Marc | Polygon Labs (💜,⚔️, ※)

Coinstancy is building on the Open Money Stack. Using our on/off-ramps (with services via Coinme), they built a stablecoin savings product available to mainstream U.S. users. > Cash in or out at 50K+ physical locations > Near-instant deposits + withdrawals > USDC settlement at sub-cent costs

Over $300M in payments have flowed to @0xPolygon through Mayan, including local stablecoins: → BRLA (Brazilian Real) → JPYC (Japanese Yen) → XSGD (Singapore Dollar) → MXNe (Mexican Peso) → EURe (Euro) Polygon is built for global payments.

I'm hiring a PMM for my team at @0xPolygon. if you've ever wanted to do the best work of your career, the timing on this one is right! DM me if interested, include your linkedin. link to apply below.

Assetera and Deploi are moving institutional capital markets onchain, launching direct issuance infrastructure for private credit. Live on Polygon.

86% of all transactions routed to @0xPolygon through Mayan land in stablecoins. That's $250M+ in all-time stablecoin volume. Polygon is built for payments.

Every institutional conversation I have end with a desire for privacy AND liquidity, not one or the other. Polygon CDK delivers both. Custom private chain, data stays in your infra, Agglayer connects you to the rest of crypto from day one.

@donnoh_eth @bobbinth Everyone hands their governance of critical contracts to third parties. It’s actually a key aspect of the rollup frameworks.

@0xMarcB @bobbinth i disagree, one thing is to have your own governance, another is to depend on third party governance of critical contracts

Any chain architecture can plug into Agglayer. Any private chain can access unified liquidity. Miden just proved both. You can have private infra with full access to the ecosystem's liquidity, without tradeoffs. That's what the Open Money Stack makes possible via Agglayer.

@donnoh_eth @bobbinth Like 95% of canonical bridges. And like 99% of new chains that have ever launched. So, for a new chains (and most existing chains), no tradeoffs.

@0xMarcB @bobbinth not really without tradeoffs, all agglayer contracts including the shared escrow are instantly upgradable by a third party

@mottice Love it!

infrastructure bloat happens when you build around a problem instead of through it. in US stablecoin orchestration, ACH pull has been that problem for years. ACH pull is the funding mechanism that underpins most consumer and business fintech products in the US. when Robinhood lets you buy stock the moment you link a bank account, that's ACH pull with instant purchasing power. when Brex sweeps your operating account, that's ACH pull. under the hood, they + their payment partners have built out a credit risk model that gives you access to the funds instantly even though ACH pull has a multi-day settlement lag. the reason those products feel seamless is because the user never has to think about where the money is coming from. money just moves. when a platform initiates the debit, it signals to the user that the product is in control of the flow. when you ask a user to push funds themselves, you've handed them a step they can abandon.  pull-based funding flows create a smoother UX. so why don't most stablecoin orchestration platforms offer this? ACH debit origination requires a bank sponsor willing to take on return risk on your behalf. NSF and account closed returns typically resolve within a few business days, but unauthorized return claims can come back up to 60 days after settlement, long after stablecoins have already moved. that's a recon headache & financial risk that compounds fast when handled incorrectly, so most PSPs decided to ship something simpler. as a result, fixing this with a workaround is painful. you're typically integrating Plaid or MX for bank linking, a separate ACH originator for the debit, a conversion layer for USD <> stables, and an AML wrapper around all of it.  four vendors/contracts/failure points, all converging on the critical moment a new user tries to put money in for the first time. it's bloat that traditional fintech solved years ago, but the stablecoin layer added enough complexity that most platforms retreated to ACH credits and called it good enough. we didn't think that was good enough. that first funding moment is where users decide whether your product works. it's too important to route around. so we faced it head on at Modern Treasury. we built one API for the full funding lifecycle: bank connection, ACH debit origination, stablecoin orchestration, compliance. with the full funding lifecycle natively supported via one integration, users get a Venmo-like funding experience and platforms get better conversions + eng time back to ship features that move the needle. routing around hard problems is how you get to v1 but solving them is how you get to what stablecoins are actually capable of. @ModernTreasury is committed to the latter and ACH pull is just one example of many more to come

Our Head of US Payments sat down with @FintechTVGlobal to talk payments, the Open Money Stack, and why privacy is the unlock for institutional stablecoins. Watch.

@DianaChimes @0xPolygon LFG 🔥💜

some news: I'm stepping into the VP of Marketing role at @0xPolygon to lead our marketing team. 4 years in and we're just getting started. let's goooooo.

POLYGON IS NOW EVEN FASTER FOR ONCHAIN PAYMENTS Polygon (@0xpolygon) has successfully deployed a significant network upgrade to increase total transaction throughput. The chain's gas limit has been raised to 140M, effectively increasing the maximum capacity to over 3,800 TPS to support global payment demand. This expansion directly enables $POL to handle high-frequency retail and institutional settlement at a fraction of legacy cost.

Every year, $48 billion in loyalty rewards go unredeemed. @0xAishwary explains how stablecoins can close that gap and boost customer retention.

Another upgrade for the chain. Now up to 140M gas, bringing max TPS to 3,800+ We've increased capacity again to enable even more onchain payments at scale.

More payments. Every second. Polygon is now pushing 3200+ TPS, with 1.75-second blocks and sub 5-second finality. This follows a 250ms reduction on block time. 14% more payments per second on the chain built for money movement

congrats! We can confirm the drop in the live data 😎

40% of cross border remittances still take more than a day to settle. Polygon settles in seconds. Billions of transactions happen each year, you do the math… The cost in moving money has always been time, and somehow we kept pricing it like its just a fee problem. Thats why the worlds largest fintechs are moving onchain, and they keep choosing Polygon.

@0xlucca30 @0xPolygon 💜

@0xPolygon careers page just got an update a time ago and I just realized I was there today. I said that in 03/25 and for sure still true.

$25,000 vbUSDC base pool, scaling up to $100,000 based on weekly volume. Volume leaderboard and PnL leaderboard both paying out across every market. 1 week only. Opt in on the Trading Competition page to join the competition. perps.katana.network/rewards/compet…