Ethan Kramer
1K posts


I’ve just created a free group on X.
No paid access. No guru nonsense. No signals. No sales funnel.
The goal is simple:
A serious space for like-minded investors to discuss markets, share research, break down news, challenge ideas, and learn from each other in real time.
What it is:
• Research sharing
• Smart market discussion
• News flow and reactions
• Networking with serious people
• Different views, same goal: improve
What it is not:
• Spam & pump
• A sales funnel
• Buy/sell alerts
• Self-promotion
• Financial advice
What’s expected:
• Add value
• Be respectful
• Think independently
• Debate ideas, not people
If you want in, comment: YES
I’ve already tried adding everyone who requested access so far, but X has changed group messaging.
You may need to update your X app enable the new X Chat system by opening messages and setting your personal 4-digit PIN first.
Once that’s done, I can add you.
-BP
$IREN $CIFR $NBIS $AAOI $OUST $AMPX $RKLB $HIMS $PNG.V $ONDS
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They just shut down the agency that protects you from banks.
The Consumer Financial Protection Bureau, the one government body designed to stop banks from ripping you off, has been effectively gutted. Staff placed on leave. Investigations frozen. Lawsuits dropped.
The CFPB went dark in February. By March, student loan defaults had increased 23-fold. Not 23 percent. Twenty-three times. Mortgage delinquencies just hit their highest level in a decade. Credit card debt passed $1.2 trillion.
The CFPB had rules ready to go that would have saved Americans $15 billion in overdraft fees, late charges, and junk fees. All cancelled.
Overdraft fees alone generate $9 billion per year for banks. A $35 overdraft on a $20 purchase. Banks charge more for covering your coffee than a payday lender charges for a $500 loan.
Capital One was facing a CFPB lawsuit over $2 billion in overdraft charges. That lawsuit is dead. JPMorgan was under investigation for mortgage servicing practices. That investigation is dead.
This has happened before. The Office of Thrift Supervision was defunded in 2004. Four years later, the banks it was supposed to regulate caused the worst financial crisis since the Depression.
Bank stocks (JPM, BAC, COF) are up 18% since the CFPB was gutted. The market is pricing in exactly what this means: higher fees, fewer refunds, and nobody to call when your bank takes money it shouldn't.
Short term, bank stocks benefit from deregulation. But the consumer stress building underneath is the same pattern that preceded 2008. I want short-duration bonds (BIL) and cash ready for the dislocation that comes after.
(I cover deregulation cycles and how to position around them in my free weekly session, comment "web" and i'll dm you the link)
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Free Excel Template
Complete Financial Statements + Key Ratios
👉 Save time and money with this free template
This took hours of work to put together.
Here is what is included:
1) Profit and Loss Statement
2) Balance Sheet Statement
3) Cash Flow Indirect
4) Cash Flow Direct
5) Ratio Analysis
Do you want to receive it for free?
Comment "Excel Template," and I am sending you the template right away.
GIF
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I compiled 1,000+ n8n automation templates you can copy & paste into your business or sell to other companies.
Swipe & deploy systems for:
– Lead gen
- Email automation
- Content creation
– CRM
– AI workflows
– Slack/Discord bots
… and more.
LIKE + RETWEET + REPLY “YES” and I’ll send it over.

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These n8n workflow automations handle sales, support, content, and follow-ups...
They have made my clients over $500K while slashing their team workload & replacing $10K+ worth of expensive software.
I probably shouldn't share them for free.
But here we are - sharing it for free.
Like + reply “YES” & I’ll send you the FULL workflow + setup FREE!

