Darrell Aden

Grabbed drinks with a buddy of mine last night He already maxes out his 401(k) and IRA But still has $20k sitting in savings and doesn’t know where to invest it I told him: open a brokerage account Most people miss this step 5 reasons brokerage accounts are so underrated: 🧵

@MrNQDC Definitely a good strategy to have in your back pocket

Most high earners think the 401k is the ceiling It’s not Top execs have been using something else for years Deferred comp (NQDC) ↳ No IRS cap ↳ No age limits ↳ Built for early exit While others stop at $24.5K… They keep going

@palmbtcX She looks so happy 😀

My little girls first Birthday lol.

@MarketPalmer_ They make peanuts until 35… then they get a big salary dropped in their lap and want to make up for lost time.

Recently learned that 25% of 60-year old doctors have a net worth below $1 million. How…?

@markcecchini You’ll be in my prayers 🙏

~2 weeks away from having 2 under 21 months. how.

@dissectmarkets Where is your blue check?!

I love how $FIVE went from being one of the hardest hit due to the tariffs and deteriorating product quality to now thriving and about to create more generational returns for investors Here’s how they did it 🧵

@theficouple Yeah it makes 0 sense for someone who owns their home outright to sell.

Baby boomers aren't selling their homes & why would they? They paid $120,000 for a home 25+ years ago, owe $0 & have $550k+ of equity. "Downsizing" means they'd need to buy something for $450k + take on a 6.5% loan. ...Many won't move & this will keep inventory low.

@megrogs26 @TheDividendDog Woohoo. Congrats 🥳 our daughter just turned 15 month old and every day she gets more fun. We paid for a doula and definitely recommend it!

I don’t talk about my personal life much on here, but I wanted to share a BIG life update with you all! I got married back in August of 2024 and we decided to wait at least a year before having kids. Well, about a year and a half later, here we are with baby #1 on the way! We are very excited, but if I’m being completely honest, I’m also terrified. Being the one to go through the physical changes and the labor process has always seemed scary to me. And now that it’s a reality, I’m even more scared 😅 That being said - moms out there, I’d love some tips and tricks to help guide me through this pregnancy along the way 💕 We definitely have a lot to figure out when it comes to finances, so plans are going to have to change for a while. No more maxed out IRA, unfortunately 😅 I’ll keep grinding my best with what we have already accumulated in our brokerage accounts and IRAs, though! Finances aren’t everything, and this journey will be so worth the financial sacrifice 🥰

@CoachRolfes Yeah I’d follow this as well!

If I had to start my finances over, I’d follow this order: 1. Create a budget 2. Build a $5k emergency fund 3. Pay off high-interest debt 4. Give generously 5. Invest 15% of income 6. Build a Taxable brokerage 7. Pay cash for cars Simple beats complicated.

@C_Reilly5 It’s not what it used to be…

Did Nikita Bier kill X?

@Dom_Investing I’m sure you’ve already made a lot of memories in your house!

@darrelltalksfi My house 😬

What’s something you’ve spent way too much money on but don’t regret at all?

@HertzyTrades Yeah I have an unlimited budget when it comes to travel!

@darrelltalksfi Travel!

@MrNQDC Vacations are alway worth it imo!

@darrelltalksfi Vacations!

@Invested_In_You A great hack for people who want to retire early

There's a 0% federal capital gains tax rate. It's not a loophole. It's sitting in the tax code, available to millions of people every single year. Most Americans have no idea it exists. Here's how it works:

@DadisFIRE I’m sure your kids keep you busy!

Being retired young isn't boring. It's fulfilling. This AM I asked my kids what they wanted to do. They said go to Elephant Rock (a state park 1.5 hours away). Fine. I loaded the 3 of them up in the RV plus two of their friends (whose parents work)......packed a picnic in the fridge, and went. Fun day!...and quite productive.

@BullMarketBoss One up on wall street is a book every investor should read

Top of the morning ☕📈 In One Up on Wall Street, Peter Lynch said: “The best stock to buy may be the one you already own.” We often spend our energy hunting for the "next" big thing, overlooking the winners already sitting in our portfolios. When the fundamentals of a company are hitting their stride, like what we’re seeing with the build-out of AI infrastructure, the smartest move isn't always finding a replacement. It’s having the patience to let a great story play out. From the chips powering data centers to the software redefining productivity, the foundation is set. While the noise of the market fluctuates daily, the compounding power of a "wonderful company" remains the greatest engine for wealth. Don’t pull the flowers to water the weeds. Stay bullish 🤝

@lindsaybitcoin I went Duke. I got Michigan making it to the final 4 though!

@darrelltalksfi Michigan hbu??

Hand cut fries and chicken wings fried in beef tallow up first 🔥

@TheMattViera $VTI is a great foundation piece for most portfolios!

@darrelltalksfi Just buy some $VTI and forget about it.

Grabbed drinks with a buddy of mine last night He already maxes out his 401(k) and IRA But still has $20k sitting in savings and doesn’t know where to invest it I told him: open a brokerage account Most people miss this step 5 reasons brokerage accounts are so underrated: 🧵

@LazaroInvestor Nice! So you don’t already have one?

@darrelltalksfi Going to open a taxable account once I max out all my others accounts first