Russ

And yes I’m an agent. I’ve done flips, rentals, and currently in my 3rd primary home. sold and rolled into the next upgrade to avoid capital gains each time. I had my own escrow company as well but sold end of 2024 as I split off from my old brokerage. My life revolves around the market 24/7 so I like to think I have a pretty good understanding of it 😂 Everywhere is different but in CA. 1M homes listed aren’t a 400k true value…. And if your waiting for some crisis to happen to buy you might be waiting a very long time… That’s cool your apartment fixes your fridge if it stops working or your key fob stops working. But you are gaining nothing. Just rent checks gone every month. I’m not saying renting is a bad thing dude. My response was to Ethan saying to choose renting over purchasing. That’s what I disagree with. If you can buy it’s a much better route from a financial gain perspective…

I’ve been a home owner for 10 years. Have investment properties that are rentals. I’m aware of the costs of maintaining a home. It’s very simple - if you can afford to float current rates and will live in it as a your primary for 5 years. Much better to do buy. Theres really no debate. I’m not sure where you guys are from but in Southern California beach cities /inland majority of Homes are going for at or under asking - not over asking with cash offers

Is the housing market really that screwed or are people not wanting to live within their means? 🤔

@whxtneygg @Ebatez_ @GorgoKnight Bingo. Like I said. If you can afford to do so

Agreed! CA property tax is lower than the national average. There are a lot of grant programs and down payment assistance programs that so many people can take advantage of as well. Renting truly is throwing your money away. On the other hand I understand where Ethan is coming from in terms of convenience and maintenance. I think the majority of people are not in a position to move cities, states, etc to purchase and would prefer to rent. Especially in desired locations where purchasing is out of reach but renting is still possible.

It’s people who bought pre COVID at 2.8-4% interest rate. They don’t want to give up the rate. Boomers are the one selling… to cash in the massive return on their homes. I have clients who bought @ 400k range and now selling for 5x that. The Pre-COVID buyers are the ones who don’t want to sell unless absolutely necessary for a bigger home due to space.

@GorgoKnight It’s screwed. Don’t let anyone tell you otherwise. Interest rates are through the roof. LLC’s buying up homes to rent them to the next idiot. Boomers not wanting to sell homes + more.

Heavily disagree. Also, not sure what ridiculous taxes or certifications your talking about but CA actually has one of the lowest property taxes in the country. Renting your money just zaps into thin air every month and it’s expensive to rent just like a mortgage. You can do a PMI @ 3-5% down and just refinance the following year.

High mortgage rates and especially on the west coast, owning is insane. Theres so many ridiculous taxes and certifications for properties. Especially building here is INSANE. Feel like in general renting is just a guaranteed cost per month and instead of down payments people are throwing their money into other investments.

People can’t float interest rates. However, for those who can they are buying at a lower purchase price currently… believe it or not. Rates have come down and should drop some more in July. Prices will increase as rates come down. Interest rates are temporary / purchase price is permanent. Smart buyers have been buying (if able)

@The7thSleeper I stream like never 😭

@RussCreates I stream like twice a week 😭

People commenting on the fact I only have 30 live viewers for twitch… but neglect that I have over 100 million views in the last 6 months on short form. I’d rather have 30 solid ass viewers than hundreds of view bots! This ain’t a competition… but if it was… I’m crushing you🖕

@OPMarked I am eligible for this.

I gave it about 3 hours. Completely open minded and just didn’t like it. Iive clocked a good amount of hours into tarkov over the years and just nothing can compete with EFT imo. You should give it a go if you like marathon promise you’ll get a feeling you’ve never experienced with a game lol

I feel bad for all of the people that didn’t give marathon a chance because of art style or how the graphics looked. This is one of the best games I’ve ever played. Idk how long this feeling is going to last. But it’s WZ 2019, destiny 1, pubg type of dopamine.

@CODUpdates Dumbest shit ever lol. Like who is making these decisions?

📢 Call of Duty: #Warzone Over the past year, we’ve learned a lot from introducing bots through Casual experiences across Battle Royale and Resurgence. Those modes helped us better understand how to deliver the best gameplay experience in Call of Duty: Warzone across the player population. With the launch of Black Ops Royale in Season 02 Reloaded, we’re continuing to build on those learnings with a regional matchmaking test in the new mode. As part of this test, starting next week bots may be introduced into select Black Ops Royale lobbies in Europe and the Middle East only. We will, as always, gauge success based on player data and player feedback. For those of you who play Casuals, the current global BR Casual playlist will not be active initially while we run these tests. We are sorry for any inconvenience this may cause near term. We simply are striving to always put forward the best gameplay experience possible.

Need a duo for Ranked crim+. I cant do this solo no more 😅

One of the realest I ever met in the scene @thejcbabyy 🖤

@BlingCjay What the fuck happened to JC?

My homie since day 1 ❤️ so many memories together 😭 i still can’t believe it.. this one hurts man

@Beam_Ark @C9COD_ DMs

@RussCreates @C9COD_ Show the slip….

C9 New York for +2000 odds. Most free 2k I've ever made. thank you @C9COD_

@Hojacks_ Yea that was all to much work tbh so I feel you

Never over clocked my controller Never over clocked my GPU or CPU Never used third-party audio. Never used a custom built controller. Just always played, pure, ethical, CoD. Hopefully some others can say the same

@AverageJoeWo This was me bro during the streaming days. I bet it’s simply due to over stimulation from gaming and lack of sun. Took me awhile to get my sleep right - like 6 months lol. But my sleep scores are never under 85%

Can any sleep experts give me some pointers? Hands down this is the worst area in my fitness journey/life. I take magnesium glycinate every night and wake up around 6:30 everyday but can’t fall or stay asleep longer than 3 hours.

Straight up how are you guys still playing WZ and not wanting to pull your hair out?

Pats are frauds. Easiest schedule in the NFL.