coderipper

One of the highlights of @mmerge_io was a great discussion about the future of financial infrastructure and blockchain adoption in emerging markets 💫 Conversations like these reinforce something we strongly believe at @DeFindex_: The next generation of financial apps will integrate on-chain earning directly into user experiences. And infrastructure will be the key layer enabling it. @stellarorg @buildonstellar

.@mmerge_io = Institutional sumit in São Paulo is in full swing 🇧🇷 Amazing to see so many institutions and fintech leaders discussing the future of digital finance in LATAM. Conversations like these are exactly why we’re building @DeFindex_, the infrastructure that allows these institutions to integrate automated on-chain earning. If you’re here, come say hi to @esteblock_dev and @coderipper 👋 @stellarorg @buildonstellar

We’re here at @mmerge_io! 💫 One of the largest Web3 and digital finance gatherings in LATAM. @esteblock_dev and @coderipper on site connecting with institutions and fintechs, and exploring the future of on-chain finance. At DeFindex, we’re building the infrastructure that enables institutions, financial and fintech apps to offer automated earning directly to their users. Are you in São Paulo? Let’s connect!  @stellarorg @buildonstellar

In DeFi, compensation isn’t an expense. It’s an investment in reputation. In less than a week: • Price manipulation vector was identified. • Coordinated remediation together with @script3official • Reimbursed 100% of affected users. • Completed all transfers today as of 19h00 UTC. Transparency matters → dune.com/paltalabs/defi… Earn balances are fully operational again. If you withdrew last week, we’d love to welcome you back. DeFindex is infrastructure. Trust is built through action.

Got here a bit early I think #MexicoFintechWeek

Day 1 at Mexico Fintech Week. Let’s go. 🚀 @defindex_ #MexicoFintechWeek #Stellar #DeFi

Day 1 at Mexico Fintech Week. Let’s go. 🚀 @defindex_ #MexicoFintechWeek #Stellar #DeFi

@Chi_m_p @PaltaLabs Hahaaahah that’s some good editing there, great shirt btw

Here it is. Chi//mp × @PaltaLabs 🐒🥑 Drop #1.

🔥 ANNOUNCING - Chi//mp × PaltaLabs 🐒🥑 First drop. Limited pieces. More info coming soon. Let’s make merch fun again.

How is the campaign going? @defindex_

@0xChelseyArm @Defi_Warhol @defindex_ @StellarOrg @SoroswapFinance Only on chains where 1 USD = 1 USD

I mentioned a while ago that @defindex_ is the yield infrastructure that powers many protocols on @StellarOrg. Let's take a look under the hood at how it actually looks on @SoroswapFinance's example. - You deposit USDC into the vault for ~11% APY - The vault splits capital across two active strategies - Those strategies earn swap fees + incentives - Profits are periodically harvested and compounded - Your vault share value increases → that’s your APY This stablecoin yield is actually super competitive and higher than 80% of its competitors. If you're holding idle USDC, worth checking out: app.soroswap.finance/earn

Big news for the Stellar ecosystem: @stellar_experts, the already powerful Stellar explorer, now supports contract tokens. Get ready for a tsunami of adoption

Noticing a weird pattern lately: Multiple wallets like Hana, X-portal or Beans are suddenly offering near-identical (double digit) stablecoin yield experiences. Same idea: • deposit idle USDC • earn automatically • all inside the wallet That means that there's some infra they're all leveraging – and if you understand who sits there, you have the alpha. So I started digging and it turned out that under the hood, a lot of these wallets are plugging into the same yield layer – @defindex_. That's basically yield-as-a-service for wallets. With 1M TVL, they are growing fast. Instead of every wallet reinventing strategies, risk management, and ops, they embed a common engine and focus on user acquisition. Very interesting player to watch imo. Planning on trying it in @hanawallet myself soon. Quite a hidden gem, if you wish.

