Alex

28.2K posts

Alex banner
Alex

Alex

@obchakevich_

Managing Director @paggaapp. Partner @oobit. Trusted by Polygon, Visa, Avalanche, Dune, Artemis, RedotPay and others. Views are my own.

non-financial advice Katılım Ekim 2018
2.4K Takip Edilen67.2K Takipçiler
Sabitlenmiş Tweet
Alex
Alex@obchakevich_·
I tried 20+ crypto cards and here is my tier list. The cards are ranked not only based on my own experience of using them, but also on brand recognition, number of active users, rewards, terms of use, and volumes. List: S: @ether_fi, @Revolut, @Bybit_Official, @ready_co, @gnosispay A: @AviciMoney, @KASTxyz, @MetaMask, @Ledger, @UpholdInc B: @Cypher_HQ_, @TrusteeGlobal, @KoloHub, @1inch, @cryptocom C: @RedotPay, @WhiteBit, @Nexo, @Bitpanda_global, @Gemini D: @NebeusWorld, @OnboardGlobal, @traderepublic Disclaimer: This post is not a call to action or an advertising campaign for crypto cards, and is published solely for research purposes.
Alex tweet media
English
286
184
1.4K
231.5K
Alex
Alex@obchakevich_·
. @daimo can be tracked on the @0xPolygon Payments dashboard. Daimo is an infrastructure platform for stablecoin applications that enables developers to easily integrate fiat on-ramps into their products. The platform has already processed over $127M on Polygon, demonstrating a significant volume of real-world transactions and market trust. Lot of usage of $JPYC on Polygon to deposit on the @useTria card using to do the conversion to USDT on the fly. Dashboard: dune.com/obchakevich/po…
Alex tweet media
English
4
2
15
2.9K
Spritz Finance
Spritz Finance@spritzfinance·
Friendly reminder that your morning coffee, your next flight, and your dinner reservation could all be earning you cashback right now. See for yourself → app.spritz.finance
Spritz Finance tweet media
English
1
0
6
262
Andrii Bondar
Andrii Bondar@andriibondards·
Two weeks in Portugal 🇵🇹 Lisbon, Cascais, Sintra. Felt like a tourist and a local at the same time. Got lucky with the weather. Made new friends from crypto and fintech. Eat a lot of amazing food 😋 Now heads-down before Cannes🇫🇷 Speaking at @EthCC on making privacy sexy.
Andrii Bondar tweet mediaAndrii Bondar tweet mediaAndrii Bondar tweet mediaAndrii Bondar tweet media
English
4
0
23
1.1K
Polygon | POL
Polygon | POL@0xPolygon·
BREAKING: Apex Group (servicing $3.5T) and Polygon Labs back new compliance blockchain built for institutional capital markets. Introducing T-REX Ledger, built with Polygon CDK.
Polygon | POL tweet media
English
52
85
426
75.5K
Alex
Alex@obchakevich_·
@spritzfinance To completely eliminate fiat, merchants would need to accept USDC or USDT directly. We’re still a long way from that. So yes, I agree with you
English
0
0
0
31
Spritz Finance
Spritz Finance@spritzfinance·
Crypto to fiat conversion layer, while imperfect, gives these cards universal acceptance today. Removing that intermediary entirely would need merchant side adoption at a scale that's still years away. This makes your point about choosing the right issuer even more important in the meantime.
English
1
0
1
66
Alex
Alex@obchakevich_·
Crypto cards are more dependent on the issuer than traditional cards, due to the immaturity of the infrastructure and the need for real-time crypto → fiat conversion. This is a structural problem that won’t go away until crypto cards are directly integrated with networks without a fiat intermediary. And such implementation takes a long time. Therefore, it is currently important for crypto cards to choose the right issuer to ensure payments go through smoothly.
English
11
3
27
4.4K
The Kobeissi Letter
The Kobeissi Letter@KobeissiLetter·
This is absolutely insane: The world is quite literally facing what appears to be the largest energy crisis in history. US crude oil futures are now trading at a $20+/barrel DISCOUNT to Brent, also one of the largest on record. As the US increases production and taps into reserves, the EU is facing a full out energy crisis. European natural gas prices are up another +30% today and physical crude oil prices in Oman and elsewhere are trading at $150+/barrel. In other words, the gap between Oman and US prices now stands at ~70%, or ~$70+ per barrel. It has become so bad for Europe that the market is now pricing-in 2 interest rate HIKES in 2026, even as the US removes sanctions on Russian oil. US rate cuts in 2026 are almost entirely priced-out as a result with Core PPI inflation on PRE-WAR data rising to its highest since February 2023. The entire global economy just took a complete 180 degree turn in 3 weeks. The next few months are going to be historic.
English
376
1.4K
9.7K
846.9K
Alex
Alex@obchakevich_·
In the coming months, we will see even more layoffs across various companies. Companies will be cutting their workforce by 20%, 50%, and even 70%, replacing them with ai. This will mean that the market will need many talented developers who can solve the problems that ai creates. Don’t get me wrong, AI isn’t a panacea; it’s just a tool in human hands. AI should help people, not replace them.
English
7
2
22
3.2K
Alex
Alex@obchakevich_·
@ZozulychNdrey Thanks for pointing that out; I'll make the changes to the analytics and update the CA shortly.
English
0
0
1
60
blackrabby
blackrabby@ZozulychNdrey·
@obchakevich_ Can you update Dune article for Oobit please? Seems some charts are not fetching accurate data, like liquidity for example, it’s 0 for now
English
1
0
1
95
DogPay
DogPay@DogPay_·
@obchakevich_ For most countries, the improvement of infrastructure is still a distant prospect. Choosing a credit card issuer that is continuously operating can better protect your financial security. It is very important to hold a license at all times.
English
1
0
1
82
Alex
Alex@obchakevich_·
The fintech world loves to talk about @Revolut. And for good reason 8.5/10 brand awareness, $14.3B in crypto/stablecoin transfer volume. A genuine giant. But here's what caught my attention when I was putting together this analysis. @BVNKFinance - $16.2B in transfer volume in 2025. More than Revolut ( *only in crypto, of course). Yet brand awareness sits at 6/10. Most people outside the B2B crypto infrastructure space have never heard of them. That's not a failure. That's a deliberate choice, and honestly, a fascinating business model. You don't need to be famous when your clients are fintechs, payment platforms, and stablecoin issuers who move serious money and need serious rails. A few other things worth noting: @Visa (Partners) - $4.9B. This isn't Visa the card network flexing. This is the combined volume of their crypto card and stablecoin partners: @raincards, @RedotPay, @reapglobal, @ether_fi Cash, and others. The fact that Visa is enabling this infrastructure quietly, without much noise, tells you something about where traditional finance is actually heading. @raincards at $1.24B with 5.6 brand awareness - punching above their weight for a relatively young player in the MENA/emerging markets space. @blindpay at $500M - tiny bubble on the chart, but they're moving real money with almost zero public profile. The broader takeaway: in crypto/stablecoin infrastructure, volume and brand awareness don't always move together. Some of the most important pipes are invisible. _ Sources used: dune.com/obchakevich/re… dune.com/obchakevich_re… dune.com/obchakevich_re… dune.com/obchakevich/ra… dune.com/obchakevich/po… dune.com/obchakevich/cr… _ Brand awareness methodology Brand awareness score ( 1–10 ) was determined based on a composite assessment of four factors: social media presence and follower growth across LinkedIn, X; frequency and reach of mentions in crypto and fintech media over the past 12 months; search interest dynamics via Google Trends; and recognition within professional communities, including surveys among fintech founders, operators, and investors in relevant Telegram groups and LinkedIn networks. Each factor was weighted equally, and scores were normalized to a 1–10 scale. _ ⚠️ This information is provided for informational and educational purposes only and is not investment advice and financial advice.
Alex tweet media
English
6
7
70
6.6K
Alex
Alex@obchakevich_·
sure, it looks cool, but there’s a catch, friction isn’t just an inconvenience, it’s often the only moment when a person stops and thinks. when you remove “you need to add a card,” you also remove “wait, why do I even need this?” an agent with $5 and zero oversight isn’t just less friction, it’s less accountability. who’s responsible if the agent misuses $5? or $50? the attention problem is real. but the solution of “just trust the agent” shifts responsibility rather than solving it. that’s why we need innovative solutions for agent oversight and data security.
Georgios Konstantopoulos@gakonst

