Citizen of the Network

XRP is already one of the most popular assets in Exodus. Now we're going even deeper -- native XRP Ledger support and @Ripple USD (RLUSD) are live in Exodus. Exodus 🤝 XRP Ledger

Rakuten just went live with $XRP payments today. 44M users, 5M+ merchants across Japan. Loyalty points now convertible to XRP. This is what real-world adoption looks like. #XRP #Ripple #xrpfamily

XRP

Traditional bond settlement takes two business days. That's two whole days of counterparty risk, frozen capital, and manual reconciliation. Ripple and Kyobo Life are piloting near real-time tokenized government bond settlement in South Korea on the XRP Ledger. The rails for institutional finance are being laid right now and Yellow is here for that journey.

@nikitabier $XRP

Not a single fintech CEO slept well last night. X just shipped a full financial stack in 48 hours. And most people didn't even notice. Here's the sequence: - Tuesday: Smart Cashtags go live. Any ticker, any contract address native price chart, right in the timeline. No redirect. No third-party app. - Already in beta: X Money. Fiat wallet with 6% APY, metal Visa debit card with 3% cashback, P2P payments, direct deposit. FDIC-insured through Cross River Bank, the same bank behind Coinbase and Stripe. - Already live: Brokerage routing via Wealthsimple. One tap from a post to a placed trade. Three products. All shipped. All pointing the same direction: Discovery → Chart → Trade → Pay. Inside one timeline scroll. Here's what that looks like for you and me: Someone posts a $AAPL cashtag. I tap it. Chart loads. I see the conversation around it. I buy. Never left the app. I send $50 to a friend. On X. I earn 6% on what's left. My debit card gives me 3% back on coffee. Why would I open Robinhood? Why would I open Venmo? Why would I open CoinGecko? And here's why they can't compete: X has 550M monthly users. Robinhood has 24M funded accounts. Venmo has ~90M accounts. CoinGecko has ~30M monthly visits. X doesn't need the best product. It needs a good-enough product inside the app people already live in. Now zoom out. X was an ad revenue company. ~$4.4B in 2023, almost all advertising. The new revenue stack: > Visa interchange on every card swipe > Brokerage referral fees on every routed trade > APY spread on held deposits > Trading behavior data from 550M users X didn't add a feature. X changed its entire business model. "Is this good for X?" Wrong question. X just stopped being a social media company. It's now a financial infrastructure company that happens to have 550 million users already scrolling. Everyone else is competing against a distribution gap they can never close. I wrote about this yesterday before any of it was announced. The sequence played out exactly as mapped. The only piece left: which chain gets the default crypto trading slot. That answer will move markets.

🚨 MASSIVE! GraniteShares has filed with the SEC to activate its 3x Long $XRP Daily ETF and 3x Short $XRP Daily ETF, targeting an effective date of April 23rd 2026! Leveraged XRP exposure is officially moving closer to traditional markets 🔥

Kyobo Life choosing Ripple Custody to support on-chain settlement reflects where the market is heading. When a leading Korean financial institution brings real assets on-chain, the industry takes note. Proud to partner on Korea’s first tokenized government bond settlement.

JUST IN: X launches new cashtag feature for stocks and crypto.

Announcing our partnership with #KyoboLifeInsurance—one of Korea's largest and most established life insurance companies—to explore on-chain financial infrastructure using Ripple Custody: on.ripple.com/4dTCDoB Kyobo becomes the first Tier 1 Korean insurer to take this step, bringing government bond settlement closer to real-time. This is what institutional digital asset adoption looks like.

Yesterday, I celebrated 11 years at Ripple. Back then, I couldn’t have predicted that we’d still be fighting for regulatory clarity. The fight has been worth it. After a day in DC having great conversations with @SenatorHagerty, @berniemoreno, @SenatorTimScott, @JohnBoozman and @patrickjwitt - and on stage at @Semafor World Economic Summit - I know we are closer than ever. The CLARITY Act window is open. And now is our moment to act.

JUST IN: Former @Ripple VP Emi Yoshikawa launches a $100M fund of funds backed by SBI Holdings to connect Japanese companies with early-stage Silicon Valley startups across AI, fintech and blockchain.

NEW: Rakuten will allow $XRP to be used as a payment method for its 44 million customers. The move integrates XRP into Rakuten’s consumer payments ecosystem, expanding real-world utility for crypto in retail transactions.

Big news for XRPL & Stellar communities! XRP Ledger support is now LIVE on LOBSTR the leading multi-chain wallet with 1.5M+ users, built on Stellar (XLM) roots. Create or import your XRPL account in the same app you already use for $XLM. Manage $XRP, $RLUSD, $XLM & more. Send, receive, buy & track everything seamlessly! No more wallet switching Strengthening XRPL + Stellar interoperability with future DeFi, on/off-ramps & cross-chain flows.

⚡️ NEW: Boundless brings zero-knowledge proofs natively to XRP Ledger, enabling confidential finance on XRPL.

🚨 XRP GAINS ACCESS TO JAPAN’S 44M USERS Japanese crypto giant Rakuten Wallet launches $XRP as a listed asset and payment, letting users buy XRP with loyalty points and spend it across Japan. The integration connects XRP to Japan's everyday commerce platform, spanning 44M users, 3T+ loyalty points (~$23B), and 5M+ merchants.

A live data demo at XRP Tokyo showed cross-border payments handled by XRP are 60% cheaper compared to SWIFT - and settle in under 4 seconds compared to SWIFT which needs up to 5 business days. The story is on @YellowMedia_HQ now: yellow.com/news/xrp-vs-sw…

Crypto has had a rough year. Maybe we should launch something to fix it.

CFOs managing global payouts ,this one's for you: The traditional cross-border payment system wasn't built for the speed of modern business. Here's why digital assets are changing the calculus: Every time you send a cross-border payment the old way, you're dealing with: ❌ 1–3 day settlement times ❌ Fees eating a high % margin on every transfer ❌ Locked-up liquidity in nostro/vostro accounts ❌ Zero visibility mid-transfer That's not a treasury strategy. That's just friction. Digital assets (XRP / RLUSD ) payments offer: ✅ Near-instant settlement ✅ Dramatically lower fees ✅ Real-time transparency ✅ No pre-funded accounts eating into working capital The CFOs winning on global operations are already making the switch and @Ripple will guide them through it

"Yellow allows AI agents to transact with each other without trusting each other. The transactional volume of this is going to be huge and we think XRP is the perfect institutional settlement layer" - @AlexisYellow at XRP Tokyo last week