Eric Barbier

🚨 Ep. 3 of Stablecoin Stories: Serial Founder Eric Barbier - Why Stablecoins Are the Best Cross Border Rail With hosts: 💳 @sytaylor, GTM, @tempo 🔥 @rangoldi, VP Payments, @FireblocksHQ With guest: 🌐 @ericbarbier, CEO, Triple-A In this episode, Sy, Ran and Eric discuss: 💥 The inefficiencies in traditional remittance that inspired Triple-A 💸 How stablecoins reduce working capital needs in payments 🌍 Real world example of using stablecoins for cross border B2B 📊 Why Fortune 500 companies avoid holding stablecoins on their balance sheet 🪙 Stablecoins as a lifeline for consumers in emerging markets with dollar restrictions 🎮 Adoption of stablecoins in the global gaming sector 🏦 The regulatory landscape and challenges with banks for stablecoin firms *** Timestamps: 00:00 Introduction 2:21 The inefficiencies in traditional remittance that inspired Triple-A 7:44 How stablecoins reduce working capital needs in payments 10:55 Real world example of using stablecoins for cross border B2B 13:06 Why Fortune 500 companies avoid holding stablecoins on their balance sheet 18:33 Stablecoins as a lifeline for consumers in emerging markets with dollar restrictions 24:24 Adoption of stablecoins in the global gaming sector 29:08 The regulatory landscape and challenges with banks for stablecoin firms *** 👉𝘚𝘦𝘢𝘳𝘤𝘩 '𝘛𝘰𝘬𝘦𝘯𝘪𝘻𝘦𝘥 𝘗𝘰𝘥𝘤𝘢𝘴𝘵' 𝘖𝘯 𝘠𝘰𝘶𝘛𝘶𝘣𝘦. 𝘈𝘱𝘱𝘭𝘦, 𝘚𝘱𝘰𝘵𝘪𝘧𝘺 𝘰𝘳 𝘢𝘯𝘺 𝘗𝘰𝘥𝘤𝘢𝘴𝘵 𝘗𝘭𝘢𝘺𝘦𝘳! 👈

Trip. com rolls out stablecoin payments for travel bookings @Trip, the overseas brand of Ctrip, has launched stablecoin payments for hotel and flight bookings, supporting $USDT and $USDC. The feature is powered by Singapore-licensed crypto payment provider Triple-A and supports multiple blockchains, including #Ethereum, #TRON, #Polygon, #Solana, #ArbitrumOne, and #TON. For hotel bookings paid in $USDT, users only need to provide a name and email, while flight bookings still require passport details to meet aviation compliance requirements. #Stablecoins #CryptoPayments #TravelTech #Web3

I think we should replace the stablecoin sandwich with the stablecoin toast. For many of our clients, the real pattern isn’t fiat/stablecoin/fiat. It’s stablecoin/fiat or fiat/stablecoin. Take one of our clients in Asia who exports to Africa. His customer in Nigeria accepts payments in stablecoins and keeps them. The local currency never enters the picture. No conversion, no top slice of bread. But our client wants to be paid in its local currency. He’s a traditional business in Asia and doesn’t want to hold stablecoins. So we convert them for him. That’s the classic toast scenario: one side in stablecoin, the other in fiat. In a country with an unstable currency, holding stablecoins is safer, more liquid, and even offers yield. And since the local ecosystem widely accepts stablecoin payments—freelancers, merchants, suppliers—it has become the natural choice (and will increasingly be so). The stablecoin sandwich exists, yes. But in reality, what we see most often is the stablecoin toast.

This year in fintech…

"People don’t want stablecoins. They want US dollars." Stablecoins are permissionless They thrive where you can’t ask for permission: capital controls, volatility, political distrust. That’s why USD stablecoins were willed into existence without clear regulation, while non-USD ones are still waiting for it. So what’s the next currency demanded by the people? See the full episode in the comments for more gems from @ericbarbier, Founder & CEO of Triple-A

@Aarondklein Yes it’s faster than Visa/MC. It usually takes days for merchants to receive payments in their bank account.

Are stablecoins faster than Visa/MC? No Do stablecoins easily allow reversibility in case of fraud? No Do stablecoins provide rewards for the rich off the backs of then middle and working class? No Is your money in stabelcoins insured by the FDIC? No

A few years ago, onstage discussions about stablecoins would spark heated debates. Today, everyone agrees on their importance. The ecosystem has come a long way, a clear sign that stablecoins are here to stay. Thanks @money2020 for having me!

Par idéologie, EDF (propriété de l’Etat) a refusé de valoriser ses surplus électriques par le minage. Résultat : sa filiale Exaion, déficitaire, est cédée à un mineur américain — avec, comble de l’absurde, interdiction pour EDF de faire du calcul intensif (HPC) pendant deux ans ! Quand les États-Unis transforment leur énergie en puissance numérique, la France brade son atout majeur : une électricité nucléaire décarbonée, stable, abondante et augmente sa dépendance au Cloud Act. Ce n’est pas une affaire technique, c’est une question d'indépendance. Il est temps d'assumer une vraie doctrine : - Définir ce qui doit rester français (énergie, data, IA) ; - Libérer l’investissement privé, et non pas subventionner les pertes ; - Permettre à EDF de développer des datacenters flexibles et d'exploiter ses excédents ; - Développer un minage industriel encadré, vertueux, créateur de valeur. Refuser d’entreprendre, c’est renoncer à être libre dans un monde de confrontation géoéconomique permanente.