Did you know that several crypto wallets now offer high-yield savings up to a whopping 17% APY? That's no accident. The Fat-App Thesis has become a reality, turning wallets into cutting-edge DeFi consumer apps, where earning yields on your assets is just a click away. But what's the infrastructure powering these wallets to deliver such high-yield savings? The answer: @defindex_ All about Defindex, unveiled in just 30 seconds 🧵 ——— ► What is DeFindex? DeFindex is a non-custodial yield infrastructure built on @StellarOrg by @PaltaLabs that enables wallets and DeFi apps to offer stablecoin yield without custom DeFi integrations. Key features: ▸ Tokenized vaults for stablecoins like $USDC and $EURC ▸ Automated rebalancing and compounding across strategies ▸ Non-custodial, audited smart contracts with built-in safety controls ▸ Revenue sharing aligned so wallets earn when users earn Defindex plug-and-play capabilities make it already integrated to protocols like wallets and assets: ▸ @BeansApp ▸ @xPortalApp ▸ @seevcash ▸ @hanawallet ▸ @SoroswapFinance (DEX + Aggregator) ——— ► How DeFindex Works At a high level, DeFindex enables wallets to offer stablecoin yield through a vault-based system, with strategy execution handled in the background. ➠ Step 1: Tokenized vaults Users deposit stablecoins directly from their wallet into DeFindex vaults. Vaults currently support assets like USDC and EURC. ➠ Step 2: Strategies behind the vault Vault capital is deployed across multiple yield sources on Stellar, including: ▸ Lending protocols ▸ Liquidity pools Capital is distributed across strategies rather than relying on a single source. ➠ Step 3: Automation Once deposited, DeFindex manages: ▸ Auto-compounding of yield ▸ Strategy rebalancing ▸ Emergency exits via audited smart contracts To date, Defindex stablecoin strategies generating roughly 10–18% APY depending on market conditions. ——— ► How DeFindex is Different from Others Other yield infrastructure ( @yearnfi, @beefyfinance, @coinchangeio, @FireblocksHQ ): ▸ Primary customer → DeFi users or institutions ▸ Integration → External apps, dashboards, or APIs ▸ User experience → Users move funds out of the wallet ▸ Strategy focus → Broad yield strategies, often user-managed DeFindex: ▸ Primary customer → Wallets and fintech apps (B2B2C) ▸ Non-custodial → Users can withdraw anytime 24/7 ▸ Integration → Smart contract based, embedded in-wallet ▸ User experience → 1-click yield inside the wallet, Usual banking-like experience ▸ Strategy focus → Stablecoin lending and LP optimization ——— ► What DeFindex Changes DeFindex introduces shared yield infrastructure for wallets. Before: ▸ Each wallet built yield on its own ▸ Integrations were bespoke and costly ▸ Users were pushed outside the wallet to earn With DeFindex: ▸ Wallets plug into one shared yield layer ▸ Yield becomes 1-click and in-wallet ▸ Funds stay inside the app by default Yield is no longer a bolt-on feature. It becomes infrastructure wallets build on, positioning DeFindex as Yield-as-a-Service for wallets. ——— ► Why It Matters Defindex now manages over $1M in TVL, offering nearly 17% APY on USDC and 10% APY on EURC. These rates are significantly higher than any other stablecoin strategy available. This marks a pivotal moment where user experience and yield finally converge. The next generation of wallets isn't just about holding crypto; it's about automatically putting it to work with DeFindex as the invisible yield-machine.

Introducing ✨ Hana Earn ✨ Powered by @defindex_, @blend_capital, @gosodax, and @StellarOrg. ✓ Your USDC earns while you hold it ✓ Spend anytime ✓ Your card still works ✓ No lockups Built into the app. Non-custodial. Crypto that actually works like money.