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🚨 BREAKING: This AI VIDEO FACTORY is INSANE…
This AI Agent turns random ideas into viral AI-generated videos.
Fully automated. No editor. No effort:
→ Auto-generates video ideas w/ ChatGPT
→ Creates wild scenes using Veo 3 + FAL API (e.g. Yeti vlogging w/ chopsticks)
→ Auto-lip syncs, animates, renders & stores final video
→ Logs prompt, caption, video URL + scene details in Google Sheets
→ Optionally stitches clips into longer vids
→ Ready to auto-post to TikTok, IG, YouTube, etc
Built 100% in n8n. No editors. No VAs. Just wild videos on full autopilot.
Like + reply “VIDEO” & I’ll send you the FULL workflow + setup FREE!

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Ethan Kramer がリツイート

20 ChatGPT prompts that use next-level mental models to help you make strategic business decisions:
1. Second-Order Thinking
Prompt: "Apply Second-Order Thinking to assess [my business decision]. Consider not only the immediate consequences but also the second-level consequences that may arise."
2. Pareto Principle (80/20 Rule)
Prompt: "Use the Pareto Principle to evaluate [my business decision]. Focus on the 20% of factors that could be responsible for 80% of the results."
3. First Principle Thinking
Prompt: "Use First Principle Thinking to evaluate [my business decision]. Rethink the problem from the ground up and separate the underlying facts from the assumptions made based on them."
4. Regret Minimization Framework
Prompt: "Use the Regret Minimization Framework to assess [my business decision]. Think long-term and weigh the emotional impact to minimize future regret."
5. Opportunity Costs
Prompt: "Assess [my business decision] by considering the Opportunity Costs. Think about the costs arising from choosing this option against every other option available."
6. The Sunk Cost Fallacy
Prompt: "Assess [my business decision] while avoiding the Sunk Cost Fallacy. Evaluate the decision based on future value, not past costs."
7. Occam's Razor
Prompt: "Apply Occam's Razor to assess [my business decision]. Choose the less complex explanation or option that satisfies the conditions without unnecessary multiplication."
8. Systems Thinking
Prompt: "Use Systems Thinking to assess [my business decision]. View the problem as part of an interconnected system and understand how variables influence one another."
9. Inversion
Prompt: "Utilize Inversion to analyze [my business decision]. Look at the problem from the endpoint instead of the starting point and ask: 'What must I avoid?' rather than 'What do I need to do?'"
10. Leverage
Prompt: "Analyze [my business decision] through the lens of Leverage. Determine how the right lever can amplify my efforts and lead to significant outcomes."
11. Circle of Competence
Prompt: "Apply the Circle of Competence to analyze [my business decision]. Make sure the decision aligns with [my areas of expertise]. Straying outside of my circle can lead to poor decisions."
12. Law of Diminishing Returns
Prompt: "Evaluate [my business decision] using the Law of Diminishing Returns. Consider the turning point where additional investments offer less value and costs may rise."
13. Niches
Prompt: "Analyze [my business decision] focusing on Niches. Determine how specialization within a niche can lead to expertise and success in this context."
14. Margin of Safety
Prompt: "Use the Margin of Safety to evaluate [my business decision]. Assume that your assumptions might be wrong and plan with a safety margin to mitigate risks."
15. Hanlon's Razor
Prompt: "Evaluate [my business decision] through Hanlon's Razor. Don't assume ill intent when mistakes can be explained by ignorance or error."
16. Randomness
Prompt: "Evaluate [my business decision] with the concept of Randomness in mind. Remember that not everything follows cause-effect relationships and some outcomes may be random."
17. Critical Mass
Prompt: "Analyze [my business decision] by considering Critical Mass. Recognize if you are at a point where momentum may become self-sustaining."
18. The Halo Effect
Prompt: "Evaluate [my business decision] while considering the Halo Effect. Recognize how impressions in one area can bias judgment in others."
19. Feedback Loops
Prompt: "Analyze [my business decision] through the understanding of Feedback Loops. Consider how actions and reactions within the system can influence subsequent decisions."
20. Scarcity and Abundance Mindset
Prompt: "Evaluate [my business decision] considering both Scarcity and Abundance Mindset. Reflect on how your mindset can influence the decision-making process."

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