@houlgrave That’s what we do at Triple-A

I love that crypto cards are everywhere and allow crypto holders to actually use their crypto in store and online. BUT this is only half the leg ~ the crypto is getting converted to fiat and merchants still pay crazy fees. I sort of wish more people were focused on solving the next step ~ making crypto useable end to end to reduce the costs for businesses. Making a payment directly with a wallet and the funds not touching fiat rails is what we should be aiming for!

@obchakevich_ I don’t think businesses in developed countries will be holding to stablecoin. They will prefer to hold their balance in their bank accounts. Use stablecoin yes; hold probably not.

the future of stablecoins: - businesses will hold stablecoins in treasuries for fast global payments without fx delays. - cross-border trade will become more efficient: seconds instead of days, automation through smart contracts. - regulation will add trust: clear rules on reserves, audits, and transparency. this is not a replacement, but an upgrade of the financial infrastructure, banks will benefit from speed, networks from interoperability, businesses and consumers from lower costs and transparency. stablecoins are not just crypto, but a modernization of the movement of money, similar to the internet in communications.

Nine European banks plan to launch a euro stablecoin. I understand the sovereignty argument, and it’s a good thing that banks are starting to take the topic as a consortium. I genuinely believe they could be the big winners of this transition. They control deposits, payments, credit, and above all, trust. But who’s going to use a euro stablecoin when SEPA Instant already does the job? And who’s even using the euro for international payments? It’s the perfect example of a project riding a trend rather than solving a real need.

What we see today with dozens of private blockchains and stablecoin issuers looks a lot like the early days of cross-border payments. Banks relied on Telex to exchange cross-border payment instructions. Each bank had its own codes and formats, creating fragmentation and inefficiency. The solution wasn’t one bank imposing its system on everyone else. It was an association — SWIFT — where 239 banks from 15 countries pooled resources to build a shared messaging standard. I wouldn’t be surprised to see the same pattern repeat in crypto over the next few years. Merchants, wallets, or banks don’t want to maintain connections to 20+ blockchains and 10+ stablecoins. They want simplicity and scale. And that might come not from one winner, but from an association model. It’s healthier, more neutral, and more resilient than a concentration of power.

Eric here with Triple-A. We are the Major Payment Institution licensed by Singapore's Central Bank powering this. We actually launched with Grab in the Philippines couple of months ago. We are on mission to help traditional businesses offer their clients the option to pay with stablecoin without ever touching crypto.

You can top-up your Grab wallet with stablecoins.

People don’t care if it’s crypto or fiat. They just want the best financial services. If it’s easier and cheaper to use fiat to pay a supplier in the same country, they’ll use fiat. If it’s easier and cheaper to use stablecoins to pay a supplier on the other side of the world, they’ll use stablecoins. It’s not crypto or fiat. It’s crypto and fiat. The future of payments isn’t about taking sides. It’s about building platforms that make the bridge invisible so users can move value in the most efficient way possible, regardless of the rail.

While payments remain core to what we do at @Adyen, we’ve long been focused on building truly global financial infrastructure that goes far beyond transaction processing. In the near future, moving funds will be as simple as sending emails; that's what we are building towards. It's exciting to see increased activity in that space. That only gives us more confidence to continue building. Our co-CEO Ingo Uytdehaage shared his thoughts on stablecoins today. Reposting below ⬇️ --- I’ve been following the stablecoin discussion with keen interest, and I’d like to share my perspective. The promise – instant, 24/7 cost-efficient payments – is compelling. While stablecoins may introduce new capabilities over time, many of the benefits they aim to deliver are already live in our infrastructure today, operating at scale within regulated financial ecosystems. For years, we’ve been investing in our foundational infrastructure. This includes direct access to global banking and payment networks: obtaining licenses, securing direct integrations in key markets, and connecting to more than 100 real-time payment systems – from FedNow and RTP in the U.S., to SEPA Instant in Europe, UPI in India, and Pix in Brazil. This infrastructure-first strategy allows us to deliver real impact for our global customers: - Funds move near real-time, often within minutes or the same day - Payments operate 24/7, routed locally to optimize authorization and reduce costs - Compliance is embedded into a single global platform - Intelligent money movement and real-time visibility enable secure, automated treasury management We’re encouraged by the increased attention on 24/7 global money movement – it reinforces the direction we’ve been heading in for years. That said, we’re keeping a close eye on stablecoins. We’re actively tracking industry developments and staying engaged with our customers. If stablecoins mature in ways that offer clear, incremental advantages in the markets where we operate, we’re well-positioned to engage with the same speed and discipline we apply to all innovation. Ingo

USD₮ is now available on @farfetch via triple-a.io Pay and spend with stablecoins seamlessly worldwide

@ZemmourEric Pas de son pourquoi? Je suis curieux du niveau d’anglais d’Eric Zemmour

Merci à Ken Weinsten et aux brillants chercheurs du Hudson Institute pour ces passionnants échanges. J'ai aimé votre francophilie et votre défense de la civilisation occidentale.

Je suis français. Il y a 16 ans, les économies de l'UE et des États-Unis étaient au coude à coude. Aujourd'hui, l'économie américaine est 50% plus grosse que celle de toute l'UE combinée. Voici les raisons inavouables du suicide économique européen :

I'm German. 16 years ago, the EU and US economies were neck and neck. Today, the US economy is 50% larger than the entire EU combined. Here's the devastating truth behind Europe's ongoing economic suicide 🧵:

Un tweet sur les tickets-restaurants, et c'est l'hallali... Je persiste, donc. Et j'argumente. OUI, ce machin, mis en place sans réflexion dans un grand élan populiste, est à la fois : - Patriarcal - Antisocial - Mafieux - Liberticide - Spoliatoire Voici pourquoi.🧵