1) Sign up 👉🏼 bit.ly/New-BetMGM 2) Bet $50 on the Parlay. It's a Two Pick Parlay, so make sure you combine both selections. 21+, Gamble Responsibly.

@thatfitlawyer Happy Birthday, Stephen! Looking good!

Starting my 50th year in the gym. Not backing down, not slowing down. Let’s go!