➥ Project Spotlight - Week 01/2026 Here are 9 handpicked projects you'll want to explore. ➢ @defindex_ ➢ @ArchDAOfi ➢ @TACEO_IO ➢ @userocket_app ➢ @SenjaLabs ➢ @polyburg ➢ @0xProbable ➢ @SynthesisTrade ➢ @helios_layer1 Powered by @arbusai, @getmoni_io and @_dexuai Below you will find brief summaries for each. Let's dive in! … — 📌 | Defindex ⇢DeFindex is a decentralized yield optimization protocol built on the @StellarOrg blockchain (using its Soroban smart contract platform). ⇢ It enables wallet providers and DeFi apps to easily integrate automated, secure yield-generating vaults for stablecoins (like $USDC, $EURC, and $XLM), allowing users to earn passive income without managing complex DeFi strategies themselves. … — 📌 | ArchDAO ⇢ ArchDAO is a governance platform that turns decision-making into a "market of ideas" using futarchy (betting on outcomes via prediction markets instead of voting) similar like MetaDAO. Built on @Base chain. … — 📌 | Taceo ⇢ Taceo develops a decentralized cryptographic network for Private Shared State (PSS), allowing multiple parties to collaboratively compute, verify, and update data while maintaining full encryption. ⇢ This process preserves data privacy without exposing sensitive information or depending on centralized trust. Taceo achieves this through a blend of Multiparty Computation (MPC) and collaborative SNARKs (coSNARKs) and they recently raised $5.5M led by @archetypevc. … — 📌 | Rocket ⇢ Rocket is a platform for redistribution markets on @megaeth, enabling real-time predictions on any price feed. Accelerated by @megamafia. … — 📌 | Senja ⇢ Senja is a next-generation, community-focused, cross-chain lending and borrowing protocol incubated by @KaiaChain. Utilizing @LayerZero_Core technology, it allows users to lend, borrow, and trade collateral across multiple chains. The waitlist is now open. … — 📌 | Polyburg ⇢ Polyburg Terminal is a tracking and real-time analytics tool for @Polymarket's profitable traders. It offers AI-powered insights, helping users monitor and transform bets and "smart money" movements into actionable signals. … — 📌 | Probable ⇢ Probable is an on-chain prediction market platform on @BNBCHAIN, backed by @PancakeSwap and @yzilabs. … — 📌 | Synthesis Trade ⇢ Synthesis is an aggregator trading platform for prediction markets, acting as a wrapper/interface for markets like @Kalshi, Polymarket, and @trylimitless with features like copy trading. … — 📌 | Helios ⇢ Helios is an ETF-native Layer 1 blockchain designed for future financial systems, secured by multi-chain consensus, with focus on tokenized assets and ETFs.

This 2025 was about showing up for builders, communities, and the ecosystem 🔗 At PaltaLabs, we focused on building in public: hosting coworking spaces at @Nube_Cowork and @draperamericas, supporting teams, and participating in events across regions. From #Valdivia to #Rio, #Toronto to #BuenosAires, we worked to connect people, ideas, and infrastructure. 💡 Hackathons, community spaces, and global events such as @EFDevcon or #Meridian2025 weren’t side activities.They were the foundation for products and teams that shipped 🚀💫 This growth has been possible thanks to @StellarOrg @BuildOnStellar ✨🥑 Community isn’t a byproduct. It’s infrastructure

2025 was the year we moved from concept to infrastructure 🚀 Since launching DeFindex, we’ve focused on steady, ongoing growth — building valuable connections as we integrated with dapps and protocols such as @etherfuse @Decaf_so @xPortalApp @seevcash @BeansApp @hanawallet across the ecosystem, and validating the product through real-world programs and awards, like #i3Awards 🏆 📈 As the year progressed, the results spoke for themselves: Not noise, but adoption, integrations, and growing TVL 💫 And because interoperability sits at the core of what we build, we launched Interoperable: a space for high-signal conversations on what actually moves Web3 forward. As the year comes to a close, we need to thank @StellarOrg @BuildOnStellar for their support throughout this 2025 ✨ And as a new year approaches, we stay on the same principle: Utility over hype. Always 💙✅