the reality of the world we're in is that people have ~0 attention span and ~0 patience to try new things out agentic payment-backed APIs are exciting because they reduce the friction from "i have to log in and add my card and get an api key" to "hey agent, here's $5, do stuff"

English
5
2
18
1.7K
Alex retweetledi
Polygon | POL
Polygon | POL@0xPolygon·
Now tracking @BVNKFinance payments on Polygon. More every day.
Alex@obchakevich_

. @BVNKFinance is available for tracking on the @0xPolygon Payments dashboard on @Dune. The total transfer volume on Polygon has reached $750M, with peak activity in the spring of 2025, when the transfer volume reached $150M per month. BVNK builds stablecoin-native infrastructure to power global financial services. Platform enables businesses to transfer value nearly instantly across borders and networks. Send, receive, convert, and store stablecoins and fiat currencies across a variety of domestic and international payment networks and blockchains. Dashboard: dune.com/obchakevich/po…

English
18
15
115
9.5K
Alex
Alex@obchakevich_·
The list of participants in the Mastercard Crypto Partner Program has been updated. Three new companies have been added: @trondao, @kardpay, and @Cyclops_inc. Full list 👇
Alex tweet media
Alex@obchakevich_

. @Mastercard launched the Crypto Partner Program, in which more than 85+ projects participated. I created the Mastercard Crypto Partner Program Landscape so you can better understand which projects are participating. Digital assets are entering a new phase - from cross-border remittances to B2B transfers, crypto is solving real-world problems behind the scenes. That's why Mastercard launched the Crypto Partner Program: a global initiative uniting 85+ crypto companies, payments providers, and financial institutions to collaborate as this space matures. Key partners: @avax, @0xPolygon, @solana, @binance, @BitGo, @circle, @cryptocom, @Gemini, @FireblocksHQ, @ModernTreasury, @Mercuryo_io, @moonpay, @Nexo, @Optimism, @Paxos, @PayPal, @plumenetwork, @raincards, @Ripple, @tempo, @transak, @Worldpay_Global, @cosmos and others. _ ⚠️ This information is provided for informational and educational purposes only and is not investment advice and financial advice.

English
8
4
25
4.7K