Lin

Caller: “I’m worth $20 million and my fiancée doesn’t know, should i tell?” Caller: I’m 45, engaged, been with my fiancée three years. She doesn’t know I have around $20 million. I hid it because a past partner was only interested in my money, and I didn’t want to go through that again. Dave: I understand the fear, but you’re about to marry someone who doesn’t know who she’s actually marrying. That’s a problem. Caller: I know. How do I tell her? Dave: Sit down with her in person, apologize first, and explain the fear behind your past experience. Make clear you don’t view her the same way, then fully disclose everything. No more hiding. Caller: What if she’s upset I kept it from her? Dave: She may well be, and that’s fair. You should have done this before the engagement. But better now than after the wedding. Caller: What about a prenup? Dave: We’re generally not fans, but with a $20 million net worth gap, we’d make an exception. Not to protect you from her, but to protect you both from outside pressure, family interference, and legal uncertainty down the road. Think of it less as planning for divorce and more like a will; a pre decision that brings clarity. Caller: That framing helps. Dave: Have the honest conversation first. Everything else follows from that.

@0xdomkelechi Right exactly what he is supposed to

@_Lin_inc Dave not sugarcoating it at all big respect.

Caller: “I’m 66 and I have nothing saved for retirement” Caller: We’re 66, no retirement savings, no pension, and we’re renting. I’m picking up full time work in August. We just don’t know where to start. Dave: You need to treat this like a serious health diagnosis, the habits that got you here cannot continue. But you do have a path. Caller: What does that look like? Dave: You work for at least another 10 years. Save 15% of your income aggressively and you could reach around $350,000 in retirement savings by 76. Simultaneously, save for a large down payment and buy a very modest home or condo on a 10 or 15-year fixed mortgage, the goal is a paid off home by 76 as well. Caller: That feels tight but doable. Dave: The full time work starting in August helps significantly. Every dollar matters right now. Dave: And to anyone watching who’s 19 to 25, this couple’s situation is exactly why you start now. Compound interest is exponential. The same 15% saved in your 20s produces dramatically more than waiting until your 40s or 50s. It’s not about how much you save, it’s about when you start. Intentionality early changes everything.

@Paris_dnd Facts

@_Lin_inc hopefully it pays off for you, before full retirement

@heisdenji Real

@_Lin_inc how did you get to 66 without a retirement plan?? this is actually on them

@PieRsqaure i’m surprised but it’s not news

@_Lin_inc How do one reach that age without any retirement plans

@Lou_inc This is why you should always own your own house

Caller: My fiancé’s landlord wants him to pay $5,900 for plumbing repairs after a leak inside the wall. He’s been renting the house through a handshake agreement for the last three years. Dave Ramsey: Unless your fiancé caused the damage through negligence, that’s not his responsibility. Structural repairs like plumbing inside the walls are typically the landlord’s job. Caller: The rent has been below market because they’re family friends, so we feel guilty saying no. Dave Ramsey: Their generosity doesn’t mean you agreed to pay for major home repairs. Those are two separate issues. Caller: So how should we respond? Dave Ramsey: Be kind, thank them for helping with the rent over the years, but be clear: “We appreciate everything you’ve done, but we never agreed to pay for home maintenance, and we can’t cover a $5,900 repair.” Caller: I’m worried this could hurt the relationship. Dave Ramsey: They put the relationship in this position by asking you to pay their repair bill. Don’t let guilt push you into accepting a responsibility that isn’t yours. As you’re preparing for marriage, protecting your own financial future has to come first.

@web3_scholar_ Exactly, unless can take a 66 year old baby at an orphanage

@_Lin_inc Retiring and having nothing saved? That's naaaah He shouldn't retire fr.

@uncvoss I don’t know where they’re supposed to get the strength from? But you’ll eventually reap what you sow that’s why they’re in this mess

@_Lin_inc So he wants a 66 year old to work until they're 76 AND pay off a whole house in 10 years?? is that actually realistic for most people at that age??

