Peoples Reserve@PeoplesReserve
Most “crypto-backed mortgages” still trap you in the same broken system ⚠️
They let you use $BTC for a down payment BUT you’re still stuck in a 30-year debt trap.
Enter Bitcoin Powered Mortgages...
Two revolutionary contracts that turn Bitcoin into pristine collateral that actually works for you:
1. Self-Repaying Mortgage (SRM)
> Post 1:1 Bitcoin collateral
(100% LTV, no over-collateralization)
> Rates as low as 3-6% APR (33% LTV)
> As your collateral appreciates, interest rates drop, excess collateral can be withdrawn or used to pay down principal further.
> Zero liquidation risk, market crashes can't force you to sell bitcoin or lose your home.
> Your $BTC stays 100% yours
(bankruptcy remote SPV, BitGo custody, never rehypothecated)
> No credit checks, no income verification
> Unlock the full purchasing power of your Bitcoin savings while keeping every sat of upside.
2. Bitcoin Mortgage Reserve (BMR)
> Don’t have enough for 1:1 (100% LTV)?
Contribute just 20% (500% LTV) of the home price in $BTC to BMR escrow, get financing.
> BMR escrow compounds with $BTC growth and becomes your equity engine
> Can pay off mortgage early
$BTC CAGR | ⏳ Debt Free
15% 14 years
30% 9 years
60% 5 years
> You move in today. Your Bitcoin works in the background and sets you free tomorrow.
Why these are exponentially better than the alternatives:
Latest trend (pledge $BTC for down payment), have two contracts (downpayment + mortgage)
Bitcoin helps you enter the house → debt stays fixed for decades
With our BPMs: Bitcoin helps you exit the mortgage → debt shrinks fast and disappears decades early
No forced selling.
No taxable events.
No liquidation drama.
No idle collateral.
Just aligned incentives, compounding equity, and real financial freedom.
This isn’t adding Bitcoin to old finance.
It’s rebuilding finance on Bitcoin.
Most platforms help you finance a home.
We help you finish the mortgage.
Build Wealth Smarter ⚡️
