Technowizard🇺🇸🇨🇭

@QuasarMarkets Traveling is a lot more expensive than all of these combined

What would you rather have right now?

Financial Learning Models (FLMs) are essentially proprietary infrastructure that process market data more efficiently and adapt quickly to changing conditions. Quants and Hedge Funds have an edge, but the future edge will be, those who can program their software to change and adapt based on rapidly evolving market conditions.

People should be a lot more aware that Americans are having record stock exposure right now more than any previous point in history. I have a strong feeling that the social network systems have manipulated more people to invest in order to bail out all the institutional investors.

What I don't like about Grok is that it can't write multi-page reports/ It uses significantly cheaper compute per task than Gemini Deep Research agent for the same cost: ($250/month) I expect Grok Heavy for costing as much as it does, to have 4-8x more effort, high-volume research and larger context windows than just short, chat/conversational replies. This makes it better for more serious users. @xai @elonmusk @grok

Two best AI's currently: Gemini Deep Research costs $3 per report. Grok API cost $2 per report.

If AI Superintelligence was a hardware problem, then Google would have shut down all of its data centers to the public, to pour 100% of its hardware into answering one single ASI level question. But no, this is because ASI is largely a data problem not a hardware problem.

To be really good at investing you need to evaluate a business 3-5 years into the future. If it is not worth holding for that long, its not worth buying.

I am also noticing a massive spike of penny stock trading driven almost entirely by retail speculation. OTC and microcap trading has surged dramatically by 47.4% in 2025. Institutions largely stay away from microcap names because of razor-thin liquidity and heavy manipulation. This is because influencers and YouTubers with millions of followers are promoting ideas (wrongly) that momentum day-trading strategies in volatile small-cap and penny stocks is an easy way to make money. Most day traders lose money due to fees, slippage, emotional trading, market makers, promoters, liquidity. The overwhelming majority (90%+ annually) lose:

Its almost as if HFT is being used as a strategy to slowly sell off shares without triggering volatility. Instead of profiting off of bid/ask arbitrage, its to transfer risk to retail investors via payment-for-order-flow (PFOF) They are literally cornering the market. Instead of a huge 1,000,000/share sell orders, they are selling a couple shares a second through PFOF to Retail. We are essentially being squeezed out of liquidity.

Retail is already driving record activity adding over $5.4 trillion dollars in total trading volume. This lets institutions/wealth investors move huge blocks of capital cheaply through (HFT) without moving prices much.

Retail trading volume has surged to 20-25% (sometimes even 35%) but value ownership remains extremely concentrated. What this means is that retail investors are trying to predict and time the market, while avoiding holding actual shares long-term. They are essentially day trading. When more day traders flood the market, the real value is in long-term ownership, who capture compounding gains on concentrated holdings. While retail gets eaten up by costs, fees, premium, bid/ask spread, short-term taxes and volatility that the pros exploit.

The large majority of ownership of the US stock market is by institutional investors (pensions, mutual funds, ETFs, insurers, ect.) 60%. Middle-class and poor ownership of stocks (by value) is minimal if any at all. And is why rich people can perpetually compound their wealth (widening the wealth gap) further dividing society into two separate classes (the rich and poor) and eliminating a middle/working class. This mechanism is not a conspiracy, it is pure arithmetic, economics, and inflation taking into effect by the federal reserves monetary and fiscal policy creating quantitative easing further devaluing the dollar.

A visualization of bivariate Gaussian distribution:

@BrydenWhit7437 Another comment that just proves my point that you guys have nothing of substance to say except personal insults.

@technowizard369 And what country is going to punish the United States for its many crimes? Moron

I understand that the war was started by Israel and the United States as an act of aggression, but who can truly back and support the Iranian regime? Even if WE started it, no one is going to get behind Iran and say that they didn't have it coming after decades of supporting terrorism. @RealScottRitter

China, due to their own national security laws, gives them unrestricted access to as much proprietary data they need to train their models. Because the USA has so much laws restricting that, they are significantly behind the curve when it comes to the data-advantage. And training on synthetic data has very limited research if its even feasible. And if it did work, China would do it already, which they aren't.

With AI truly reaching its limitations, the #1 thing that is holding AI back comes down to its infrastructure and power grid, the #2 thing comes down to the proprietary data of which those models are trained on. Currently, $GOOGL holds the biggest advantage in that.

@Phillip_Scotty @dblanque @RealScottRitter Alright, zero facts, zero constructive dialogue, just "shut up, kid." You are acting like a playground bully who ran out of arguments. When you cannot defend the narrative you guys get personal and attack my age. How "mature" of you...

@technowizard369 @dblanque @RealScottRitter You’re 20. 😂. You can learn from people older, more educated and more experienced than you. Instead you come off as unhinged and paranoid.

My question wasn't about him. It's about verifiable history, which holds up independently. The history of Iran's proxy network is a core reason many governments view the regime as a destabilizing force. If you are going to dodge the question just like Mr Scott, none of the comments are actually answering this. They just defame me with insults. I have a nuanced and neutral stance on this, I have criticized both sides of this, and the moment I ask a single question, all of you point out personal insults. That tells me everything about the "maturity" you guys have on here.

@technowizard369 @dblanque @RealScottRitter Oh. You’re 20 years old. Seriously? Here’s the deal: you clearly don’t know shit about this subject. Scott Ritter can educate you, he’s got plenty of work out there and he’s the most knowledgeable and experienced and honest guy you could find.

@GavMcCracken Make that something that can be done on X @elonmusk

Just found out Bloomberg terminals are like discord for rich people. You can just slide into Jamie Dimon's dms