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The Practical Investor
182 posts

The Practical Investor
@PlanGrowThrive
Finance enthusiast writing about the money stuff most families were never really taught. Retirement, college, investing. Not financial advice.
가입일 Temmuz 2024
5 팔로잉14 팔로워

@MarketWatch The bad news is, being 42 with nothing invested is an uphill climb. The good news is all is not lost.
$2000 goes into savings, emergency fund
Reduce spending immediately
Open a ROTH and begin contributing
If you max it out every year, you're going to be OK
Work on income too
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‘I have no experience with investing’: I inherited $2,000. I’m 42 with two children. What should I do with this money? trib.al/ZmetRpG
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@pmitu What's with everyone wanting to start a cafe? What am I missing here? 😂
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@MikeHoffmann If anyone else is reading this, please please please take this mans advice and do these things.
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@njshoreinvest I did the same thing. I am a crypto survivor, 40% dips don't even phase me, the stock market is child's play.
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My net worth is down $112,528 in a week.
I saw the number, shrugged, and made coffee.
I'm mostly in mostly index funds and a few tech names I actually believe in.
None of the reasons I own them changed because the line went red for 7 days.
I'll just continue to cost average and carry on with life.

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@RoaringHammy Even at 3% that's pushing, what, 4k a month? Not ideal on 200k household. 😬
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@darrelltalksfi Pro tip, increase it slightly every year to keep pace with the contribution limit increase.
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🇺🇸 These charts tell the story of the last few hours
Nasdaq down 4.77%, S&P 500 down 2.64%
Both had been climbing on one core thesis: Trump controls the outcome, a deal is close, and the war stays contained.
Trump told the FT "I call all the shots, Netanyahu has no choice." Markets briefly believed him. S&P futures turned green on that quote alone.
Then Netanyahu struck Iranian targets anyway. Iran responded with ballistic missiles at Israel. The deal that was supposedly nearing the finish line is now sitting under active missile exchanges.
Trump's words moved markets up. Reality moved them back down.
The gap between those 2 things is the entire trade of 2026.
Source: Trading View / Writer: Oliver


Mario Nawfal@MarioNawfal
🇮🇱🇮🇷 MISSILES REPORTEDLY INTERCEPTED
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@MsVeilMoney Unbothered. Moisturized. Happy. In my lane. Focused. Flourishing. Ready for open. 💹
GIF
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Dreaming of the stock market opening tomorrow:
GIF
Insider Wire@InsiderWire
#BREAKING: Iran reportedly launches more missiles toward Israel.
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@DearS_o_n Being judged by people with car payments is not a real problem.
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@AlanAnnenberg @creativeburne Did you just read the Creature from Jekyll Island or something? It's going to be ok. Promise. Thanks for your input.
GIF
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@PlanGrowThrive @creativeburne You believe the CPlie? You realize the Fed doesn’t work for the American people? The Fed is a private entity from a consortium of banks. You can’t believe a word the Fed spouts to the American public. Google the Reality Index. You will be shocked.
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@rektfencer I know what's going to happen:
9am: Trump: "Iran deal this afternoon"
4pm: "S&P new all time high"
6pm: "Iran bombs Israel"
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@Danny_Crypton On the bright side, this would certainly represent a solid buying opportunity.
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🚨 WARNING: MONDAY COULD BE THE WORST MOMENT OF 2026!!
Make sure to take a look at this before June 8, that’s tomorrow.
The $SPCX IPO is coming on June 12.
And markets open this Monday, June 8.
This is the first real trading week before one of the biggest IPO events in market history.
SpaceX is expected to go public at around $1.75 TRILLION to $2 TRILLION valuation.
That one number explains everything.
Because money does NOT appear from nowhere.
If funds want to buy $SPCX, they need cash.
And where does that cash come from?
They sell what they already own.
Stocks will dump.
Crypto will dump.
High beta tech will dump even harder.
This is NOT just an IPO.
This is a liquidity drain.
Everyone sees the Elon hype.
Almost nobody sees the forced selling.
There are only a few ways this goes from here, and they are NOT equal.
- LIGHT SHOCK: funds sell small positions, stocks get hit first, crypto follows, then markets try to stabilize.
- HEAVIER SCENARIO: funds raise cash before June 12, high beta tech dumps, Bitcoin loses support, and retail gets trapped.
- WORST CASE: everyone rushes into $SPCX at the same time, liquidity disappears from crowded trades, stocks dump HARD, crypto gets hit first, and people get liquidated.
That last one is the REAL danger.
Because none of this is happening in a vacuum.
Stocks are already crowded.
Crypto is already weak.
Liquidity is already getting worse.
And now one of the most hyped IPOs in history is about to absorb even more money.
Now connect the dots.
If everyone wants $SPCX, they need dollars.
To get dollars, they sell assets.
And when everyone sells at the same time, markets do NOT dip slowly.
They dump.
This is NOT a theory.
The $SPCX IPO is June 12.
Markets open Monday, June 8.
And this is when positioning starts.
Markets are NOT pricing the liquidity drain now.
But they will.
I usually do the opposite of what the masses are doing.
Reminder: I’ve called all the market tops and bottoms for the last 15 years, including the Bitcoin bottom at $16,000 and the top at $126,000.
The next call will be even more important.
When I exit the markets completely, I’ll post it here publicly like I always do.
Turn notifications on. If you’re not following yet, you’ll understand why that was a mistake later.
Kalshi Finance@Kalshi_Finance
BREAKING: 90% chance Elon Musk becomes a trillionaire this year
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@QC_Capitals With $10k I'd be good with concentrated risk vs indexes in things like semis, photonics, quantum, drones, robotics, space, etc.
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@QC_Capitals Are you asking if $NOW is a good time? boom 🔥
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