@Ankara_inc Life happens don’t be quick to judge

@_Lin_inc He prolly lived a bad life

@Tokyo_pi1 Right, now they’d have to work some more. It’s actually a very daring situation our there rn

@_Lin_inc When you were young and living your life did you even think about your future now you’re here crying so what should we do? Better don’t retire because if you do you’ll starve to death

Ft @DaveRamsey

@PieRsqaure lol

@_Lin_inc He is old , is that’s what is bordering him , I will sort it out

Caller: “ I have a net worth of about $3 million and my Dad has asked for $55,000 to pay his debt. What should i do?” Caller: My 80 year old father is asking my husband and me for $55,000 to pay off his credit card and car loan debt. Dave: What’s your financial situation? Carla: We’re retired, debt free, net worth between $2 and $3 million but we’re on a fixed income and would have to dip into retirement accounts to do it. Dave: And your husband’s position? Carla: He’s firmly against it. But my dad is very persuasive and I feel guilty saying no. Dave: Carla, the answer is no. You have no moral, ethical, or biblical obligation to fund your father’s bad financial habits especially when manipulation is part of how he’s asking. Carla: But he’s 80 and he’s my dad. Dave: Being your dad doesn’t give him the right to your retirement. And “no” is a complete sentence. Don’t give him an encyclopedia of reasons, he’ll debate every one. Be brief, be gentle, and be firm. Carla: What can I offer instead? Dave: Gift him Financial Peace University. Give him the tools to help himself. That’s generous without enabling the pattern.

@PieRsqaure Now he is a star, sometimes you’ve to go out of your comfort zone

IShowSpeed Says His Mom Told Him to Quit Streaming or Move Out . Shannon Sharpe: Your mom wasn't a fan of you streaming, was she? IShowSpeed: Not at all. One of my clips hit about 30,000 views on WorldStar, and there were a lot of hate comments. My mom saw it and gave me an ultimatum—either quit streaming or move out. IShowSpeed: I chose to keep streaming. I left home and moved to Detroit to live with my dad, who supported my dream and believed in what I was trying to build. IShowSpeed: Looking back, I'm grateful for both of my parents. They each played a role in helping me get to where I am today.

@Lou_inc This issue should be looked into throughly

Epstein story isn’t over one name deserves far more scrutiny. Joe Rogan says one of the biggest names linked to Jeffrey Epstein is finally being talked about openly. On his podcast, Rogan questioned why former Victoria’s Secret executive Les Wexner’s name had been redacted in earlier Epstein-related documents, saying his name is now being identified publicly as an alleged co-conspirator. Rogan also pointed to Wexner’s long-known financial ties to Epstein, including gifting him a multimillion-dollar Manhattan mansion, and questioned why those connections weren’t receiving more public attention. The conversation has reignited debate over transparency, accountability, and who knew what in the Epstein network.

@web3_scholar_ Nolan brings the best out of characters

Tom Holland praises Christopher Nolan’s “The Odyssey” script as the best he’s ever read. “I think it was the scope and scale of the story.” “For anyone familiar with The Odyssey, turning it into a film feels like you’d have to make five films.” “It’s such a vast piece of work.” “But Chris’s ability to tell that story in 130 pages while maintaining the heart and soul of what makes it so exciting, so emotional, and so relevant today is just such a feat.” Holland says Nolan feels like the perfect match for The Odyssey.

@Tokyo_pi1 I wonder how he looked at the time

Ryan Reynolds says he had one problem with Dogpool and it was absolutely disgusting. Ryan Reynolds: “Peggy is the sweetest dog but her tongue is fucking revolting.” The award-winning “ugliest dog in the UK” had one job in Deadpool & Wolverine: “She needed to just explore the inside of my mouth in a scene.” Ryan admits the clip is him barely holding it together.

@lilsandray Exactly, always buy a car than lease

Dave Ramsey says buying a new car is far better than leasing! “Loss on buying a car is far less compared to loss on leasing a car because 100% loss in value is built into the lease” Dave: leasing a car does not get rid of maintenance, you will still be responsible for the maintenance Dave: on a brand new car you don’t have a lot of maintenance and also there will be a warranty that comes with it

@heisdenji That’s him showing respect to someone who passed

Idris Elba says he didn’t know Stringer Bell was going to die… and admits he’s never watched “The Wire.” Idris Elba: “I didn’t ever meet the real character. I took my inspiration for Stringer from people I knew in the UK. Gangsters that were more suits and smiles than, “Yo.”” Idris Elba: “They were understated, listened more than they talked, and moved with grace instead of trying to be big and tough all the time.” Idris Elba: “The scene where Stringer dies… It was a really tough scene to shoot because I didn’t know Stringer was going to die in that episode.” Idris Elba: “I was like, “What? Wait… what? He dies? What do you mean? It was quite a surprise. I think it was a good move for the show.” Host: “Looking back on the show, how do you think it holds up 20 years later?” Idris Elba: “Famously, I haven’t seen it. I’ve seen some parts of it, I think it holds up. The writing was so good, and the perspective of that part of America was crystal clear.”

@heisdenji considering that’s his daughter

@_Lin_inc that’s too much debt to ask someone to pay off for you

@Lou_inc @Tokyo_pi1 Right!

@_Lin_inc @Tokyo_pi1 Help the old one last time