neobanque
56 posts

neobanque 리트윗함

@coinbase event yesterday confirmed what we’ve been seeing: crypto exchanges are becoming neobanks.
And traditional neobanks are adding crypto.
The convergence is here. 🧵
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neobanque 리트윗함
neobanque 리트윗함

If you're an @ether_fi user and want to get a physical card please reply below, we're looking for people to test out the new process
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neobanque 리트윗함

XMoney has been launched internally.
Only six states remain where they need to obtain a money transfer license.

Elon Musk@elonmusk
@nima_owji It has been launched internally
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Tired of standard banking?
@alpianbank is the digital private bank for the mass affluent.
Get expert wealth management via a powerful app, coupled with the essential guidance of a human Wealth Advisor. 🤝
Premium service, fair price
📲 Full vision in the video below!
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neobanque 리트윗함

Crypto Neobanks: What They Really Are
neobanque.ch/blog/crypto-ne…
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@0xfishylosopher Crypto neobanks aren't about flashy apps / they're about the money pipe behind them. Stablecoins move value. Cards link to custodial wallets. @Stablecoin orchestrates cross-network transactions invisibly and bridging legacy account systems to blockchain rails
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currently working on a longer thesis on neobanks.
there's two stories here - fintech neobanks vs. crypto neobanks.
> fintech neobanks (sofi, chime, wise, mercury) were mobile-era apps that controlled UI/customer relationship while outsourcing fdic compliance partnerships. they grew by solving some niche wedge (student loan refinancing, fast fx swaps, advance payroll) and before scaling to control the entire stack - to control how we grow, spend, and store money.
> crypto neobanks fundamentally also want to capture this grow, spend, store money stack with their whole UI. different companies have started in each part of the stack - eg. etherfi in grow, avici and other card products in spend, phantom in store, before expanding horizontally.
what succeeds here is a niche + volumes game, just like fintech neobanks - how do you capture a niche market, before upcharging across different platforms. so when i look at neobanks, what i care about most is the trad consumer metrics - retention, churn, volume, user base.
in a world rain or reap has commoditized a card product issuance, volumes are the only real moat.
much more indepth thoughts to drop soon. if you're building a neobank, please DM - i'd love to talk to get your thoughts!
Jess 🌱@thattallguy
Can someone define what a "neobank" is for me? I hear it used to describe a variety of products as well as a narrative/category. What is a neobank? and what's the "neobank opportunity"? thank you for your attention to this matter - thattallguy
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neobanque 리트윗함

Today, we’re excited to announce our €30m Series A funding round.
Led by @speedinvest , along with @commerzventures and Latitude, and supported by existing investors Shapers, @HeadlineVC, Chalfen Ventures, and @triton_xyz (formerly Kraken Ventures), this round will enable us to expand across Europe.
Millions of users continue to face friction within the traditional banking system. Lengthy procedures and extensive information requirements can limit the speed and flexibility with which individuals manage their funds. These constraints, along with a rising demand for transparency and user control, illustrate why fully on-chain financial infrastructure is becoming increasingly relevant.
With this new funding, our mission is to accelerate our product roadmap and expand beyond our home market in France. In the coming months, you’ll see innovative products designed to give you more freedom and control over your money. Stay tuned.
Thank you to our investors and partners!
Speed is everything. LFG! 🚀
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neobanque 리트윗함

This has never been done before in banking
KARMA holders can now vote on the final card design across 3 exclusive collections.
This is your chance to shape what potentially millions of people will carry in their wallets.
Voting closes in 24 hours: karmacard.io/card-vote

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@Swissquote_help any news regarding your platform? Even payment to Swissquote has been declined ?
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neobanque 리트윗함





