@SophieSatoshi They make the community super boring
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Kalum | Investor ๐ฌ๐ง
790 posts
Kalum | Investor ๐ฌ๐ง
@KalumInvests
UK Investor documenting my journey ๐ฏ | Age: 30 ๐ฅ Monthly Buys: ยฃ650 pension | ยฃ100 ISA ๐ฅ SIPP ยฃ68,000 | ISA ยฃ100 | Property ยฃ70,000 | Net-worth ยฃ140,000
Ipswich, England ๊ฐ์
์ผ Ekim 2024
246 ํ๋ก์516 ํ๋ก์
@KalumInvests Yep!
The โbe honestโฆโ ones are the worst. Sick of seeing it.
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I swear some people on here are just regurgitating other peoples posts
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@KalumInvests @2147mill Noooooo ๐
๐
๐๐๐๐๐ re-buy the micra?
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What is your investing end goal?
Mine is to have a portfolio big enough I can live on the dividends and never need to sell shares.
I'd love to hear yours.
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Gm โ๏ธ
Quick read whilst I listen in to the corporate call I have every Monday morning ๐ด
Anyone else have trillions of cables nowadays?
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@KalumInvests Nooo, I always try to reduce cables as much as possible. Hate them.
Have a great Monday Kalum
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@KalumInvests GM Calum mate! Currently sat in a meeting myself ๐คฃ
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What sort of content do you think is missing from YouTube channels that focus on investing?
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@KieranInvest That makes sense, real money is in business ownership not working for somebody.
Love that for you mate.
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@KalumInvests Business owner mate.
ISA is from personal income, but SIPP contributions are made directly through the Ltd company, so they reduce corporation tax while building the pension.
Makes a huge difference compared to contributing from post-tax income.
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This is why Iโm so aggressive with monthly pension contributions at 25.
Current SIPP: ยฃ93,960
Monthly contribution: ยฃ2,500
Time horizon: 32 years
Target age: 57
Assuming 8% real annual returns, this projects to around:
ยฃ5.64m in todayโs money.
Thatโs the power of starting early.
The wild part is the contributions would total ยฃ960,000 over 32 years, but the rest would come from growth.
This is why I donโt see investing as optional. Itโs not about getting rich quick. Itโs about building patiently, month after month, year after year, until the numbers become ridiculous.
Consistency creates freedom.
Compounding creates generational wealth.
Kieran | ยฃ1m Net Worth@KieranInvest
My first proper post on the SIPP side of the journey. I opened my SIPP in June 2023 with a financial adviser, but after watching it seriously underperform the wider stock market, I decided to take control myself. In May 2025, I moved it into the Vanguard FTSE Global All Cap Accumulation fund. Current value: ยฃ93,960 Contributions: ยฃ77,385 Return: ยฃ16,575 Performance: +27.21% I currently contribute ยฃ2,500/month through my Ltd company. The best part is the corporation tax relief. At 25%, that ยฃ2,500 contribution effectively only costs the business ยฃ1,875 net, while the full ยฃ2,500 goes into the pension and compounds long term. Simple strategy for now: Global equity tracker Monthly contributions Low fees Long-term mindset Let compounding do the work Curious what others would do from here. Would you keep it simple with a global tracker, add more US/tech exposure, or diversify into something else?
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@bairdk She is an inspiration you must be so proud
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Diagnosed with cancer 18 months ago.
Beat it, but lives with the effects every day.
Today rode her bike 85 miles (up 7,200 feet), starting in Slovenia, crossing into Austria & Italy, before returning to Slovenia.
Finished with a smile.
One bad Mother of our kids! ๐
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@UKWealthLog @nifrizzle Itโs insane sheโs give up on investing because she made one bad one
How many tards are like this do you think
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@KalumInvests @nifrizzle We listen and we donโt judge ๐
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Yeppp invested 2K into something during lockdown. My 2K is currently ยฃ300 xxx
Richie Brave@RichieBrave
Have you tried investing or do you invest? What are your views on and experiences of it?
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Really boring post about how Iโve hit 500 followers and that made me feel good
GIF
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